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Gilford
New Hampshire›Belknap County

GilfordNH

A town of 7,898, settled in 1812.

5 bordering townsMap →
District No. 9 Schoolhouse · Photo: Magicpiano · CC BY-SA 3.0
Photo of Gilford

Gilford, NH · District No. 9 Schoolhouse · Photo: Magicpiano · CC BY-SA 3.0

Is Gilford a good place to live?

Gilford grades A− overall, 41st among New Hampshire's 125 graded towns, with clear strengths and some subjects that lag. CDC estimates put its residents' health ahead of 90% of the country and the median household earns $117K. It also does better than most on schools: its schools outperform 69% of the state's. Its lowest everyday mark is in cost of living: homes are expensive, about $545K for a typical one and 5.9 times the Laconia area’s $93K median household income. 25% of the land in Gilford is conserved, above both New Hampshire’s towns (18%) and U.S. towns (4.3%). Gunstock Mountain Resort, at 1,673 acres with 23.2 miles of trail, is the biggest park or preserve. Gilford's civic life (library use, community groups, volunteering) is stronger than in 89% of U.S. towns.

What makes Gilford stand out

Where Gilford beats most towns.

John J. Morrill Store
John J. Morrill Store · National Register of Historic Places
Gilford’s story

214 years in pictures

Census counts: 1,816 in 1820, a low of 661 in 1900, 7,314 in 2020. The archive holds 12 old photos and papers going back to 1815 and 3 maps from 1909 on.

4 places on the National Register of Historic Places.

  • 1812Gilford is settled
Explore the history →

How Gilford grades

Each subject compared with towns across the country (schools within New Hampshire), ordered by how far Gilford is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Gilford: who provides what

Who provides power, water and the rest in Gilford, and how to reach them.

The full setup list →
PowerNew Hampshire Elec Coop24.7¢/kWh · EIA 2025HIFLD · EIA
WaterGunstock Acres Village Dist water system1 health-based violation in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpGilford Solid Waste CenterIn townOpenStreetMap
SchoolsGilford School DistrictWhich school depends on your addressNCES
Register to voteIn personNew Hampshire has no online registration; you can register in person up to and including Election Day or by mail only in special circumstances (received 13 days before).vote.gov
Who runs elections hereTown Clerk of GilfordThe town itself; contacts on the Handbook page.FVAP, Sep 2025
ZIP code0324903249 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 19, 2024.

The data

Ordered by what stands out in Gilford.

Gilford has a longer frost-free season than almost anywhere else in New Hampshire and trades workers with Laconia and other neighbors.

OutdoorsA

Open space protected for good: 24.6% of Gilford

The trail density for Gilford comes to 1.6 miles per square mile, above both the New Hampshire town median (1.2) and the median of U.S. towns (0.4). There are 85 miles of trail across 18 parks and preserves.

#27for trails in NH
24.6%
conserved · 8,367 of 34,050 acres
85 mi
of trails · 1.6 per sq mi
Biggest places to walkTrailsAcres
1. Gunstock Mountain Resort23.2 mi1,673
2. Belknap Mountain State Forest8.8 mi1,495
3. Wilson Weeks Town Forest6.5 mi381

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsB+

Gilford’s grade for schools is a B+

The Gilford School District runs its public schools. The largest public high school is Gilford High School, with 470 students. Two of its 3 schools are below, each with the reason it’s listed.

69%of NH districts it outscoresB+School Grade
SchoolLevelStudentsLetter
Gilford Elementary SchoolLargest public elementary schoolGrades K–4Grades K–4303A−
Gilford High SchoolLargest public high schoolGrades 9–12Grades 9–12470B−

NCES · EDFacts · graded within NH on state tests and graduation

HealthA

Gilford’s grade for health is an A

14% of Gilford adults say their health is fair or poor. The town does better than the New Hampshire average on 7 of 32 CDC measures and worse on 3. In Gilford, 28% of adults feel lonely, and 29% have obesity.

