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The Credit River handbook

Living in Credit River, MN: what to set up and who to call

Power in Credit River comes from Minnesota Valley Electric Coop, a cooperative utility rather than a private company. For emergencies, Credit River is closest to M Health Fairview Ridges Hospital, 6.9 miles away.

I’m new in town

What to set up in Credit River, and who provides it. Tap an answer for the details and where they come from.

Home services

Power, water and internet

Who to call to start service at a new address in Credit River.

Electricity

Power comes from Minnesota Valley Electric Coop

Minnesota Valley Electric Coop (Minnesota Valley Electric Coop), a cooperative utility, serves 71.3% of Credit River residents. Its homes paid an average of 14.4¢ per kWh in 2025, about $146 a month (its average across Minnesota).

Start or move service: mvec.net · (952) 492-2313

Service territory: HIFLD Electric Retail Service Territories (map dated Aug 2023). Prices and customers: EIA-861, 2025.

Drinking water · reported to EPA

Water comes from Territory Community water system

The Territory Community water system supplies Credit River: about 14% of residents live in its service area. About 81% of homes are outside any mapped community water system, most likely on private wells, which EPA doesn’t regulate. It draws ground water and serves 320 people in all.

No health-based violations reported to EPA in the five years to October 2026, like 77% of the 15,074 systems serving 101–500 people.

Lead, 90th percentile0.0 ppb
015 ppb action level20

The latest lead result on file, the 90th percentile of homes sampled in Jan 2023–Dec 2025, was 0.0 ppb, below the 15 ppb action level that applied. The highest in five years was 2.0 ppb. Results below detection are reported as 0, so 0 doesn’t mean no lead at any tap.

The system’s full record: EPA ECHO report

EPA SDWIS via Envirofacts (violations pulled Oct 9, 2026) and ECHO (lead samples, 2026Q3); service area: EPA Community Water System Service Area Boundaries v3.0. Violations are counted by the start of their compliance period. MN1700026.

Internet

9 home internet providers serve Credit River

95% of 2,027 addresses can get 100/20 Mbps; 58% can get fiber.

ProviderTechnologyAddressesFastest (Mbps)
Scott Rice Tel.DSL, Fiber, Fixed wireless89%1,000/1,000
Netwave BroadbandFixed wireless, Fiber85%500/500
Mediacom XtreamCable, Fiber38%1,000/50
MetronetFiber21%5,120/5,120
FrontierDSL7%10/1
T-MobileFixed wireless64%100/20

FCC National Broadband Map, as of December 2025. Availability as providers report it, not speeds people get.

Trash & recycling

We don’t have Credit River’s trash rules yet

Pickup rules, the dump and recycling in Credit River.

Trash, recycling and bulk pickupNot on fileOpenStreetMap lists no public drop-off in Credit River or within 5 miles (as of Oct 9, 2026); map coverage varies by town.
Schools

Where your child goes to school

Public school districts and the school path by grade.

Credit River kids go to
K–516 elementary schoolsDepends on your address
6–84 middle schoolsDepends on your address
9–123 high schoolsDepends on your address

Most of Credit River (57%) is in Lakeville Public School District; parts are in Prior Lake-Savage Area Schools (43%).

ASchool gradeSee Schools →

U.S. Department of Education, NCES Common Core of Data, 2024–25. Enrollment rules and registration are the district’s.

Government & voting

Town hall and registering to vote

Who to call, and how to register.

Election office: FVAP local election office directory, updated Sep 2017; jurisdictions: EAC EAVS 2024. Registration rules and links: vote.gov, updated Nov 18, 2024.

ZIP codes & area codes

Credit River spans 2 ZIP codes

ZIP codes where Credit River residents live, with the share of the town in each.

ZIPPost office nameShare of Credit RiverZIP’s residents in Credit River
55372Prior Lake, MN82%13%
55044Lakeville, MN18%2%

Census 2020 ZIP Code Tabulation Areas, by census block; post office names: GeoNames (CC BY 4.0). ZIPs created since 2020 are missing.

Everyday places

Getting around, the ER and the library

One line each; the subject pages have the rest.

ER: CMS hospital data. Library: IMLS Public Libraries Survey, FY2024.

Questions about living in Credit River

Who supplies Credit River’s drinking water, and has it had violations?

The Territory Community water system (EPA ID MN1700026). It reported no health-based violations to EPA in the five years to October 2026; 77% of systems its size had none. Its latest lead 90th percentile was 0.0 ppb (Jan 2023–Dec 2025), against a 15 ppb action level.

Who provides electricity in Credit River?

Minnesota Valley Electric Coop (Minnesota Valley Electric Coop), a cooperative utility. Its homes paid about 14.4¢ per kWh in 2025 (EIA).

What internet providers serve Credit River?

Scott Rice Tel., Netwave Broadband, Mediacom Xtream, Metronet, Frontier, T-Mobile (FCC, as of December 2025).

What ZIP codes are in Credit River?

55372 (82%), 55044 (18%), by share of residents. Census 2020 ZIP Code Tabulation Areas.

What school district is Credit River in?

Lakeville Public School District. Parts of the city are in Prior Lake-Savage Area Schools.

How do I register to vote in Credit River?

In Minnesota you can register online until 21 days before Election Day, in person up to and including Election Day, or by mail (received 21 days before). Elections here are run by the Scott County Elections. Check your registration at mnvotes.sos.state.mn.us.

Sources & dates

Every answer above names its source. Here they are with their dates.

  • Water: EPA SDWIS (Envirofacts, pulled Oct 9, 2026), ECHO SDWA 2026Q3, EPA CWS Service Area Boundaries v3.0.
  • Power: HIFLD Electric Retail Service Territories (map Aug 2023); EIA-861 final 2025.
  • Trash: OpenStreetMap, Geofabrik extract of Oct 9, 2026. © OpenStreetMap contributors (ODbL).
  • ZIP codes: Census 2020 ZCTA relationship files; GeoNames postal codes (CC BY 4.0).
  • Schools: NCES Common Core of Data, 2024–25.
  • Registration: vote.gov, updated Nov 18, 2024 (read Oct 10, 2026). Official sites and area codes: Wikidata.
  • Election office: FVAP local election office directory (fetched Oct 10, 2026; each record dated), EAC EAVS 2024 jurisdictions; registration and lookup links from vote.gov’s state data, checked Oct 10, 2026.
  • Internet: FCC National Broadband Map, as of December 2025.