Photo: RoxylovesHistory · CC BY-SA 3.0338 homes sold in Belmont in the last year, at a typical $524K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Belmont homes are listed.
Every place Belmont homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Belmont.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 90% of Belmont’s sales, at a typical $552K
338 homes sold in the year to May 2026.
typical sale · 303 sold in 12 months
- Per square foot
- $260NC $207
- Days to sell
- 73
- Sold over asking
- 14%
- Listings with a price cut
- 26%
Multi-family (2–4 units): 1 sold, typical $410K
Townhouses: 31 sold, typical $409K
Condos: 3 sold, typical $857K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at 2.2 times the 2016 price
338 sales in the last year, against 544 in 2021 and a low of 201 in 2013. The typical sale went from $242K in 2016 to $524K.
Source: Redfin Data Center, MLS sales. Typical price and $/sq ft are the monthly medians, weighted by sales.
What $500K buys in Belmont
Check a listing against what Belmont homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Belmont are rarer than before the pandemic, and more homes are for sale
We read every month of Belmont’s home sales since 2013 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to May 2026, 338 sales.
If you’re buying in Belmont
- Shop in November. It brings about 33 new listings a month, close to the busiest month, with fewer bidding wars (19% over asking).
- You can negotiate. 26% of listings have cut their price, against 16% before the pandemic.
- Bid near asking. Buyers paid 98.5% of the list price on average; 14% paid over.
Summer brings the homes; spring brings the bidding wars
July has the most new listings (about 40 a month), but April is the most competitive: 33% of April sales close over asking. November offers nearly as much choice with fewer homes bid up (19%). February has the least competition (19%).
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and about like North Carolina as a whole
| Belmont now | 2017–19 | 2021 peak | NC now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 14% | 24% | 43% | 17% |
| Gone within two weeksShare of homes under contract within 14 days | — | — | — | 30% |
| Listings with a price cutShare of homes for sale that cut their price | 26% | 16% | 8% | 27% |
| Price paid vs. askingAverage sale price ÷ list price | 98.5% | 98.6% | 101% | 97.8% |
| Days to sellMedian days from listing to contract | 78 | 76 | 44 | 62 |
130 homes for sale on a typical day
That’s 3.1 times the 2022 low (42) and 15% more than in 2017–19.
1 in 4 listings has cut its price
26% in the last year, against 16% in 2017–19 and 27% across North Carolina. More sellers are pricing high and coming down.
Belmont ranks 131st of 224 busy North Carolina markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Belmont is in the middle of the pack.
Source: Redfin Data Center, city market tracker, January 2013 to May 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Belmont home costs about $3,143 a month
Price: Belmont’s typical sale, last 12 months. Property tax at Belmont’s 0.9% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Belmont is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 19.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $524K home, about $4,910 a year.
Taxes vs. neighborsSchools
The schools grade for Belmont, from test results, graduation and how much students grow.
Schools in BelmontCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Cramerton, Lowell, Mount Holly, Ranlo, Gastonia and Lake Wylie sell for less a square foot
The busier markets within 25 miles of Belmont, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Gastonia | 1,173 | $300K | $178 | 14% | 88 |
| Belmont | 338 | $524K | $258 | 14% | 78 |
| Mount Holly | 283 | $368K | $211 | 18% | 65 |
| Lake Wylie | 240 | $538K | $203 | 12% | 85 |
| Cramerton | 156 | $379K | $202 | 15% | 64 |
| Lowell | 62 | $300K | $197 | 19% | 66 |
| Ranlo | 45 | $272K | $165 | 13% | 90 |
Redfin Data Center, June 2025 to May 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Belmont, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Belmont. People who follow the town see it, and so do people comparing Belmont with their own town. No commission, no listing fee.
Questions about buying a home in Belmont
What do homes sell for in Belmont, NC?
338 homes sold in the year to May 2026 at a typical $524K, $258 a square foot.
Is Belmont a buyer’s or seller’s market?
A balanced market: 138 homes were for sale in May 2026 and 32 sold, about 4.3 months of supply. Buyers paid 98.5% of asking on average, and 26% of listings cut their price.
When is the best time to buy in Belmont?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Belmont?
About 0.9% of a home’s value a year. On a $524K home that’s near $4,910.
Where can I see homes for sale in Belmont?
Zillow, Redfin, Realtor.com and Homes.com all carry Belmont’s MLS listings; the search links above open each one filtered to Belmont.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).