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Germantown, NY, town hall
New York›Columbia County
Photo: Daniel Case · CC BY-SA 3.0
Photo of Germantown

Germantown, NY · Photo: Daniel Case · CC BY-SA 3.0 · Source ↗

Is Germantown a good place to live?

Germantown’s best subject grades are an A− for health and civic life and an A for history; its weakest is a C− for cost of living. 10% of residents are under 18 in Germantown, against 20% in New York’s towns and 22% across U.S. towns. Only 10 of the 759 New York towns we compare have a higher median age than Germantown. Germantown is easier to get around on foot or by transit than 69% of U.S. towns. Its National Register listings include German Reformed Sanctity Church Parsonage and Simeon Rockefeller House. Germantown has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Germantown stand out

Where Germantown beats most towns.

German Reformed Sanctity Church Parsonage
German Reformed Sanctity Church Parsonage · National Register of Historic Places
Germantown’s story

201 years in pictures

Census counts: 891 in 1820, 1,936 in 2020. The archive holds 15 old photos and papers going back to 1798 and 5 maps from 1895 on.

5 places on the National Register of Historic Places.

  • 1825Germantown is settled
Explore the history →

How Germantown grades

Each subject compared with towns across the country (schools within New York), ordered by how far Germantown is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Olana State Historic Site and 51 more within 40 miles

Museums, parks, gardens and other places to visit around Germantown. Close and well known come first.

All 99 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Olana State Historic Site: Netniks, CC BY-SA 4.0 · Home of Franklin D. Roosevelt National Historic Site: Crunch, CC BY-SA 4.0 · Kaaterskill Falls: Mwanner, CC BY-SA 3.0 · Vanderbilt Mansion National Historic Site: Daderot, Public domain · Tanglewood: Daderot., CC BY-SA 3.0 · Norman Rockwell Museum: User:Rmrfstar, CC BY 2.5

Getting set up

Moving to Germantown: who provides what

Who provides power, water and the rest in Germantown, and how to reach them.

The full setup list →
PowerNational Grid19.9¢/kWh · EIA 2025HIFLD · EIA
WaterPalatine Manor water systemNo health-based violations in 5 years · EPAEPA
Internet2 providers96% of addresses get 100/20 MbpsFCC
Trash & dumpColumbia County Transfer Station (Germantown Convenience Station)Drop-offTown site
SchoolsGermantown Central School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New York you can register online until 10 days before Election Day, in person until 10 days before Election Day, or by mail (postmarked 15 days before and received 10 days before).vote.gov
Who runs elections hereColumbia County Board of ElectionsColumbia County; contacts on the Handbook page.FVAP, Sep 2026
ZIP code1252612526 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Aug 3, 2026.

The data

Ordered by what stands out in Germantown.

Natural hazardsHazard risk grade A

Top of a very low hazard risk in Germantown: inland flooding

On expected storm and flood damage, Germantown sits below 86% of U.S. communities. Expected losses in Germantown break down as 62% from inland flooding and 11% from tornadoes. Federal disaster aid has reached households in Germantown after 7 declared disasters, most recently in 2017.

14risk score of 100
FEMA risk score
14Very low riskLowerHigher
Inland floodingTornadoesHurricanes
7
federal disasters paid out here

FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA

SchoolsB−

On state tests, Germantown’s schools trail 54% of New York districts

Its two schools are below. The Germantown Central School District runs its public schools. 2 public schools serve Germantown, with 452 students in all.

46%of NY districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Germantown Elementary SchoolLargest public elementary schoolGrades PK–6Grades PK–6282B−
Germantown Junior-Senior High SchoolLargest public high schoolGrades 7–12Grades 7–12170B−

NCES · EDFacts · graded within NY on state tests and graduation

HealthA−

Residents of Germantown are healthier than four in five U.S. towns

In Germantown, 30% of adults feel lonely, and 30% have obesity. This New York town beats the New York average on 9 of 32 CDC measures and trails it on 3. 15% of Germantown adults report frequent mental distress.

