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Saint Charles District Library

St. Charles’ library runs 14 programs per 1,000 residents, against a typical 34 for libraries its size

Saint Charles District Library serves 7,441 people in and around St. Charles. Last year it lent 28K books, movies and e-books and logged 25K visits.

132 South Saginaw Street, Saint Charles 48655 · about 36 hours a week
B+Civic lifeAhead of 68% of U.S. towns. Nonprofits and volunteering.
Borrowed a year
28K
3.8 per resident
Visits a year
25K
3.4 per resident · Above typical (3)
Programs & events
101
about 2 a week · 938 attended
Cardholders
19%
1,447 cards
Open
36 hrs
a week at this branch
Civic life grade

What’s behind St. Charles’ civic life grade

On community nonprofits and volunteering, St. Charles is ahead of 68% of U.S. towns. St. Charles is graded on two of the three inputs. The share of younger adults in volunteering groups holds the grade up; St. Charles’ count of community nonprofits pulls it down.

B+
Civic lifeA character grade: shown, never part of St. Charles’ overall grade.
All U.S. towns we grade (17,556)Ahead of 68%
FewerMore
U.S. towns with similar incomes, $38K–$62K (4,968)Ahead of 67%

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. St. Charles is small (1,941 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

6 community nonprofits are registered in St. Charles

3.1 per 1,000 residents, against a U.S. town median of 3.7. The largest group: youth, sports & recreation.

Community nonprofits, by kind

Arts & culture00.16 per 1,000 · U.S. towns 0.24
Youth, sports & recreation20.88 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans10.52 per 1,000 · U.S. towns 0.74
Human services10.52 per 1,000 · U.S. towns 0.59
Education10.36 per 1,000 · U.S. towns 0.43
Health00.00 per 1,000 · U.S. towns 0.16
Environment & animals10.36 per 1,000 · U.S. towns 0.17
Other10.36 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (2 here), since whether a church registers depends on its denomination, not the town.

Volunteering

11.8%

11.8% of St. Charles’ Facebook users aged 25–44 belong to a volunteering or activism group, against 12.4% in the typical Michigan town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where St. Charles’ residents live; 2022.

How it compares

Ahead of most similar-size libraries on 1 of 8 measures

Per resident, against libraries serving 2,500 to 10,000 people across the U.S.

Visits per resident 3.4 visits · typical 3Higher than 56%
Borrowing per resident 3.3 print items · typical 3.8Lower than 58%
Digital borrowing 0.5 e-items · typical 1Lower than 68%
Kids’ borrowing 1.2 kids’ items · typical 1.6Lower than 60%
Program attendance 0.1 attendees · typical 0.5Lower than 86%
Programs offered 13.6 per 1,000 residents · typical 34Lower than 79%
Cardholders 19% of residents · typical 42%Lower than 86%
Spending $28 per resident · typical $43Lower than 73%
Fewer per residentMore per resident
Size group

Saint Charles District Library serves 7,441 people, so it’s measured against U.S. libraries serving 2,500 to 10,000.

A year at the library

Every hour the doors are open, about 15 items go out

Fiscal year 2024, for the whole Saint Charles District Library system. The library’s own count.

25K
visits
3.4 per resident
28K
loans, print + digital
3.8 per resident
101
programs & events
938 attended
1,447
library cards
19% of people served
Every open hour15items borrowed
Every week18people at a program
Every day16Wi-Fi sessions
3 staff (full-time equivalent)7 public computers
What people borrow

Mostly books and media off the shelf

28K loans last year: print, kids’ and digital.

28Kloans
Books & media (adults) 53%Kids’ books & media 33%E-books, audio & streaming 14%
From your couch

4,069 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

Kids & programs

About 1 kids’ program a week

Story times, clubs, classes and events, across the whole system, by who they’re for.

Schools in St. Charles →

Programs last year by age group

Ages 0–550
Ages 6–1111
Teens0
Adults40
All ages0
Little ones
1

story times and programs a week for ages 0–5, on average.

9,296
kids’ books & media borrowed
938
people at programs
101
programs
The building

Find it

Saint Charles District Library, 132 South Saginaw Street, Saint Charles.

36
hours open a week
7,986
square feet
With a card

E-books and audiobooks from home. Loans renew on their own if no one’s waiting. Research databases: courses, journals, genealogy. Good at every Saint Charles District Library branch.

New in St. Charles? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $2.15 worth

Set what you’d borrow in a month. It starts at what the average St. Charles cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
1
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$348
a year at retail prices · $29 a month

Who pays for it
$28 per resident a year

Typical for a library this size: $43. Operating budget $211K.

Local taxes 86%State 3%Gifts & other 11%

Last year the library lent and hosted about $455K worth of books, e-books, programs and Wi-Fi on a $211K budget.

Late fines apply to some overdue items.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 1,447 cardholders ÷ 12.

Next door

Libraries next door

Who has a library of their own, and how much each town borrows. Tap a town to see its library.

12+ loans per resident8–124–8Under 4No library / shared system
TownLibraryLoans per residentHoursCivic life
St. CharlesSaint Charles District Library—36B+
St. Charles TownshipSaint Charles District Library—36B+
Brant TownshipNone of its own——B
Swan Creek TownshipNone of its own——B

Loans = print + digital items borrowed in the library’s fiscal year, per person it serves. — = no library of its own, a county or regional system (its numbers cover many towns), or no report. Civic life: — = not graded (unincorporated places, whose nonprofits can’t be placed by mailing address, or towns with fewer than two of the three inputs).

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • System-wide. Saint Charles District Library serves 7,441 people in and around St. Charles, so the yearly numbers cover all of them, not just St. Charles.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in St. Charles

Does St. Charles have a public library?

Yes. Saint Charles District Library, 132 South Saginaw Street, serves 7,441 people in and around St. Charles (the survey’s count) and is open about 36 hours a week, averaged over the year.

Is Saint Charles District Library fine-free? Does it lend e-books?

It charges late fines on some overdue items, and it lends e-books and audiobooks with a card (the library’s 2024 survey report).

How busy is St. Charles’ library?

It logged 3.4 visits and lent 3.8 items per resident in 2024, against a typical 3 visits for libraries serving 2,500 to 10,000 people.

What is St. Charles’ civic life grade?

B+ St. Charles is ahead of 68% of U.S. towns on civic life. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in St. Charles.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.