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Main Street Historic District Brockport NY Oct 09Photo: Doug Kerr from Upstate New York · CC BY-SA 2.0
A+Hazard risk
Natural hazards in Brockport · FEMA

On FEMA’s figures, few U.S. towns expect less hazard damage per building than Brockport, mostly from river and rain flooding

On FEMA’s National Risk Index, Brockport gets an A+ for hazard risk: among the lowest expected damage per building of U.S. towns, #1 of 758 in New York. Most of that expected damage is river and rain flooding (90%). Flood insurance has paid 1 claim here since 1978.

River and rain flooding 90%Earthquakes 2%Tornadoes 2%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

among the lowestof U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade#1 of 758 in New York
Hazard risk
A+#1 of 758
in New York · among the lowest of U.S. towns
Main hazard
River and rain flooding
90% of expected building damage
Flood claims
1
paid since 1978 · $1K
Disasters paid out here
3
of 15 declared for Monroe County
By hazard

What Brockport faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

90%of expected building damage
Well below average · lower than 97% of U.S. census tracts
Recorded about 2 times a year in the area
Smaller shares here
 Earthquakes Tornadoes Ice storms Strong wind Hurricanes Hail Wildfire Winter storms Lightning Cold waves Heat waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 20% of Brockport’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Brockport’s grade

River and rain flooding is 90% of the building damage FEMA expects in Brockport, and Brockport’s rate of river and rain flooding damage is lower than 97% of U.S. census tracts.

Where Brockport sits
Brockport
Least damageMiddleMost damage

A+ #1 of 758 in New York; among the lowest expected damage per building of U.S. towns (21,298).

Brockport’s residents live in 5 census tracts; FEMA’s figures are combined by where they live.

What drives the damage to buildings
River and rain flooding90%Everything else10%

The typical New York town has lower expected damage than 69% of U.S. towns; within the state, Brockport has less expected damage per building than 100% of New York towns.

In dollars, FEMA expects about $948K a year in losses across Brockport: $641K to buildings, the rest to people and crops.

A small-area figure. Brockport covers 5 census tracts, combined by where residents live. FEMA’s model is an average year for today’s buildings, not a record: the claims and disasters below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Brockport flood? Rarely: 1 flood claim since 1978

Every paid claim on a federal flood insurance policy in Brockport, from FEMA’s records: 0.4 per 1,000 homes, fewer than 92% of the 13,809 U.S. towns with a flood insurance record.

Paid flood claims, by year
1978: 1 claim1979: 0 claims1980: 0 claims1981: 0 claims1982: 0 claims1983: 0 claims1984: 0 claims1985: 0 claims1986: 0 claims1987: 0 claims1988: 0 claims1989: 0 claims1990: 0 claims1991: 0 claims1992: 0 claims1993: 0 claims1994: 0 claims1995: 0 claims1996: 0 claims1997: 0 claims1998: 0 claims1999: 0 claims2000: 0 claims2001: 0 claims2002: 0 claims2003: 0 claims2004: 0 claims2005: 0 claims2006: 0 claims2007: 0 claims2008: 0 claims2009: 0 claims2010: 0 claims2011: 0 claims2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims1978
19782026
1
paid claims since 1978
$1K
paid to owners
0
homes flooded more than once
$1K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

Brockport isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Monroe County.
Disasters

3 federal disasters brought FEMA money to Brockport

Disasters that paid out in Brockport itself (aid to households or repair grants to the Village of Brockport), newest first, with that year’s flood claims.

  1. 2004Severe Storms and Flooding19 households applied for aid$13K aid approved$8K to the Village of Brockport for repairs
  2. 2003Ice Storm32 households applied for aid$49K aid approved
  3. 1999Snow$6K to the Village of Brockport for repairs
Disasters declared, by decade
Paid out in BrockportMonroe County only

Monroe County has had 15 natural disasters declared by the President since 1953, most often winter storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees; the 2001 World Trade Center declarations.

Were you here?

Old photos of Brockport after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Brockport archive →
Next door

Brockport and its neighbors

Brockport has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.

Clarkson: hazard risk A+Sweden: hazard risk A+ClarksonSwedenBrockport
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
BrockportA+among the lowest damageriver and rain flooding1
SwedenA+among the lowest damageriver and rain flooding1
ClarksonA+among the lowest damageriver and rain flooding6

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Brockport faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Brockport

Is Brockport at risk for natural disasters?

On FEMA’s National Risk Index, Brockport has among the lowest expected damage per building of U.S. towns: A+ for hazard risk, #1 of 758 in New York. Most of the expected damage is river and rain flooding (90%). This is FEMA’s model of an average year for today’s buildings, not a forecast.

Does Brockport flood?

Flood insurance has paid 1 claim in Brockport since 1978, $1K in all, or 0.4 per 1,000 homes, fewer than 92% of U.S. towns with a flood insurance record.

Is Brockport in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Monroe County, 26% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.

How much is flood insurance in Brockport?

FEMA’s Community Rating System list shows no discount for Brockport’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Brockport?

By FEMA money that reached Brockport, Ice Storm (2003): 32 households applied for aid, $49K approved.

Is Brockport at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (90%), and Brockport’s rate for it is lower than 97% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Brockport.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Brockport’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.