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Swartz Creek
Michigan›Genesee County
Gilbert, Horace/Morgan and Enos Miller House · Photo: kennethaw88 · CC BY 4.0
Photo of Swartz Creek

Swartz Creek, MI · Gilbert, Horace/Morgan and Enos Miller House · Photo: kennethaw88 · CC BY 4.0

Is Swartz Creek a good place to live?

Swartz Creek is a solid, middle-of-the-road choice. It grades B− overall, 405th of 697 graded towns in Michigan, with no subject far below average. Its best mark is incomes: the median household earns $72K. Expect to pay for it: the typical home is worth about $252K, 4.1 years of the Flint metro’s $62K median household income. 26% of residents are 65 or older in Swartz Creek, above both Michigan’s towns (19%) and U.S. towns (18%). The biggest park or preserve is Elms Road Park, at 27 acres.

StrongestAHazard risk

What makes Swartz Creek stand out

Where Swartz Creek beats most towns.

How Swartz Creek grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Swartz Creek is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Gilbert, Horace/Morgan and Enos Miller House
Gilbert, Horace/Morgan and Enos Miller House · National Register of Historic Places
Swartz Creek’s story

183 years in pictures

Census counts: 3,006 in 1960, 5,897 in 2020. The archive holds 1 old photo or paper going back to 1870 and 4 maps from 1922 on.

1 place on the National Register of Historic Places.

  • 1843Swartz Creek is settled
Explore the history →
Getting set up

Moving to Swartz Creek: who provides what

Who provides power, water and the rest in Swartz Creek, and how to reach them.

The full setup list →
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Swartz Creek water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpTuesdayTown’s haulerTown site
SchoolsSwartz Creek Community SchoolsWhich school depends on your addressNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSwartz Creek City ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP code4847348473 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Swartz Creek.

Natural hazardsHazard risk grade A

Inland flooding leads a very low hazard risk in Swartz Creek

Expected storm and flood damage is lower than in 85% of U.S. communities. Since 1981, 6 flood insurance claims have been paid out in Swartz Creek.

15risk score of 100
FEMA risk score
15Very low riskLowerHigher
Inland floodingTornadoesCold waves
6
paid flood claims since 1981
2
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

SchoolsB

On state tests, Swartz Creek’s schools beat 58% of Michigan districts

Its public schools are run by the Swartz Creek Community Schools. Two of its 5 schools are below, each with why it’s listed. The largest public high school is Swartz Creek High School, with 996 students.

58%of MI districts it outscoresBSchool Grade
SchoolLevelStudentsLetter
Swartz Creek Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8758C+
Swartz Creek High SchoolLargest public high schoolGrades 9–12Grades 9–12996B−

NCES · EDFacts · graded within MI on state tests and graduation

Climate

Snowy winters and pleasant summers in Swartz Creek

Swartz Creek has chilly, snowy winters and pleasant summers. July afternoons reach 83°, January nights drop to 16° and about 52 inches of snow falls in a winter.

52″snow a winter

Typical low → high °F

Winter19–33°
Spring36–57°
Summer58–81°
Fall41–60°
Oct 10
typical first frost
May 6
typical last frost
+1.7°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

Swartz Creek has 0.8 jobs for every working resident, so most commute out

Most working residents leave Swartz Creek for work: only 4% work in town. Jobs based in Swartz Creek grew to 1,815 in 2021, 392 more than in 2011. The average trip to work in Swartz Creek is 28 minutes.

4%work in town
Swartz CreekMichigan townsU.S. towns
Average trip to work28 minutes25 minutes25 minutes
Working residents who work in town3.9%5.9%8%
Below the poverty line11%8.9%9.6%
Median household income$72,000$77,000$80,000

Where working residents work

In Swartz Creek4%
Flint11%
Flint Township10%
Grand Blanc Township5%
Burton4%
16 mi
median commute distance
1,815
jobs based in Swartz Creek
Balanced
jobs vs. working residents
C
Walkability grade: more walkable than 34% of U.S. towns

Census LEHD 2021 · ACS

OutdoorsC+

Swartz Creek has set aside 3.3% of its land for conservation

0.0 miles of trail in 5 parks and preserves.

