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Charles P. Noyes CottageCharles P. Noyes Cottage · Photo: Elkman · CC BY-SA 3.0
Housing in White Bear Lake

331 homes sold in White Bear Lake in the last year, at a typical $360K

About one sale in 4 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where White Bear Lake homes are listed.

Homes for sale in White Bear LakeZillowRedfinRealtor.comMore places to look ↓
Homes sold
331
October 2025 to September 2026
Typical sale price
$360K
houses $376K · condos $385K (year to May 2026)
Price per square foot
$215
Minnesota $189
Paid vs. asking
100.5%
45% sold over asking
For sale now
54
September 2026 · 35 sold that month
What sold · last 12 months

4% of White Bear Lake’s sales are condos, at $9K more than a house

227 houses and 11 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$376K

typical sale · 227 sold in the year to May 2026

Per square foot
$218MN $191
Days to sell
21
Sold over asking
44%
Listings with a price cut
33%
Condos$385K

typical sale · 11 sold in the year to May 2026

Per square foot
$255MN $205
Days to sell
26
Sold over asking
27%
Listings with a price cut
38%
Fewer sales

Multi-family (2–4 units): 4 sold, typical $515K
Townhouses: 56 sold, typical $299K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at 1.7 times the 2016 price

331 sales in the last year, against 424 in 2018 and a low of 267 in 2023. The typical sale went from $214K in 2016 to $360K.

Homes soldTypical sale price
0112225337450$175K$250K$325K$400K2012: 323 sold, typical $162K’122013: 384 sold, typical $175K2014: 336 sold, typical $190K’142015: 373 sold, typical $198K2016: 377 sold, typical $214K’162017: 381 sold, typical $229K2018: 424 sold, typical $247K’182019: 345 sold, typical $258K2020: 419 sold, typical $276K’202021: 401 sold, typical $314K2022: 332 sold, typical $325K’222023: 267 sold, typical $339K2024: 279 sold, typical $353K’242025: 299 sold, typical $360KLast 12 months: 331 sold, typical $360KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $350K buys in White Bear Lake

Houseat $218 a sq ft, year to May 2026
Condoat $255 a sq ft, year to May 2026
The same money in Minnesotaat $191 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what White Bear Lake homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in White Bear Lake are back to pre-pandemic levels, with about as many homes for sale

We read every month of White Bear Lake’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 331 sales.

If you’re buying in White Bear Lake

  • Shop in September. It brings about 36 new listings a month, close to the busiest month, with fewer bidding wars (40% over asking).
  • Bid near asking. Buyers paid 100.5% of the list price on average; 45% paid over.
  • Move fast on good ones. Half of homes are under contract within two weeks.
Best time to buy

Summer brings the homes; spring brings the bidding wars

June has the most new listings (about 44 a month), but May is the most competitive: 56% of May sales close over asking. September offers nearly as much choice with fewer homes bid up (40%). January has the least competition (33%) but only about 18 new listings.

New listings a monthShare sold over asking
011.322.533.84520%40%60%Sweet spotJan: 18 new listings a month, 33% sold over asking, 32 days to sellJFeb: 26 new listings a month, 33% sold over asking, 44 days to sellFMar: 31 new listings a month, 47% sold over asking, 22 days to sellMApr: 38 new listings a month, 49% sold over asking, 21 days to sellAMay: 43 new listings a month, 56% sold over asking, 17 days to sellMJun: 44 new listings a month, 54% sold over asking, 16 days to sellJJul: 42 new listings a month, 49% sold over asking, 18 days to sellJAug: 36 new listings a month, 52% sold over asking, 18 days to sellASep: 36 new listings a month, 40% sold over asking, 18 days to sellSOct: 27 new listings a month, 45% sold over asking, 22 days to sellONov: 19 new listings a month, 40% sold over asking, 26 days to sellNDec: 12 new listings a month, 40% sold over asking, 28 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and hotter than Minnesota

White Bear Lake now2017–192021 peakMN now
Sold over askingShare of sales that closed above the list price45%42%65%29%
Gone within two weeksShare of homes under contract within 14 days52%55%68%40%
Price paid vs. askingAverage sale price ÷ list price100.5%100.1%103.3%99%
Days to sellMedian days from listing to contract23231538
Supply

42 homes for sale on a typical day

That’s 1.9 times the 2023 low (22), about the 2017–19 level and well under 2012’s 127.

