Households in Credit River have higher incomes than those in 94% of U.S. towns
Only 2% stay in Credit River for work; outside it, Minneapolis is the main destination (10%, 21 miles). Below the poverty line: 2.1% of residents, next to 9.3% across Minnesota. Credit River grades A+ for jobs and income and C for walkability.
Census ACS 2020–24, Census LEHD 2023, EPA Smart Location Database. How the two grades are made
Where Credit River stands out on work
Credit River is a place people come home to
There are 473 jobs based in Credit River, about two for every ten working residents, so almost everyone works somewhere else. On a workday Credit River has about 3,500 people in it, 39% fewer than live here. Day and night ↓
Credit River has added jobs fast
Jobs based in Credit River went from 321 in 2013 to 473 in 2023, +47%. The jobs ↓
Young people hold many of the jobs here
33% of the jobs based in Credit River are held by workers 29 or younger, against 19% of Credit River’s own working residents. The jobs ↓
Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2023, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey; a jump in jobs can partly be a big employer changing how it reports its locations.
Breaking down the Jobs & income grade for Credit River
On income, poverty, unemployment and job access, Credit River is among the top U.S. towns, #12 of 273 in Minnesota. All four inputs sit close together, so no single one decides Credit River’s grade. It also does well on household income and unemployment and job access by car.
A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Credit River could be anywhere from A to A+.
Credit River on a workday afternoon
On a workday 2,595 residents head out to work, 54 work right here, and 419 people come in from elsewhere.
About 3,500 people are in Credit River on a workday afternoon, 39% fewer than live here.
0.18 jobs for every working resident, so most people commute out.
Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2023, primary jobs.
What the 473 jobs in Credit River are
473 jobs are based in Credit River.
What kind of work
What it pays
Who does it
Jobs based in Credit River, 2013 → 2023: 321 → 473. Big swings can come from how a large employer reports its locations, not only from real openings or closings.
Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2023.
Here is what they are, next to the jobs Credit River’s own residents hold wherever they work.
The towns that employ Credit River’s residents
Where Credit River clocks in
10% of workers
8% of workers
8% of workersLines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.
A thicker line means more commuters. Switch between where residents work and where the people who work here live.
The daily trip from Credit River: about 24 minutes
Round trip, about 230 workdays a year: roughly 7.7 full days in the car, bus or train.
Average commute minutes, one way
of Credit River workers work from home, vs 18% across Minnesota. Their commute is the hallway.
Share of the 2,765 commuters (the 17% who work from home are left out). Across Minnesota: 84% drive alone, 2% take transit; U.S.: 81% and 4%. Census ACS 2020–24.
From the Census survey of workers who don’t work from home.
Near or far: the trip to work from Credit River
Straight-line distance from each worker’s home block to their main job’s block. LEHD 2023.
Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.
Getting around Credit River: mostly by car
On EPA’s walkability index and the share of commuters who walk, bike or take transit, Credit River is more walkable than 25% of U.S. towns, #245 of 273 in Minnesota. Both inputs place Credit River near the same point nationally.
A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 3,325 workers.
How TownRatings grades walkability →
Transit service (shown, not graded). 0% of residents live within a ¾-mile walk of a bus or train stop, 0% within a quarter mile. At the weekday evening rush, about under 0.1 trips an hour stop near the typical resident, more than in 20% of the 9,825 U.S. towns with transit data.
Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020
Households without a car (shown, not graded). 0.0% of Credit River households have no vehicle (Minnesota 6.7%, U.S. 8.4%). 1% of Credit River’s commuters take a bus or train.
Ranked on jobs and income, Credit River is 43rd among 3,428 U.S. towns of 4,000 to 7,600
| # | Town | People | Household income | Poverty | Unemployment | Work in town | Grade |
|---|---|---|---|---|---|---|---|
| 1 | Huntington Woods MI | 6,274 | $190K | 2.2% | 0.9% | 2% | A+ |
| 2 | Glendale MO | 6,060 | $171K | 2.0% | 0.3% | 2% | A+ |
| 3 | Ho-Ho-Kus NJ | 4,313 | $250K | 0.0% | 1.7% | 6% | A+ |
| … | |||||||
| 14 | Elko New Market MN | 5,300 | $152K | 1.1% | 0.0% | 3% | A+ |
| … | |||||||
| 26 | Hanover MN | 4,392 | $157K | 0.6% | 1.3% | 2% | A+ |
| … | |||||||
| 41 | Todd Creek CO | 5,379 | $194K | 0.5% | 1.9% | 3% | A+ |
| 42 | Ashton-Sandy Spring MD | 5,630 | $174K | 1.8% | 2.3% | 4% | A+ |
| 43 | Credit River MN | 5,644 | $143K | 2.1% | 1.9% | 2% | A+ |
| 44 | Bay Hill FL | 4,512 | $128K | 0.7% | 1.5% | 3% | A+ |
| 45 | Hillandale MD | 5,060 | $165K | 3.5% | 2.1% | 1% | A+ |
| … | |||||||
| 98 | Wayzata MN | 4,344 | $132K | 5.8% | 1.7% | 8% | A+ |
| … | |||||||
| 3,428 | Lake Isabella CA | 4,059 | $27K | 40.7% | 8.6% | 18% | D− |
Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.
Ranked on the Jobs & income grade: the towns either side of Credit River, the top three, the last and three more from Minnesota.
The towns next door employ 15% of Credit River
The biggest share goes to Lakeville (7%).
Average commute minutes, one way
Jobs & commute next door
| Town | Credit River workers there | Jobs & income | Walkability | Commute | Household income |
|---|---|---|---|---|---|
| Credit River | – | A+ | C | 24 min | $143,125 |
| Savage | 3% | A− | B− | 25 min | $125,513 |
| Prior Lake | 5% | A+ | B | 25 min | $134,255 |
| Spring Lake Township | under 4% | A+ | C− | 26 min | $146,953 |
| Lakeville | 7% | A+ | B | 24 min | $139,041 |
| New Market Township | under 4% | A− | C− | 26 min | $130,231 |
Same-state neighbors only. Commute: average minutes each way, Census ACS 2020–24.
Darker towns draw more of Credit River’s workers. Tap a town to see its commute.
What this data can and can’t tell you
- Two sources, two years. Trips, distances and jobs based here: Census LEHD 2023, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
- Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.
Jobs and commuting in Credit River: questions
What is the median household income in Credit River?
$143,125 (±$25,255) (Census ACS 2020–24), against $89,062 across Minnesota and $80,734 nationally.
What is the poverty rate in Credit River?
2.1%, against 9.3% across Minnesota and 12.5% nationally (Census ACS 2020–24).
How long is the commute from Credit River?
24 minutes each way on average, against 23 across Minnesota and 26 nationally. 17% of workers work from home.
Where do people who live in Credit River work?
2% work in town. The top destinations elsewhere are Minneapolis (10%, 21 mi), Bloomington (8%, 11 mi), Burnsville (8%, 8 mi) (Census LEHD 2023).
Is Credit River walkable?
Credit River is more walkable than 25% of U.S. towns (Walkability C): an EPA walkability index of 5.5 out of 20, and 1% of commuters walk, bike or take transit.
Can you get around Credit River without a car?
1% of commuters take transit and 0% of households have no car. 0% of residents live within a quarter mile of a stop.
Commuter talk
Getting to work from Credit River, from the people who make the trip.
More of Credit River
Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2023, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.