88 homes sold in Terre du Lac in the last year, at a typical $268K
Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Terre du Lac homes are listed.
Every place Terre du Lac homes are listed, in one stop
We don’t copy listings: the agents’ sites have the photos and the latest price changes. Set what you want once and we open each site already filtered to Terre du Lac.
For sale
Rent
New, land & open houses
Links open the listing sites; TownRatings isn’t paid for them and doesn’t rank one above another. Rentals and government-owned homes come from sources outside the MLS.
Houses are 91% of Terre du Lac’s sales, at a typical $294K (year to May 2026)
88 homes sold in the year to September 2026.
typical sale · 84 sold in the year to May 2026
- Per square foot
- $147MO $163
- Days to sell
- 64
- Sold over asking
- 14%
- Listings with a price cut
- 23%
Townhouses: 1 sold, typical $164K
Condos: 7 sold, typical $171K
Too few sales in 12 months for reliable figures.
About as many homes sell as usual, at twice the 2016 price
88 sales in the last year, against 94 in 2019 and a low of 61 in 2022. The typical sale went from $131K in 2016 to $268K.
Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.
What $250K buys in Terre du Lac
Check a listing against what Terre du Lac homes sold for
Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.
Bidding wars in Terre du Lac are back to pre-pandemic levels, but 17% fewer homes come up for sale
We read every month of Terre du Lac’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 88 sales.
If you’re buying in Terre du Lac
- Shop in April. It brings about 9 new listings a month, close to the busiest month, with fewer bidding wars (12% over asking).
- Offer under asking. Buyers paid 96.8% of the list price on average; 10% paid over.
- You’ll usually have time. Only 31% of homes go under contract within two weeks; the typical one takes 60 days.
Summer brings both the most homes and the most bidding wars
July has the most new listings (about 10 a month), and the most competition: 26% close over asking. March and April offer nearly as much choice with fewer homes bid up (14%). December has the least competition (11%) but only about 4 new listings.
Averages for each calendar month, 2015 on.
Calmer than the 2021 frenzy, and calmer than Missouri
| Terre du Lac now | 2017–19 | 2021 peak | MO now | |
|---|---|---|---|---|
| Sold over askingShare of sales that closed above the list price | 10% | 13% | 34% | 20% |
| Gone within two weeksShare of homes under contract within 14 days | 31% | 30% | 58% | 42% |
| Price paid vs. askingAverage sale price ÷ list price | 96.8% | 96.4% | 99.8% | 98.3% |
| Days to sellMedian days from listing to contract | 60 | 76 | 34 | 38 |
20 homes for sale on a typical day
That’s twice the 2022 low (10), 17% fewer than in 2017–19 and well under 2015’s 41.
Since 2019, houses are up 91%, condos 60%
A house typically sold for $294K in the year to May 2026 (84 sales), a condo for $171K (7).
Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.
Terre du Lac ranks 125th of 170 busy Missouri markets for bidding wars
Share of sales over asking in the last year, among towns with 60 or more sales. Terre du Lac is in the middle of the pack.
Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.
Owning the typical Terre du Lac home costs about $1,553 a month
Price: Terre du Lac’s typical sale, last 12 months. Property tax at Terre du Lac’s 0.7% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Terre du Lac is affordable on local pay is on Cost of living.
Six things worth knowing
New listings in July
The month with the most choice. December has the fewest, about 4.
Best time to buyProperty tax, a year
Of a home’s value: the median bill over the median home value. On a $268K home, about $1,850 a year.
Taxes vs. neighborsSchools
The schools grade for Terre du Lac, from test results, graduation and how much students grow.
Schools in Terre du LacTypical commute
The average one-way trip to work for people who live in Terre du Lac.
Work & commuteCheck the flood map
Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.
Natural hazardsLook up any property
Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.
Bonne Terre, Desloge, Potosi and Park Hills sell for less a square foot
The busier markets within 25 miles of Terre du Lac, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.
| Sold | Typical sale | $/sq ft | Over asking | Days to sell | |
|---|---|---|---|---|---|
| Farmington | 203 | $233K | $144 | 14% | 58 |
| Park Hills | 125 | $162K | $128 | 28% | 55 |
| Bonne Terre | 89 | $158K | $117 | 34% | 52 |
| Terre du Lac | 88 | $268K | $142 | 10% | 60 |
| Desloge | 86 | $191K | $129 | 32% | 54 |
| Potosi | 49 | $163K | $130 | 16% | 84 |
| Summer Set | 29 | $325K | $164 | 30% | 62 |
Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.
Post your home to Terre du Lac, free
Selling it yourself, renting out an apartment or looking for a roommate? Post it to Terre du Lac. People who follow the town see it, and so do people comparing Terre du Lac with their own town. No commission, no listing fee.
Questions about buying a home in Terre du Lac
What do homes sell for in Terre du Lac, MO?
88 homes sold in the year to September 2026 at a typical $268K, $142 a square foot.
Is Terre du Lac a buyer’s or seller’s market?
A balanced market: 24 homes were for sale in September 2026 and 6 sold, about 4 months of supply. Buyers paid 96.8% of asking on average.
When is the best time to buy in Terre du Lac?
July brings the most new listings. The sales history shows which months have fewer bidding wars.
How much are property taxes in Terre du Lac?
About 0.7% of a home’s value a year. On a $268K home that’s near $1,850.
Where can I see homes for sale in Terre du Lac?
Zillow, Redfin, Realtor.com and Homes.com all carry Terre du Lac’s MLS listings; the search links above open each one filtered to Terre du Lac.
Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).