2012: 127 for sale’122013: 110 for sale2014: 87 for sale2015: 72 for sale’152016: 53 for sale2017: 46 for sale2018: 39 for sale’182019: 38 for sale2020: 27 for sale2021: 25 for sale’212022: 24 for sale2023: 22 for sale2024: 31 for sale’242025: 37 for saleLast 12 months: 42 for saleNow
Prices by type

Since 2019, houses are up 42%, condos 67%

A house typically sold for $376K in the year to May 2026 (227 sales), a condo for $385K (11).

$200K$300K$400K$500K2013201520172019202120232025NowHouses 2013: $180K, 300 salesHouses 2014: $195K, 268 salesHouses 2015: $204K, 281 salesHouses 2016: $218K, 298 salesHouses 2017: $231K, 288 salesHouses 2018: $251K, 336 salesHouses 2019: $265K, 258 salesHouses 2020: $284K, 341 salesHouses 2021: $329K, 311 salesHouses 2022: $338K, 260 salesHouses 2023: $350K, 209 salesHouses 2024: $361K, 211 salesHouses 2025: $374K, 227 salesHouses last 12 months: $376K, 227 salesHouses $376KCondos 2013: $199K, 11 salesCondos 2014: $271K, 7 salesCondos 2015: $187K, 11 salesCondos 2016: $193K, 10 salesCondos 2017: $244K, 10 salesCondos 2018: $178K, 7 salesCondos 2019: $231K, 5 salesCondos 2020: $210K, 10 salesCondos 2021: $256K, 6 salesCondos 2022: $230K, 4 salesCondos 2023: $207K, 6 salesCondos 2025: $345K, 9 salesCondos last 12 months: $385K, 11 salesCondos $385K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Minnesota

White Bear Lake ranks 15th of 165 busy Minnesota markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. White Bear Lake is one of the state’s hottest markets.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical White Bear Lake home costs about $2,202 a month

Mortgage
Property tax
Insurance
Rent

Price: White Bear Lake’s typical sale, last 12 months. Property tax at White Bear Lake’s 1.1% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether White Bear Lake is affordable on local pay is on Cost of living.

Before you buy in White Bear Lake

Six things worth knowing

44

New listings in June

The month with the most choice. December has the fewest, about 12.

Best time to buy
1.1%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $360K home, about $3,880 a year.

Taxes vs. neighbors
B+

Schools

The schools grade for White Bear Lake, from test results, graduation and how much students grow.

Schools in White Bear Lake
22 min

Typical commute

The average one-way trip to work for people who live in White Bear Lake.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Vadnais Heights, Maplewood, North St. Paul and Little Canada sell for less a square foot

The busier markets within 25 miles of White Bear Lake, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Maplewood391$342K$19039%32
White Bear Lake331$360K$21545%23
Vadnais Heights192$373K$19933%28
North St. Paul172$329K$19842%22
Little Canada147$350K$18927%42
Mahtomedi129$498K$22528%26
North Oaks88$957K$26631%55

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to White Bear Lake, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to White Bear Lake. People who follow the town see it, and so do people comparing White Bear Lake with their own town. No commission, no listing fee.

Questions about buying a home in White Bear Lake

What do homes sell for in White Bear Lake, MN?

331 homes sold in the year to September 2026 at a typical $360K, $215 a square foot. Houses sold for about $376K, condos for about $385K in the year to May 2026.

Is White Bear Lake a buyer’s or seller’s market?

A seller’s market: 54 homes were for sale in September 2026 and 35 sold, about 1.5 months of supply. Buyers paid 100.5% of asking on average.

When is the best time to buy in White Bear Lake?

June brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in White Bear Lake?

About 1.1% of a home’s value a year. On a $360K home that’s near $3,880.

Where can I see homes for sale in White Bear Lake?

Zillow, Redfin, Realtor.com and Homes.com all carry White Bear Lake’s MLS listings; the search links above open each one filtered to White Bear Lake.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).