90%healthier than U.S. townsAHealth Grade
GilfordNew Hampshire townsU.S. towns
Frequent mental distress (CDC PLACES)14%16%17%
Feel lonely (CDC PLACES)28%30%33%
Obesity (CDC PLACES)29%32%35%
Get no exercise (CDC PLACES)19%20%25%
32 measures vs. New Hampshire
7 better22 too close to call3 worse
What stands outGilfordNH
Fewer adults facing food insecurity7.2%9.5%
Fewer adults facing housing insecurity6.3%8.1%
More adults who have had cancer12.3%9.8%
Concord Hospital- Laconia
4.3 mi away · emergency room
None
primary care, dental or mental-health shortage
68th
percentile among NH towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SafetyB+

Gilford reports less crime per resident than 66% of U.S. towns

New Hampshire has less reported crime than most states, so among its own towns Gilford sits closer to the middle. Its property crime rate is 8.1 per 1,000 residents.

66%of U.S. towns report more crimeB+Safety Grade
GilfordNew Hampshire townsU.S. towns
Property crimes per 1,000 (2025)8.1 per 1,000 residents4.49.9
Violent crimes per 1,000 (2025)1 per 1,000 residents0.71.6

Violent crime per 1,000 residents

Gilford1
New Hampshire1.2
U.S.3.3

Property crime per 1,000 residents

Gilford8.1
New Hampshire8.3
U.S.15.5
66th
percentile among U.S. towns we grade
27th
percentile among NH towns
8
violent crimes reported in 2025
64
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade B+

Gilford has a low natural-hazard risk, chiefly from inland flooding

Nearly two thirds of Gilford’s expected losses from natural hazards come from inland flooding, followed by lightning at 9%. Expected storm and flood damage is lower than in just over two thirds of U.S. communities. 4 flood insurance claims have been paid in the town since 1998.

32risk score of 100
FEMA risk score
32Low riskLowerHigher
Inland floodingLightningHurricanes
4
paid flood claims since 1998
8
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

Snowy winters and pleasant summers in Gilford

The Lakeport 2 weather station, 5 miles away, records that the frost-free season runs about 170 days, the #2 highest of 321 New Hampshire places with climate records.

Among 126 New Hampshire towns, just 7 have a lower midsummer high than Gilford. July afternoons reach 79°, January nights drop to 11° and about 62 inches of snow falls in a winter.

62″snow a winter

Typical low → high °F

Winter14–32°
Spring31–54°
Summer55–77°
Fall38–57°
Oct 18
typical first frost
Apr 30
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Who lives here

Young adults are less common in Gilford than in New Hampshire

Four-year graduates: 45% of adults 25 and older here, 41% across New Hampshire. Adults 18 to 34 are 14% of residents (21% statewide). Gilford’s midpoint age stands at 48.2 years. It has grown 2.5% since 2020, to 7,898 residents in the Census Bureau’s 2025 estimate.

48.2median age · NH 43.3
GilfordNew Hampshire townsU.S. towns
Median age48.2 years44.6 years40.5 years
Bachelor’s degree or more, 25+45%39%29%
Aged 65 or older22%20%18%
Under 1821%18%22%
GilfordNew HampshireUnited States

Ages · share of residents

Education · adults 25 and older

No diploma4%
High school23%
Some college17%
Associate’s11%
Bachelor’s23%
Graduate23%

Women and men · all residents

51% women, 49% men

That’s an even split within the survey’s margin of ±2.8 points. Across New Hampshire, 50.1% of residents are women.

