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Gilbert, Horace/Morgan and Enos Miller HouseGilbert, Horace/Morgan and Enos Miller House · Photo: kennethaw88 · CC BY 4.0
Housing in Swartz Creek

80 homes sold in Swartz Creek in the last year, at a typical $216K

About one sale in 5 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Swartz Creek homes are listed.

Homes sold
80
October 2025 to September 2026
Typical sale price
$216K
houses $220K · condos $241K (year to May 2026)
Price per square foot
$153
Michigan $168
Paid vs. asking
97.9%
26% sold over asking
For sale now
22
September 2026 · 8 sold that month
What sold · last 12 months

20% of Swartz Creek’s sales are condos, at $21K more than a house

72 houses and 18 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$220K

typical sale · 72 sold in the year to May 2026

Per square foot
$152MI $172
Days to sell
19
Sold over asking
35%
Listings with a price cut
32%
Condos$241K

typical sale · 18 sold in the year to May 2026

Per square foot
$167MI $190
Days to sell
24
Sold over asking
0%
Listings with a price cut
57%
14 years of sales

About as many homes sell as usual, at 1.9 times the 2016 price

80 sales in the last year, against 121 in 2020 and a low of 72 in 2023. The typical sale went from $117K in 2016 to $216K.

Homes soldTypical sale price
03775112150$75K$150K$225K$300K2012: 90 sold, typical $77K’122013: 82 sold, typical $84K2014: 98 sold, typical $95K’142015: 85 sold, typical $113K2016: 93 sold, typical $117K’162017: 101 sold, typical $126K2018: 92 sold, typical $131K’182019: 110 sold, typical $152K2020: 121 sold, typical $158K’202021: 105 sold, typical $176K2022: 88 sold, typical $194K’222023: 72 sold, typical $190K2024: 76 sold, typical $200K’242025: 91 sold, typical $216KLast 12 months: 80 sold, typical $216KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $200K buys in Swartz Creek

Houseat $152 a sq ft, year to May 2026
Condoat $167 a sq ft, year to May 2026
The same money in Michiganat $172 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Swartz Creek homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Swartz Creek are rarer than before the pandemic, but 16% fewer homes come up for sale

We read every month of Swartz Creek’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 80 sales.

If you’re buying in Swartz Creek

  • Shop in June. It brings about 12 new listings a month, close to the busiest month, with fewer bidding wars (29% over asking).
  • Offer under asking. Buyers paid 97.9% of the list price on average; 26% paid over.
  • You’ll usually have time. Only 42% of homes go under contract within two weeks; the typical one takes 21 days.
Best time to buy

Summer brings the homes; spring brings the bidding wars

June has the most new listings (about 12 a month), but May is the most competitive: 42% of May sales close over asking. February has the least competition (19%) but only about 4 new listings.

New listings a monthShare sold over asking
03.87.511.31520%40%60%Sweet spotJan: 6 new listings a month, 22% sold over asking, 41 days to sellJFeb: 4 new listings a month, 19% sold over asking, 47 days to sellFMar: 9 new listings a month, 31% sold over asking, 34 days to sellMApr: 8 new listings a month, 33% sold over asking, 49 days to sellAMay: 12 new listings a month, 42% sold over asking, 21 days to sellMJun: 12 new listings a month, 29% sold over asking, 23 days to sellJJul: 11 new listings a month, 32% sold over asking, 19 days to sellJAug: 11 new listings a month, 38% sold over asking, 21 days to sellASep: 8 new listings a month, 35% sold over asking, 26 days to sellSOct: 9 new listings a month, 34% sold over asking, 25 days to sellONov: 7 new listings a month, 31% sold over asking, 35 days to sellNDec: 4 new listings a month, 23% sold over asking, 39 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Michigan as a whole

Swartz Creek now2017–192021 peakMI now
Sold over askingShare of sales that closed above the list price26%31%53%28%
Gone within two weeksShare of homes under contract within 14 days42%37%65%40%
Price paid vs. askingAverage sale price ÷ list price97.9%98.5%100.9%98.1%
Days to sellMedian days from listing to contract2130936
Supply

14 homes for sale on a typical day

That’s twice the 2021 low (7), 16% fewer than in 2017–19 and well under 2012’s 34.

