Credit RiverMN
A town of 5,644, settled in 1860.
Is Credit River a good place to live?
Credit River’s best subject grades are an A+ for incomes and an A for schools and the outdoors; its weakest is a C for walkability. Credit River’s median household income is $143,000, where Minnesota’s towns sit at $90,000 and U.S. towns at $80,000. On incomes, just 16 of Minnesota’s 574 towns do better. 18% of the land in Credit River is conserved, above both the Minnesota town median (4.6%) and the median of U.S. towns (4.3%). Murphy-Hanrehan Park Reserve, at 1,704 acres with 13.8 miles of trail, is the biggest park or preserve. Credit River has no overall grade: it has no figures for safety and health, and an overall grade needs at least three of the four big subjects (cost of living, safety, schools and health).
98% of working residents leave Credit River for work
Where Credit River’s working residents go each day. Line width shows the share.
Census LEHD 2023
How Credit River grades
Each subject compared with towns across the country (schools within Minnesota), ordered by how far Credit River is from typical.
Credit River has no overall grade: it has no figures for safety and health, and an overall grade needs at least three of the four big subjects (cost of living, safety, schools and health).
How TownRatings grades towns →
U.S. Bank Stadium and 69 more within 40 miles
Museums, parks, gardens and other places to visit around Credit River. Close and well known come first.
Big draw22 mi Stadium & arenaU.S. Bank Stadium
10 mi Theme parkValleyfair
22 mi Stadium & arenaHuntington Bank Stadium
22 mi Stadium & arenaTarget Field
23 mi Stadium & arenaGrand Casino Arena
14 mi Theme parkNickelodeon UniversePhoto credits
U.S. Bank Stadium: Darb02, CC BY-SA 4.0 · Valleyfair: https://www.flickr.com/photos/clumpinglitter/, CC BY-SA 2.0 · Huntington Bank Stadium: Lectrician2, CC BY-SA 4.0 · Target Field: Lectrician2, CC BY-SA 4.0 · Grand Casino Arena: AlexiusHoratius, CC BY-SA 3.0 · Nickelodeon Universe: Tyler Vigen, CC BY 4.0
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Moving to Credit River: who provides what
Who provides power, water and the rest in Credit River, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.
The data
Ordered by what stands out in Credit River.
Most of Credit River’s workers commute out: the town has 0.2 jobs for each of them
Most working residents leave Credit River for work: only 2% work in town. 2.1% of residents live below the poverty line in Credit River. Jobs based in Credit River grew to 473 in 2023, 152 more than in 2013.
| Credit River | Minnesota towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 2.1% | 7.1% | 9.6% |
| Working residents who work in town | 2% | 9.9% | 8% |
| Work from home | 17% | 14% | 11% |
| Average trip to work | 24 minutes | 23 minutes | 25 minutes |
Where working residents work
Census LEHD 2023 · ACS
For the outdoors, Credit River earns an A
Credit River’s trail density is 1.0 miles per square mile. 23 miles of trail in 4 parks and preserves.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Murphy-Hanrehan Park Reserve | 13.8 mi | 1,704 |
| 2. Cleary Lake Regional Park | 6.3 mi | 718 |
| 3. Lodge Park | 0.2 mi | 3 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
More middle-aged adults than Minnesota overall
Adults 35 to 64 are 47% of residents (38% statewide); children under 18 are 19% of residents (23% statewide). 44% of Credit River adults 25 and older hold a bachelor’s degree or more. Credit River has grown 2.5% since 2020, to 5,644 residents in the Census Bureau’s 2025 estimate.
| Credit River | Minnesota towns | U.S. towns | |
|---|---|---|---|
| Bachelor’s degree or more, 25+ | 44% | 33% | 29% |
| Under 18 | 19% | 23% | 22% |
| Median age | 44.8 years | 39.9 years | 40.5 years |
| Aged 65 or older | 14% | 18% | 18% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
49% women, 51% men
That’s an even split within the survey’s margin of ±3.3 points. Across Minnesota, 49.9% of residents are women.
| Credit River | MN | U.S. | |
|---|---|---|---|
| Under 10 | 11% | 12.1% | 11.6% |
| 10 to 17 | 7.6% | 10.7% | 10.3% |
| 18 to 24 | 12.1% | 8.8% | 9.1% |
| 25 to 34 | 8.7% | 13% | 13.7% |
| 35 to 44 | 11.1% | 13.5% | 13.2% |
| 45 to 54 | 10.6% | 11.6% | 12.2% |
| 55 to 64 | 25% | 12.9% | 12.7% |
| 65 to 74 | 10.1% | 10.2% | 10.2% |
| 75 and older | 3.8% | 7% | 7% |
| No diploma | 0.6% | 6.1% | 10.4% |
| High school | 22.2% | 23.3% | 26% |
| Some college | 18% | 19.5% | 19.1% |
| Associate’s | 15% | 11.8% | 8.8% |
| Bachelor’s | 32.2% | 25.6% | 21.6% |
| Graduate | 12% | 13.8% | 14.1% |
Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates
In Credit River, expect snowy winters and pleasant summers
Credit River has cold, snowy winters and pleasant summers. July afternoons reach 82°, January nights drop to 7° and about 41 inches of snow falls in a winter.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Credit River faces a moderate natural-hazard risk, led by inland flooding
Expected storm and flood damage is higher than in 51% of U.S. communities.
FEMA National Risk Index · OpenFEMA
Homes in Credit River sell for about $857K
The median sale price was $857,000 in May 2026.
Zillow Home Value Index · Redfin Data Center
Everything we know about Credit River
Colleges nearby
5 within 15 miles of the center of Credit River
About 6 of every 100 Credit River residents are enrolled in college, about the same as Minnesota.
About Credit River
City in Minnesota, United States
Credit River is a city in Scott County, Minnesota, United States. The population was 5,493 at the 2020 census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 24 sq mi
- Elevation
- 984 ft
Credit River’s neighbors
5 towns share a border with Credit River.
| Town | MN rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Credit River | — | — | C+ | — | A | — |
| Savage | #133 | A− | C− | B+ | B | A |
| Prior Lake | #74 | A | C | B | A | A |
| Spring Lake Township | #154 | B+ | C− | — | A | A− |
| Lakeville | #30 | A+ | C | A− | A | A |
| New Market Township | #164 | B+ | D | — | A | A |
Credit River, Spring Lake Township and New Market Township report no FBI crime data of their own. Credit River isn’t graded (fewer than 1,000 residents, or not enough data). Compare Credit River with a neighbor →
Questions about Credit River
Short answers, built from the data on this page.
Is Credit River, MN a good place to live?
Credit River has no overall grade: it has no figures for safety and health, and an overall grade needs at least three of the four big subjects (cost of living, safety, schools and health).
Is Credit River, MN expensive?
The typical home is worth about $595,000, 71% above the Minnesota typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.