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Jobs & commute in St. Charles

Household incomes in St. Charles trail those of 88% of U.S. towns

15.3% of residents live below the poverty line, where Michigan as a whole has 13.2%. Jobs and income earn St. Charles C−; getting around on foot earns it B+. About one in ten stay in St. Charles for work; outside it, Saginaw is the main destination (11%, 13 miles).

Census ACS 2020–24, Census LEHD 2021, EPA Smart Location Database. How the two grades are made

What stands out · In brief

What stands out about work in St. Charles

Many jobs in St. Charles pay little

33% of the jobs based in St. Charles pay $1,250 a month or less, under $15,000 a year. Young workers hold many of them: 35% of all the jobs here go to people 29 or younger. The jobs ↓

The better-paid jobs are outside St. Charles

48% of St. Charles residents earn over $3,333 a month (about $40,000 a year) at their main job, but only 24% of the jobs based in St. Charles pay that much. Most residents work elsewhere: 91% leave town for their job. The jobs ↓

The quickest commute around

St. Charles’ 27-minute average trip is shorter than in any town next door, where it runs from 30 to 34 minutes. Next door ↓

Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2021, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey; 2021 is the newest year Michigan has published; with 745 working residents, small shifts move the shares.

Jobs & income grade

Inside St. Charles’ Jobs & income grade

On income, poverty and job access, St. Charles is better than 16% of U.S. towns. Job access by car holds St. Charles’ grade up (ahead of 38% of U.S. towns); household income pulls it down ($50,000, U.S. $80,734).

Household income $50,000 (±$11,127) · MI $72,875 · U.S. $80,734Higher than 12% of U.S. towns
Poverty 15.3% · MI 13.2% · U.S. 12.5%Lower than 26% of U.S. towns
Job access by car EPA, jobs within a 45-minute driveMore than 38% of U.S. towns

Unemployment (5.7%) is left out: St. Charles’s labor force is under 1,000, too few workers for a steady figure.

The commuting and job counts on this page are Census LEHD 2021: Michigan reports later than other states, so its newest year is two years behind.

DC+

A fairly firm grade. Within the Census margins of error for income and poverty, St. Charles could be anywhere from D to C+.

How TownRatings grades jobs & income →

★ What stands out · The jobs

The kinds of work in St. Charles

504 jobs are based in St. Charles.

Jobs based in St. CharlesJobs St. Charles residents hold

What kind of work

Goods: factories, building, farms10%24%
Trade, transport & utilities18%17%
Services: health, schools, offices72%59%

What it pays

$1,250 a month or less33%17%
$1,251–$3,333 a month42%35%
Over $3,333 a month24%48%

Who does it

29 or younger35%27%
30 to 5444%50%
55 and older21%23%
−12%

Jobs based in St. Charles, 2011 → 2021: 572 → 504. Big swings can come from how a large employer reports its locations, not only from real openings or closings.

Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2021.

Here is what they are, next to the jobs St. Charles’s own residents hold wherever they work.

Day and night

How many people are in St. Charles by day

On a workday 675 residents head out to work, 70 work right here, and 434 people come in from elsewhere.

675live here, work elsewhere
70live and work here
434work here, live elsewhere
Night and day
At night1,900
Workday1,700
1,900live here− 680head out to work+ 430come in to work= 1,700on a workday

About 1,700 people are in St. Charles on a workday afternoon, 12% fewer than live here.

Job hub or commuter town?
0.68jobs per workerCommuter townJob hub

0.68 jobs for every working resident, so most people commute out.

Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2021, primary jobs.

The commute map

Where people from St. Charles work

St. CharlesOwosso: 37 residents work here (5%)Saginaw: 85 residents work here (11%)Midland: 30 residents work here (4%)Flint Township: 16 residents work here (2%)Saginaw Township: 57 residents work here (8%)Brady TownshipBrant TownshipSt. Charles Township: 75 residents work here (10%)Richland Township: 13 residents work here (2%)Buena Vista Township: 13 residents work here (2%)Chesaning Township: 51 residents work here (7%)Fremont TownshipThomas TownshipSwan Creek Township: 25 residents work here (3%)SaginawSt. Charles TownshipSaginaw TownshipChesaning TownshipOwossoMidlandSt. Charles
1
Saginaw13.3 mi away
11%85
210%75
3
Saginaw Township12.7 mi away
8%57
47%51
5
Owosso20.7 mi away
5%37
6
Midland23.1 mi away
4%30
73%25
8
Flint Township28.2 mi away
2%16
9
Richland Township10.8 mi away
2%13
102%13
Everywhere elseother towns and states
46%343
The top trips

Where St. Charles clocks in

Lines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.

A thicker line means more commuters. Switch between where residents work and where the people who work here live.

Time on the road

St. Charles’ commute takes about 27 minutes

A year of commuting
206 hours

Round trip, about 230 workdays a year: roughly 8.6 full days in the car, bus or train.

Average commute minutes, one way

St. Charles27 min
Michigan24 min
U.S.26 min
Working from home
10%

of St. Charles workers work from home, vs 14% across Michigan. Their commute is the hallway.

About 1 in 10
How St. Charles gets to work
86%Drive alone
7%Carpool
4%Walk
3%Other

Share of the 748 commuters (the 10% who work from home are left out). Across Michigan: 86% drive alone, 1% take transit; U.S.: 81% and 4%. Census ACS 2020–24.