3.3%conserved
3.3%
conserved · 88 of 2,671 acres
0.0 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. Elms Road Park—27
2. Abrams Park—16
3. Heritage Park—15

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade C

Swartz Creek’s grade for cost of living is a C

The typical Swartz Creek home is worth about $253,000, up 4% in a year, close to the Michigan typical home. 70% of households own their home in Swartz Creek.

$253KZillow home value
Swartz CreekMichigan townsU.S. towns
Households that own their home70%84%73%
Median rent$1,247 a month$1,045 a month$1,185 a month

Typical home value

Swartz Creek$253K
Michigan$264K
Market temperature
Seller’s marketA strong seller's marketBuyer’sSeller’s
18
days on market
100.1%
sale-to-list price
+4%
value change, 1 year
6
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

HealthB−

Swartz Creek is healthier than 53% of U.S. towns

Swartz Creek beats the Michigan average on 5 of 32 CDC measures and trails it on 3. 35% of Swartz Creek adults feel lonely.

53%healthier than U.S. townsB−Health Grade
Swartz CreekMichigan townsU.S. towns
Feel lonely (CDC PLACES)35%32%33%
Binge drink (CDC PLACES)15%17%16%
Sleep under 7 hours (CDC PLACES)37%34%36%
Yearly checkup (CDC PLACES)81%80%79%
32 measures vs. Michigan
5 better24 too close to call3 worse
What stands outSwartz CreekMI
Fewer adults facing food insecurity12.4%15.4%
Fewer adults facing a utility shut-off7.1%8.7%
More older adults who have lost all their teeth13%10.2%
Mclaren Flint
5.7 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
54th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Nearby attractions

Marvin's Marvelous Mechanical Museum and 13 more within 40 miles

Museums, parks, gardens and other places to visit around Swartz Creek. Close and well known come first.

All 71 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Eli and Edythe Broad Art Museum: Dj1997, CC BY-SA 3.0 · Sloan Museum: Amancour, CC BY-SA 4.0 · Flint Institute of Arts: Blueskiesfalling at English Wikipedia, Public domain · Potter Park Zoo: Dj1997, CC BY-SA 3.0

Keep exploring

Everything we know about Swartz Creek

19pages on Swartz Creek
After high school

Colleges nearby

3 within 15 miles of the center of Swartz Creek

About Swartz Creek

City in Michigan, United States

Official town website ↗

Swartz Creek is a city in Genesee County in the U.S. state of Michigan. The population was 5,897 at the 2020 census. The city is a suburb of Flint and has incorporated land formerly within Flint Charter Township, Gaines Township, and Clayton Township, but is administratively autonomous from all three.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1959
Area
4.2 sq mi
Elevation
771 ft
ZIP code
48473, 48554
Area code
635, 630

Swartz Creek’s neighbors

3 towns share a border with Swartz Creek.

Explore the map →

It grades higher overall than all 3 graded towns on its borders; Gaines Township (C+) comes closest.

How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Swartz Creek#405B−C—BB−
Flint Township#694D−C+D−CD
Clayton Township#466C+C−ABC+
Gaines Township#455C+C+—BB−

Swartz Creek and Gaines Township report no FBI crime data of their own. Compare Swartz Creek with a neighbor →

Questions about Swartz Creek

Short answers, built from the data on this page.

Is Swartz Creek, MI a good place to live?

Swartz Creek grades B− overall, better than 50% of U.S. towns and #405 of 697 in Michigan. It grades B− for health and B for schools.

Is Swartz Creek, MI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.

What is Swartz Creek, MI known for?

2 notable people were born here, including Galen Stone and Bert F. Crapser.