Belford’s average commute is 41 minutes, above both New Jersey’s towns (30 minutes) and U.S. towns (25 minutes). Among 469 New Jersey towns, just 3 have a lower share of working residents who work in town than Belford. The biggest park or preserve is Bayshore Waterfront County Park, at 59 acres. We don’t grade Belford yet; the figures below are still real.

By the sea

Belford lives by the ocean

Coastal flooding makes up 17% of the storm damage FEMA expects here.

17%of expected storm damage is coastal flooding

99thpercentile for coastal flood risk nationally

756paid flood-insurance claims since 1978

81stpercentile for hurricane risk

On the water

Bayshore Waterfront County Park Directions ↗
Bayshore Waterfront Park

FEMA National Risk Index · OpenFEMA · OpenStreetMap

Nearby attractions

Madison Square Garden and 536 more within 40 miles

Museums, parks, gardens and other places to visit around Belford. Close and well known come first.

All 610 attractions →

Big draw23 mi Stadium & arenaMadison Square Garden

Big draw11 mi BeachConey Island

Big draw25 mi City parkCentral Park40.0M visitors a year

Big draw24 mi TheatreStudio 54

Big draw27 mi Stadium & arenaMetLife Stadium

Big draw20 mi MuseumNational September 11 Memorial & Museum

Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons

Photo credits

Madison Square Garden: Ajay Suresh from New York, NY, USA, CC BY 2.0 · Coney Island: OptimumPx, Public domain · Central Park: Ed Yourdon from New York City, USA, CC BY-SA 2.0 · Studio 54: Americasroof (talk), CC BY-SA 3.0 · MetLife Stadium: babyknight, CC BY 2.0 · National September 11 Memorial & Museum: Paul Sableman, CC BY 2.0

Getting set up

Moving to Belford: who provides what

Belford is unincorporated, so Monmouth County and regional agencies provide most services.

PowerJCP&L18.4¢/kWh · EIA 2025HIFLD · EIA

WaterNew Jersey American WaterNo health-based violations in 5 years · EPAEPA

Internet4 providers100% of addresses get 100/20 MbpsFCC

Trash & county servicesMonmouth CountyMonmouth County provides services here

SchoolsMiddletown Township School DistrictWhich school depends on your addressNCES

Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov

Who runs elections hereMonmouth County ClerkMonmouth County; contacts on the Handbook page.FVAP, Aug 2023

ZIP codes07718, 0775807718 86% · 07758 14%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Belford.

Natural hazards

The biggest natural risk in Belford is inland flooding, at a high overall level

The national flood insurance program has paid 756 claims in Belford since 1978. Expected damage from storms and floods is higher here than in 79% of U.S. communities. Of the losses FEMA expects in the town, 41% come from inland flooding and 20% from strong winds.

79risk score of 100

FEMA risk score

Inland floodingStrong windCoastal flooding

756

paid flood claims since 1978

Full pageBelford’s hazards pageOpen the page

What it facesHigh risk Flood claims756 paid flood claims · Since 1978 Past disasters22 disaster declarations · Declared for the county Get ready3.5 events a year, on average · Ready for inland flooding

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commute

With 0.2 jobs for every working resident, most of Belford’s workers commute out

The top destinations are Middletown Township (13%), New York (12%) and Red Bank (4%). Commuting out is the norm in Belford: 1% of working residents work locally. This New Jersey town had 179 jobs in 2023, down 53 from 2013. The middle household income for Belford comes to $113,000.

1%work in town

	Belford	New Jersey towns	U.S. towns
Median household income	$113,000	$113,000	$80,000
Below the poverty line	9.2%	6.1%	9.6%

Where working residents work

In Belford1%

Middletown Township13%

New York12%

Red Bank4%

Holmdel Township4%

15 mi

median commute distance

179

jobs based in Belford

A commuter town

jobs vs. working residents

Full pageBelford’s work & commute pageOpen the page

The jobs here179 jobs based here · A commuter town Where people work1% work in Belford Commute times41 minutes · The average commute How far they goHalf commute less than 15 miles

Census LEHD 2023 · ACS

Who lives here

Fewer of Belford’s residents are 65 or older than in the typical New Jersey or U.S. town

26% of residents are under 18 in Belford. Its median age stands at 41 years.

41median age · NJ 40.1

	Belford	New Jersey towns	U.S. towns
Aged 65 or older	9.5%	18%	18%
Under 18	26%	21%	22%
Bachelor’s degree or more, 25+	45%	45%	29%

BelfordNew JerseyUnited States

NJU.S.

Ages · share of residents

19%

Education · adults 25 and older

No diploma7%

High school27%

Some college17%

Associate’s4%

Bachelor’s40%

Graduate5%

Women and men · all residents

Somewhere between 31% and 71% women

The Census survey reached too few of Belford’s residents to say more: its margin here is ±20.1 points. Across New Jersey, 50.8% of residents are women.

Ages and education in Belford
	Belford	NJ	U.S.
Under 10	17.2%	11.6%	11.6%
10 to 17	8.7%	10.2%	10.3%
18 to 24	6.6%	8.4%	9.1%
25 to 34	7.4%	12.9%	13.7%
35 to 44	17.8%	13.3%	13.2%
45 to 54	13.8%	12.9%	12.2%
55 to 64	18.9%	13.5%	12.7%
65 to 74	3.1%	10%	10.2%
75 and older	6.4%	7.2%	7%
No diploma	6.8%	9.3%	10.4%
High school	26.6%	25.3%	26%
Some college	16.9%	15%	19.1%
Associate’s	4.3%	6.7%	8.8%
Bachelor’s	40.4%	26.1%	21.6%
Graduate	4.9%	17.6%	14.1%

Full pageBelford by the numbersOpen the page

Ages41 median age · 10% are 65 or older Schooling45% have a four-year degree Homes93% own their home · Homeowners Income$113K a year · Median household income

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,600, single groups can be off by several points

Climate

The climate in Belford brings four seasons and pleasant summers

Summer afternoons peak near 86° in July, and January nights bottom out around 26°; snowfall runs to about 25 inches a winter. Expect chilly winters and warm summers in Belford.

25″snow a winter

Typical low → high °F

Winter28–43°

Spring43–61°

Summer66–83°

Fall49–66°

Nov 3

typical first frost

Apr 9

typical last frost

+2.2°

vs. the 20th-century average

Full pageBelford’s climate pageOpen the page

A year of weatherJuly highs 86°, January lows 26°Rain & snow25″ of snow a winter · 47 inches of rain and snow a year Heating & coolingMostly a heating bill Then and now+2.2° vs. the 20th century · Warmer than the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

Homes in Belford are worth about $651K, by Zillow’s estimate

Among households in Belford, 93% own their home. Values rose 7.6% in the 12 months to September 2026. Also worth knowing: in Belford, the median rent is $1,458 a month.

$651KZillow home value

	Belford	New Jersey towns	U.S. towns
Households that own their home	93%	77%	73%
Median rent	$1,458 a month	$1,778 a month	$1,185 a month

Typical home value

Belford$651K

New Jersey$575K

+7.6%

value change, 1 year

homes sold in September

Full pageBelford’s housing & cost-of-living pageOpen the page

Prices over the yearsUp 7.6% in a year Years of income to buyA typical home costs 5.7 years of income Rents$1,458 a month · Median rent Vs. the neighbors2 bordering towns

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Health

How healthy Belford is

For adults in Belford, the share who have diabetes is 9.3%. Two figures for adults here: 16% have been diagnosed with depression, 33% sleep under 7 hours.