Ages and education in Gilford
GilfordNHU.S.
Under 1010.2%9.3%11.6%
10 to 1710.4%8.9%10.3%
18 to 244.7%8.7%9.1%
25 to 349%12.7%13.7%
35 to 4411.3%12.4%13.2%
45 to 5415.3%12.4%12.2%
55 to 6417.3%15.5%12.7%
65 to 7413.7%12.2%10.2%
75 and older8.1%7.9%7%
No diploma4.3%5.6%10.4%
High school23.2%26.8%26%
Some college16.7%17.2%19.1%
Associate’s10.5%9.8%8.8%
Bachelor’s22.6%24.5%21.6%
Graduate22.7%16.1%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates

Work & commuteJobs & income grade A−

About one in seven working residents works right in Gilford

Gilford has about as many jobs (3,363) as working residents, but only 526 people both live and work here.

Half commute less than 13 miles. Gilford’s average commute comes in at 22 minutes. Only 15% of working residents stay in Gilford for work; the rest commute out. Also worth knowing: since 2013, Gilford has added 723 jobs, to 3,363 in 2023.

15%work in town
GilfordNew Hampshire townsU.S. towns
Average trip to work22 minutes28 minutes25 minutes
Median household income$117,000$103,000$80,000
Working residents who work in town15%9.8%8%
Work from home17%16%11%

Where working residents work

In Gilford15%
Laconia20%
Concord9%
Meredith4%
Belmont4%
13 mi
median commute distance
3,363
jobs based in Gilford
Balanced
jobs vs. working residents
C−
Walkability grade: more walkable than 24% of U.S. towns

Census LEHD 2023 · ACS

HousingCost of living grade C+

Gilford’s grade for cost of living is a C+

The share of households in Gilford who are owner-occupiers: 93%. A typical home in the town is worth about $545,000, up 2.4% in a year, 7% above the New Hampshire typical home.

$545KZillow home value

Typical home value

Gilford$545K
New Hampshire$511K
+2.4%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

Lake Winnipesaukee and 23 more within 40 miles

Museums, parks, gardens and other places to visit around Gilford. Close and well known come first.

All 86 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Lake Winnipesaukee: No machine-readable author provided. JohnJHenderson~commonswiki assumed (based o, Public domain · Conway Scenic Railroad: Pi.1415926535, CC BY-SA 3.0 · Waterville Valley Resort: MConradWard, CC BY-SA 4.0 · Canterbury Shaker Village: SayCheeeeeese, Public domain

Keep exploring

Everything we know about Gilford

20pages on Gilford
After high school

Colleges nearby

1 within 15 miles of the center of Gilford

Landmarks

4 places in Gilford on the National Register of Historic Places.

All landmarks →

About Gilford

Town in New Hampshire, United States

Official town website ↗

Gilford is a town in Belknap County, New Hampshire, United States. The population was 7,699 at the 2020 census, and an estimated 7,898 in 2025, up from 7,126 at the 2010 census. Situated on Lake Winnipesaukee, Gilford is home to Governors Island, Ellacoya State Beach, Belknap Mountain State Forest, Gunstock Mountain Resort, and the Bank of New Hampshire Pavilion, a seasonal outdoor concert venue. The lakeside village of Glendale lies within Gilford's borders.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1812
Area
54 sq mi
Elevation
745 ft
ZIP code
03249
Area code
603

Gilford’s neighbors

5 towns share a border with Gilford.

Explore the map →
How the neighbors grade
TownNH rankOverallCostSafetySchoolsHealth
Gilford#41A−C+B+B+A
Meredith#71BCB+C+A−
Alton#85B−CA−C−A
Laconia#121DCC−DB+
Belmont#107CC+BCB−
Gilmanton#22AB−AA−A

Compare Gilford with a neighbor →

Questions about Gilford

Short answers, built from the data on this page.

Is Gilford, NH a good place to live?

By most measures, yes. Gilford grades A− overall, better than 78% of U.S. towns and #41 of 125 in New Hampshire. It grades A for health, B+ for safety and B+ for schools. Walkability is its weak spot, with a C−.

Is Gilford, NH safe?

Yes, by national standards. New Hampshire has less crime than most states, so among its own towns Gilford sits nearer the middle.

Is Gilford, NH expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.