From the Census survey of workers who don’t work from home.

How far

Close to home or a long way: work trips from St. Charles

10 mi25 mi35 miSaginaw: 11% · 13.3 miSt. Charles Township: 10% · 3.1 miSaginaw Township: 8% · 12.7 miChesaning Township: 7% · 8.5 miOwosso: 5% · 20.7 miMidland: 4% · 23.1 miSwan Creek Township: 3% · 4.1 miFlint Township: 2% · 28.2 miRichland Township: 2% · 10.8 miBuena Vista Township: 2% · 18.6 miSaginaw 11%St. Charles Township 10%Saginaw Township 8%Chesaning Township 7%Owosso 5%St. Charles
St. CharlesTop destinations (size = commuters)
25%Under 10 mi188 residents
43%10–24 mi319 residents
12%25–50 mi90 residents
20%Over 50 mi148 residents

About 20% show a job over 50 miles away. Some of that is real, and some is employers that report every worker at a head office, so a few long commutes are on paper only.

Straight-line distance from each worker’s home block to their main job’s block. LEHD 2021.

Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.

Getting around · Walkability grade

Driving is how St. Charles gets around

On EPA’s walkability index and the share of commuters who walk, bike or take transit, St. Charles is more walkable than 72% of U.S. towns. Both inputs place St. Charles near the same point nationally.

EPA walkability index 7.7 of 20 · typical MI town 5.4 · U.S. 6.9Higher than 62% of U.S. towns
Walk, bike or transit 4.2% of commuters · MI 3.8% · U.S. 7.1%Higher than 70% of U.S. towns
B+B+

A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 835 workers.

How TownRatings grades walkability →

Transit service: no data. EPA’s transit file has no stops for most of this county (its agencies had not published schedules in the format EPA used in 2020). That is missing data, not a finding that there is no bus or train.

Households without a car (shown, not graded). 9.1% of St. Charles households have no vehicle (Michigan 7.0%, U.S. 8.4%). 0% of St. Charles’ commuters take a bus or train.

Towns its size

St. Charles is 4,009th of 5,234 U.S. towns of 1,400 to 2,600 on jobs and income

#TownPeopleHousehold incomePovertyUnemploymentWork in townGrade
1Kenilworth IL2,437$250K2.1%4.0%2%A+
2Chevy Chase Village MD1,978$250K1.2%2.6%3%A+
3Plandome NY1,482$250K0.9%1.4%1%A+
…
95Caledonia MI1,778$106K3.7%0.5%2%A+
…
131Village of Grosse Pointe Shores MI2,533$190K2.7%3.5%1%A+
…
196Wheatfield Township MI1,659$117K1.9%2.7%1%A
…
4,007Colchester NY1,745$67K12.2%10.0%23%C−
4,008Ovid MI1,498$50K22.4%0.8%6%C−
4,009St. Charles MI1,941$50K15.3%5.7%9%C−
4,010East Helena MT2,325$60K16.5%7.9%6%C−
4,011Hubbard TX1,507$51K15.4%6.9%10%C−
…
5,234Lame Deer MT1,872$24K55.8%42.2%60%D−

Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.

Ranked on the Jobs & income grade: the towns either side of St. Charles, the top three, the last and three more from Michigan.

Next door

St. Charles and its neighbors: 13% work next door

The biggest share goes to St. Charles Township (10%).

10%+5–9%2–4%1%Under 1%

Average commute minutes, one way

St. Charles27 min
Swan Creek Township30 min
St. Charles Township31 min
Brant Township34 min

Jobs & commute next door

TownSt. Charles workers thereJobs & incomeWalkabilityCommuteHousehold income
St. Charles–C−B+27 min$50,000
St. Charles Township10%C+B−31 min$62,939
Brant Townshipunder 2%B−D−34 min$75,069
Swan Creek Township3%B−C30 min$72,895

Same-state neighbors only. Commute: average minutes each way, Census ACS 2020–24.

Darker towns draw more of St. Charles’s workers. Tap a town to see its commute.

How to read these numbers

What this data can and can’t tell you

  • Two sources, two years. Trips, distances and jobs based here: Census LEHD 2021, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
  • Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.

How these figures and grades are made →

Jobs and commuting in St. Charles: questions

What is the median household income in St. Charles?

$50,000 (±$11,127) (Census ACS 2020–24), against $72,875 across Michigan and $80,734 nationally.

What is the poverty rate in St. Charles?

15.3%, against 13.2% across Michigan and 12.5% nationally (Census ACS 2020–24).

How long is the commute from St. Charles?

27 minutes each way on average, against 24 across Michigan and 26 nationally. 10% of workers work from home.

Where do people who live in St. Charles work?

9% work in town. The top destinations elsewhere are Saginaw (11%, 13 mi), St. Charles Township (10%, 3 mi), Saginaw Township (8%, 13 mi) (Census LEHD 2021).

Is St. Charles walkable?

St. Charles is more walkable than 72% of U.S. towns (Walkability B+): an EPA walkability index of 7.7 out of 20, and 4% of commuters walk, bike or take transit.

Can you get around St. Charles without a car?

0% of commuters take transit and 9% of households have no car. EPA has no transit data for this county.

Commuter talk

Getting to work from St. Charles, from the people who make the trip.

Town Square →
Ask neighbors
Beyond the commute

More of St. Charles

St. Charles home →

Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2021, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.