Charles P. Noyes Cottage · Photo: Elkman · CC BY-SA 3.0Living in White Bear Lake, MN: what to set up and who to call
White Bear Lake spans 2 ZIP codes; 55110 holds the most residents (97%). White Bear Lake Library, at 4698 Clark Avenue, is the library in town.
I’m new in town
What to set up in White Bear Lake, and who provides it. Tap an answer for the details and where they come from.
Power, water and internet
Who to call to start service at a new address in White Bear Lake.
Power comes from Xcel Energy
Xcel Energy (Northern States Power Co. (Minnesota)), an investor-owned utility, serves 96.2% of White Bear Lake residents. Its homes paid an average of 17.1¢ per kWh in 2025, about $105 a month (its average across Minnesota).
Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.
Water comes from White Bear Lake water system
The White Bear Lake water system supplies almost all of White Bear Lake. It draws ground water (EPA lists White Bear Township and Vadnais Heights and Mahtomedi as sellers) and serves 25,634 people in all.
No health-based violations reported to EPA in the five years to October 2026, like 83% of the 3,525 systems serving 10,001–50,000 people.
The latest lead result on file, the 90th percentile of homes sampled in Jan 2023–Dec 2025, was 2.0 ppb, below the 15 ppb action level that applied. The highest in five years was 7.0 ppb. That’s higher than 65% of similar systems’ latest results.
The system’s full record: EPA ECHO report
EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. MN1620024.
6 home internet providers serve White Bear Lake
100% of 7,489 addresses can get 100/20 Mbps; 63% can get fiber.
| Provider | Technology | Addresses | Fastest (Mbps) |
|---|---|---|---|
| Xfinity | Cable | 100% | 2,000/250 |
| Quantum Fiber | Fiber | 72% | 8,000/8,000 |
| CenturyLink | DSL, Fiber | 31% | 140/20 |
| Verizon | Fixed wireless | 86% | 300/20 |
| AT&T | Fixed wireless | 62% | 25/3 |
| T-Mobile | Fixed wireless | 59% | 100/20 |
FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.
We don’t have White Bear Lake’s trash rules yet
Pickup rules, the dump and recycling in White Bear Lake.
Where your child goes to school
Public school districts and the school path by grade.
Most of White Bear Lake (99%) is in White Bear Lake School District.
B+School gradeSee Schools →U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.
Town hall and registering to vote
Who to call, and how to register.
Election office: FVAP local election office directory, updated Sep 2017; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.
White Bear Lake spans 2 ZIP codes
ZIP codes where White Bear Lake residents live, with the share of the town in each.
| ZIP | Post office name | Share of White Bear Lake | ZIP’s residents in White Bear Lake |
|---|---|---|---|
| 55110 | Saint Paul, MN | 97% | 62% |
| 55127 | Saint Paul, MN | 3% | 4% |
Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.
Getting around, the ER and the library
One line each; the subject pages have the rest.
ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.
Questions about living in White Bear Lake
Who supplies White Bear Lake’s drinking water, and has it had violations?
The White Bear Lake water system (EPA ID MN1620024). It reported no health-based violations to EPA in the five years to October 2026; 83% of systems its size had none. Its latest lead 90th percentile was 2.0 ppb (Jan 2023–Dec 2025), against a 15 ppb action level.
Who provides electricity in White Bear Lake?
Xcel Energy (Northern States Power Co. (Minnesota)), an investor-owned utility. Its homes paid about 17.1¢ per kWh in 2025 (EIA).
What internet providers serve White Bear Lake?
Xfinity, Quantum Fiber, CenturyLink, Verizon, AT&T, T-Mobile (FCC, as of December 2025).
What ZIP codes are in White Bear Lake?
55110 (97%), 55127 (3%), by share of residents. Census 2020 ZIP Code Tabulation Areas.
What school district is White Bear Lake in?
White Bear Lake School District.
How do I register to vote in White Bear Lake?
In Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before). Elections here are run by the Ramsey County Elections. Check your registration at mnvotes.sos.state.mn.us.
Sources & dates
Every answer above names its source. Here they are with their dates.
- Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
- Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
- Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
- ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
- Schools: NCES Common Core of Data, 2024–25.
- Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
- Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
- Internet: FCC National Broadband Map, as of December 2025.