2012: 34 for sale’122013: 30 for sale2014: 31 for sale2015: 25 for sale’152016: 20 for sale2017: 17 for sale2018: 14 for sale’182019: 17 for sale2020: 14 for sale2021: 7 for sale’212022: 9 for sale2023: 7 for sale2024: 8 for sale’242025: 9 for saleLast 12 months: 14 for saleNow
Prices by type

Since 2019, houses are up 47%, condos 31%

A house typically sold for $220K in the year to May 2026 (72 sales), a condo for $241K (18).

$75K$150K$225K$300K2013201520172019202120232025NowHouses 2013: $79K, 70 salesHouses 2014: $91K, 83 salesHouses 2015: $104K, 61 salesHouses 2016: $111K, 70 salesHouses 2017: $116K, 79 salesHouses 2018: $126K, 76 salesHouses 2019: $150K, 91 salesHouses 2020: $154K, 97 salesHouses 2021: $172K, 87 salesHouses 2022: $189K, 73 salesHouses 2023: $176K, 52 salesHouses 2024: $184K, 61 salesHouses 2025: $214K, 74 salesHouses last 12 months: $220K, 72 salesHouses $220KCondos 2013: $103K, 12 salesCondos 2014: $120K, 15 salesCondos 2015: $147K, 24 salesCondos 2016: $136K, 23 salesCondos 2017: $153K, 22 salesCondos 2018: $170K, 16 salesCondos 2019: $183K, 19 salesCondos 2020: $170K, 24 salesCondos 2021: $200K, 18 salesCondos 2022: $208K, 15 salesCondos 2023: $234K, 19 salesCondos 2024: $242K, 15 salesCondos 2025: $231K, 17 salesCondos last 12 months: $241K, 18 salesCondos $241K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Michigan

Swartz Creek ranks 146th of 194 busy Michigan markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Swartz Creek is one of the state’s calmer markets.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Swartz Creek home costs about $1,405 a month

Mortgage
Property tax
Insurance
Rent

Price: Swartz Creek’s typical sale, last 12 months. Property tax at Swartz Creek’s 1.6% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Swartz Creek is affordable on local pay is on Cost of living.

Before you buy in Swartz Creek

Six things worth knowing

12

New listings in June

The month with the most choice. December has the fewest, about 4.

Best time to buy
1.6%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $216K home, about $3,340 a year.

Taxes vs. neighbors
B

Schools

The schools grade for Swartz Creek, from test results, graduation and how much students grow.

Schools in Swartz Creek
28 min

Typical commute

The average one-way trip to work for people who live in Swartz Creek.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Flushing, Flint, Durand and Mount Morris Township sell for less a square foot; Argentine Township and Lake Fenton for far more

The busier markets within 25 miles of Swartz Creek, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Flint929$59K$5322%43
Flushing113$222K$13331%30
Lake Fenton100$446K$22224%31
Swartz Creek80$216K$15326%21
Durand58$163K$12138%40
Mount Morris Township45$125K$11130%36
Argentine Township37$448K$22724%44

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Swartz Creek, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Swartz Creek. People who follow the town see it, and so do people comparing Swartz Creek with their own town. No commission, no listing fee.

Questions about buying a home in Swartz Creek

What do homes sell for in Swartz Creek, MI?

80 homes sold in the year to September 2026 at a typical $216K, $153 a square foot. Houses sold for about $220K, condos for about $241K in the year to May 2026.

Is Swartz Creek a buyer’s or seller’s market?

A seller’s market: 22 homes were for sale in September 2026 and 8 sold, about 2.5 months of supply. Buyers paid 97.9% of asking on average.

When is the best time to buy in Swartz Creek?

June brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Swartz Creek?

About 1.6% of a home’s value a year. On a $216K home that’s near $3,340.

Where can I see homes for sale in Swartz Creek?

Zillow, Redfin, Realtor.com and Homes.com all carry Swartz Creek’s MLS listings; the search links above open each one filtered to Swartz Creek.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).