Photo: Former Wikipedia user Wikilagata (C.C. Sabathia) · Public domainHousehold incomes in Carmel top those of 92% of U.S. towns
4.4% of residents live below the poverty line, against 14.0% across New York. The two grades for Carmel are A− for jobs and income and A− for walkability. Transit is limited for a town this walkable: about 1.2 trips an hour stop near the typical resident at the evening peak, against 79.0 in New York City.
Census ACS 2020–24, Census LEHD 2023, EPA Smart Location Database. How the two grades are made
Carmel and work: the main findings
Carmel’s biggest commute is a long one
The top workplace outside Carmel is New York City, 51 miles away as the crow flies. 25% of working residents (3,796) make that trip; no town closer to home draws more of them. How far ↓
Carmel workers spend longer getting to work
The average trip takes 41 minutes each way, against 33 across New York. Over a year that’s about 314 hours of commuting, 61 more than the state’s typical worker. Time on the road ↓
Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2023, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey.
How the Jobs & income grade adds up in Carmel
On income, poverty, unemployment and job access, Carmel is better than 85% of U.S. towns, #118 of 758 in New York. Household income holds Carmel’s grade up ($131,835, U.S. $80,734); unemployment pulls it down. It also does well on the poverty rate and job access by car.
A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Carmel could be anywhere from A− to A.
Miles to work from Carmel
Straight-line distance from each worker’s home block to their main job’s block. LEHD 2023.
Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.
Getting to work from Carmel takes about 41 minutes
Round trip, about 230 workdays a year: roughly 13.2 full days in the car, bus or train.
Average commute minutes, one way
of Carmel workers work from home, vs 15% across New York. Their commute is the hallway.
Share of the 14,461 commuters (the 14% who work from home are left out). Across New York: 57% drive alone, 25% take transit; U.S.: 81% and 4%. Census ACS 2020–24.
From the Census survey of workers who don’t work from home.
Carmel by day and by night
On a workday 13,244 residents head out to work, 2,064 work right here, and 6,406 people come in from elsewhere.
About 28,000 people are in Carmel on a workday afternoon, 20% fewer than live here.
0.55 jobs for every working resident, so most people commute out.
Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2023, primary jobs.
25% of working residents work in New York City
Where Carmel clocks in
25% of workers
5% of workers
4% of workersLines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.
A thicker line means more commuters. Switch between where residents work and where the people who work here live.
What Carmel’s employers do
8,470 jobs are based in Carmel.
What kind of work
What it pays
Who does it
Jobs based in Carmel, 2013 → 2023: 7,542 → 8,470. Big swings can come from how a large employer reports its locations, not only from real openings or closings.
Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2023.
Here is what they are, next to the jobs Carmel’s own residents hold wherever they work.
Good to walk, short on transit: Carmel
On EPA’s walkability index and the share of commuters who walk, bike or take transit, Carmel is more walkable than 76% of U.S. towns, #319 of 758 in New York. How people get to work scores higher than the street layout: 6.2% of commuters walk, bike or take transit, against 32.9% across New York, on an EPA index of 7.4.
A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 16,793 workers.
How TownRatings grades walkability →
Transit service (shown, not graded). 11% of residents live within a ¾-mile walk of a bus or train stop, 0% within a quarter mile. At the weekday evening rush, about 1.2 trips an hour stop near the typical resident, more than in 61% of the 9,825 U.S. towns with transit data.
Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020
Households without a car (shown, not graded). 4.2% of Carmel households have no vehicle (New York 29.2%, U.S. 8.4%). 6% of Carmel’s commuters take a bus or train.
Out of 1,255 U.S. towns of 24,000 to 46,000, Carmel comes 351st on jobs and income
| # | Town | People | Household income | Poverty | Unemployment | Work in town | Grade |
|---|---|---|---|---|---|---|---|
| 1 | Upper Dublin Township PA | 27,258 | $168K | 3.2% | 1.9% | 8% | A+ |
| 2 | Southlake TX | 31,175 | $250K | 1.5% | 2.7% | 11% | A+ |
| 3 | Leawood KS | 34,093 | $186K | 3.1% | 2.0% | 9% | A+ |
| … | |||||||
| 23 | Eastchester NY | 34,015 | $156K | 4.8% | 2.6% | 10% | A+ |
| … | |||||||
| 47 | Clifton Park NY | 37,775 | $133K | 2.3% | 2.0% | 13% | A+ |
| … | |||||||
| 66 | Valley Stream NY | 40,379 | $133K | 5.5% | 2.8% | 6% | A+ |
| … | |||||||
| 349 | Mamaroneck NY | 31,479 | $164K | 7.4% | 5.2% | 10% | A− |
| 350 | Oakville MO | 35,333 | $106K | 6.4% | 4.0% | 5% | A− |
| 351 | Carmel NY | 34,442 | $132K | 4.4% | 4.4% | 13% | A− |
| 352 | Windsor CA | 25,864 | $134K | 5.9% | 3.6% | 11% | A− |
| 353 | Fort Washington MD | 25,134 | $143K | 5.3% | 5.9% | 2% | A− |
| … | |||||||
| 1,255 | Bullhead City AZ | 43,987 | $51K | 18.7% | 11.5% | 26% | D− |
Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.
Ranked on the Jobs & income grade: the towns either side of Carmel, the top three, the last and three more from New York.
Around Carmel: the bordering towns
The biggest share goes to Southeast (3%).
Average commute minutes, one way
Jobs & commute next door
| Town | Carmel workers there | Jobs & income | Walkability | Commute | Household income |
|---|---|---|---|---|---|
| Carmel | – | A− | A− | 41 min | $131,835 |
| Putnam Valley | under 2% | A | B | 45 min | $137,656 |
| Southeast | 3% | A− | A | 34 min | $110,815 |
| Kent | under 2% | A− | B+ | 39 min | $129,012 |
| Somers | 2% | A | A− | 36 min | $169,894 |
| Lake Carmel | under 2% | — | — | 36 min | — |
Same-state neighbors only. Lake Carmel: a Census-designated place inside a larger town, graded as part of it. Commute: average minutes each way, Census ACS 2020–24.
Darker towns draw more of Carmel’s workers. Tap a town to see its commute.
What this data can and can’t tell you
- Two sources, two years. Trips, distances and jobs based here: Census LEHD 2023, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
- Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.
Jobs and commuting in Carmel: questions
What is the median household income in Carmel?
$131,835 (±$10,264) (Census ACS 2020–24), against $85,974 across New York and $80,734 nationally.
What is the poverty rate in Carmel?
4.4%, against 14.0% across New York and 12.5% nationally (Census ACS 2020–24).
How long is the commute from Carmel?
41 minutes each way on average, against 33 across New York and 26 nationally. 14% of workers work from home.
Where do people who live in Carmel work?
13% work in town. The top destinations elsewhere are New York City (25%, 51 mi), Yorktown (5%, 10 mi), Mount Pleasant (4%, 20 mi) (Census LEHD 2023).
Is Carmel walkable?
Carmel is more walkable than 76% of U.S. towns (Walkability A−): an EPA walkability index of 7.4 out of 20, and 6% of commuters walk, bike or take transit.
Can you get around Carmel without a car?
6% of commuters take transit and 4% of households have no car. 0% of residents live within a quarter mile of a stop.
Commuter talk
Getting to work from Carmel, from the people who make the trip.
More of Carmel
Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2023, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.