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New Jersey›Monmouth County

BelfordNJ

A town of 1,636, settled in 1891.

Is Belford a good place to live?

Belford’s average trip to work is 41 minutes, above both New Jersey’s towns (30 minutes) and U.S. towns (25 minutes). Among 469 New Jersey towns, just 3 have a lower share of working residents who work in town than Belford. The biggest park or preserve is Bayshore Waterfront County Park, at 59 acres. We don’t grade Belford yet; the figures below are still real.

By the sea

Belford lives by the ocean

Coastal flooding makes up 17% of the storm damage FEMA expects here.

17%of expected storm damage is coastal flooding
99thpercentile for coastal flood risk nationally
756paid flood-insurance claims since 1978
81stpercentile for hurricane risk
On the water

FEMA National Risk Index · OpenFEMA · OpenStreetMap

Nearby attractions

Madison Square Garden and 536 more within 40 miles

Museums, parks, gardens and other places to visit around Belford. Close and well known come first.

All 610 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Madison Square Garden: Ajay Suresh from New York, NY, USA, CC BY 2.0 · Coney Island: OptimumPx, Public domain · Central Park: Ed Yourdon from New York City, USA, CC BY-SA 2.0 · Studio 54: Americasroof (talk), CC BY-SA 3.0 · MetLife Stadium: babyknight, CC BY 2.0 · National September 11 Memorial & Museum: Paul Sableman, CC BY 2.0

Getting set up

Moving to Belford: who provides what

Belford is unincorporated, so Monmouth County and regional agencies provide most services.

PowerJCP&L18.4¢/kWh · EIA 2025HIFLD · EIA
WaterNew Jersey American WaterNo health-based violations in 5 years · EPAEPA
Internet4 providers100% of addresses get 100/20 MbpsFCC
Trash & county servicesMonmouth CountyMonmouth County provides services here
SchoolsMiddletown Township School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn New Jersey you can register online until 21 days before Election Day, in person until 21 days before Election Day, or by mail (postmarked 21 days before).vote.gov
Who runs elections hereMonmouth County ClerkMonmouth County; contacts on the Handbook page.FVAP, Aug 2023
ZIP codes07718, 0775807718 86% · 07758 14%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Belford.

Natural hazards

Belford faces a high natural-hazard risk, led by inland flooding

Expected storm and flood damage is higher than in 79% of U.S. communities. Since 1978, 756 flood insurance claims have been paid out in Belford.

79risk score of 100
FEMA risk score
79High riskLowerHigher
Inland floodingStrong windCoastal flooding
756
paid flood claims since 1978

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Work & commute

With 0.2 jobs for every working resident, most of Belford’s workers commute out

Most working residents leave Belford for work: only 1% work in town. Jobs based in Belford fell to 179 in 2023, 53 fewer than in 2013. At $113,000, Belford’s median household income is near the New Jersey town median ($113,000) and above the median of U.S. towns ($80,000).

1%work in town
BelfordNew Jersey townsU.S. towns
Median household income$113,000$113,000$80,000
Below the poverty line9.2%6.1%9.6%

Where working residents work

In Belford1%
Middletown Township13%
New York12%
Red Bank4%
Holmdel Township4%
15 mi
median commute distance
179
jobs based in Belford
A commuter town
jobs vs. working residents

Census LEHD 2023 · ACS

Who lives here

Fewer of Belford’s residents are 65 or older than in the typical New Jersey or U.S. town

9.5% of residents are 65 or older in Belford. 45% of adults 25 and older have a bachelor’s degree or more, vs 44% across New Jersey. 26% of residents are under 18 in Belford.

41median age · NJ 40.1
BelfordNew Jersey townsU.S. towns
Aged 65 or older9.5%18%18%
Under 1826%21%22%
Bachelor’s degree or more, 25+45%45%29%
BelfordNew JerseyUnited States

Ages · share of residents

Education · adults 25 and older

No diploma7%
High school27%
Some college17%
Associate’s4%
Bachelor’s40%
Graduate5%

Women and men · all residents

Somewhere between 31% and 71% women

The Census survey reached too few of Belford’s residents to say more: its margin here is ±20.1 points. Across New Jersey, 50.8% of residents are women.