80%healthier than U.S. townsA−Health Grade
GermantownNew York townsU.S. towns
Frequent mental distress (CDC PLACES)15%16%17%
Feel lonely (CDC PLACES)30%32%33%
Obesity (CDC PLACES)30%33%35%
Sleep under 7 hours (CDC PLACES)34%37%36%
32 measures vs. New York
9 better20 too close to call3 worse
What stands outGermantownNY
Fewer adults facing food insecurity11%17.2%
Fewer adults facing housing insecurity9.5%14.5%
More adults who have had cancer10.6%7.7%
Columbia Memorial Hospital
8.9 mi away · emergency room
2 of 3
care shortages: primary care, dental

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade B

Most of Germantown’s workers head elsewhere: there are 0.7 jobs for each of them

Half of commuters travel less than 16 miles. Jobs based in Germantown fell to 596 in 2023, 68 fewer than in 2013. Most people who work leave Germantown to do it: just 13% work in town. The town’s median household income is $98,000.

13%work in town
GermantownNew York townsU.S. towns
Median household income$98,000$82,000$80,000
Below the poverty line6.8%9.5%9.6%
Working residents who work in town13%10%8%
Average trip to work24 minutes25 minutes25 minutes

Where working residents work

In Germantown13%
New York9%
Hudson6%
Red Hook6%
Albany4%
16 mi
median commute distance
596
jobs based in Germantown
A commuter town
jobs vs. working residents
B+
Walkability grade: more walkable than 69% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in Germantown

In July, afternoons reach 85°; in January, nights fall to 17°, and about 31 inches of snow falls in a winter.

31″snow a winter

Typical low → high °F

Winter20–38°
Spring37–60°
Summer60–83°
Fall42–63°
Oct 18
typical first frost
Apr 25
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HousingCost of living grade C−

Zillow puts the typical Germantown home at about $589K

Values rose 8.7% in the 12 months to September 2026. In Germantown, four in five households are owner-occupiers.

$589KZillow home value

Typical home value

Germantown$589K
New York$525K
+8.7%
value change, 1 year
1
homes sold in September

Zillow Home Value Index · Redfin Data Center

OutdoorsB

Germantown has set aside 3.4% of its land for conservation

Across 4 parks and preserves: 3.5 miles of trail. The biggest park or preserve is Seward's Island, at 27 acres. The trail density for Germantown comes to 0.3 miles per square mile.

3.4%conserved
GermantownNew York townsU.S. towns
Miles of trail per square mile0.3 miles per square mile0.40.4
Conserved land3.4%5.2%4.3%
3.4%
conserved · 297 of 8,856 acres
3.5 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Seward's Island—27
2. Ernest R. Lasher Jr. Memorial Park—1
3. Roe-Jan Kill Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Germantown

19pages on Germantown
After high school

Colleges nearby

2 within 15 miles of the center of Germantown

A commuter town

87% of working residents leave Germantown for work

Where Germantown’s working residents go each day. Line width shows the share.

9% → New York New York 9% 6% → Hudson Hudson 6% 6% → Red Hook Red Hook 6% 4% → Albany Albany 4% 3% → Claverack Claverack 3% 3% → Colonie Colonie 3% Germantown · 13% stay
596jobs based in Germantown
13%of working residents work in town
16 mimedian commute distance

Census LEHD 2023

Landmarks

5 places in Germantown on the National Register of Historic Places.

All landmarks →

About Germantown

Town in New York, United States

Official town website ↗

Germantown is a town in Columbia County, New York, United States. The population was 1,936 at the 2020 census, down slightly from 1,954 in 2010. Germantown is located in the south-western part of the county along the east side of the Hudson River.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
14 sq mi
Elevation
249 ft
Area code
518

Germantown’s neighbors

3 towns share a border with Germantown.

Explore the map →
How the neighbors grade
TownNY rankOverallCostSafetySchoolsHealth
Germantown——C−—B−A−
Livingston#700DC−—C−B
Clermont——C−—B+A−
Catskill#629C−C—CB−

Germantown and Clermont have fewer than 2,500 residents, so they get subject grades but no overall grade. Germantown, Livingston, Clermont and Catskill report no FBI crime data of their own. Compare Germantown with a neighbor →

Questions about Germantown

Short answers, built from the data on this page.

Is Germantown, NY expensive?

Yes. That is 7.2 years of the area's median household income ($81,528 across the Hudson, NY area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C−.