Ages and education in Belford
BelfordNJU.S.
Under 1017.2%11.6%11.6%
10 to 178.7%10.2%10.3%
18 to 246.6%8.4%9.1%
25 to 347.4%12.9%13.7%
35 to 4417.8%13.3%13.2%
45 to 5413.8%12.9%12.2%
55 to 6418.9%13.5%12.7%
65 to 743.1%10%10.2%
75 and older6.4%7.2%7%
No diploma6.8%9.3%10.4%
High school26.6%25.3%26%
Some college16.9%15%19.1%
Associate’s4.3%6.7%8.8%
Bachelor’s40.4%26.1%21.6%
Graduate4.9%17.6%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,600, single groups can be off by several points

Climate

Belford has four seasons and pleasant summers

Belford has chilly winters and warm summers. July afternoons reach 86°, January nights drop to 26° and about 25 inches of snow falls in a winter.

25″snow a winter

Typical low → high °F

Winter28–43°
Spring43–61°
Summer66–83°
Fall49–66°
Nov 3
typical first frost
Apr 9
typical last frost
+2.2°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Housing

Belford’s typical home value is about $651K

The typical Belford home is worth about $651,000, up 7.6% in a year, 13% above the New Jersey typical home. 93% of Belford households own their home.

$651KZillow home value
BelfordNew Jersey townsU.S. towns
Households that own their home93%77%73%
Median rent$1,458 a month$1,778 a month$1,185 a month

Typical home value

Belford$651K
New Jersey$575K
+7.6%
value change, 1 year
2
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Health

How healthy Belford is

Belford beats the New Jersey average on 11 of 32 CDC measures and trails it on 0.

BelfordNew Jersey townsU.S. towns
Feel lonely (CDC PLACES)29%32%33%
Depression (CDC PLACES)16%16%23%
Sleep under 7 hours (CDC PLACES)33%36%36%
Binge drink (CDC PLACES)18%16%16%
32 measures vs. New Jersey
11 better21 too close to call0 worse
What stands outBelfordNJ
Fewer older adults who have lost all their teeth6.5%9.6%
Fewer adults facing food insecurity9.9%14.3%
Riverview Medical Center
5.2 mi away · emergency room
None
primary care, dental or mental-health shortage

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Outdoors

8.9% of Belford is conserved land

0.1 miles of trail in 3 parks and preserves.

8.9%conserved
BelfordNew Jersey townsU.S. towns
Miles of trail per square mile0.1 miles per square mile0.70.4
Conserved land8.9%11%4.3%
8.9%
conserved · 74 of 824 acres
0.1 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Bayshore Waterfront County Park—59
2. Bayshore Waterfront Park—8
3. Belford Park—4

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Belford

16pages on Belford
After high school

Colleges nearby

24 within 15 miles of the center of Belford

A commuter town

99% of working residents leave Belford for work

Where Belford’s working residents go each day. Line width shows the share.

13% → Middletown Township Middletown Township 13% 12% → New York New York 12% 4% → Red Bank Red Bank 4% 4% → Holmdel Township Holmdel Township 4% 3% → Woodbridge Township Woodbridge Township 3% 2% → Jersey City Jersey City 2% Belford · 1% stay
179jobs based in Belford
1%of working residents work in town
15 mimedian commute distance

Census LEHD 2023

Belford’s neighbors

2 towns share a border with Belford.

Explore the map →
How the neighbors grade
TownNJ rankOverallCostSafetySchoolsHealth
Belford——————
Port Monmouth——————
Leonardo——————

Belford, Port Monmouth and Leonardo aren’t graded (fewer than 1,000 residents, or not enough data). Compare Belford with a neighbor →

Questions about Belford

Short answers, built from the data on this page.

Is Belford, NJ a good place to live?

We don’t grade Belford yet; the figures below are still real.