Benjamin Cushway House, 1844
Saginaw Township’s story
211 years in pictures
The archive holds 6 old photos and papers going back to 1844.
1 place on the National Register of Historic Places.
- 1815Saginaw Township is settled
Saginaw TownshipMI
Trash day: look up yours6 bordering townsMap →
Photo: WeaponizingArchitecture · CC BY-SA 4.0
Population
40,962
2025 Census estimate · −1.7% since 2020
Median home value
$182K
Census ACS
Household income
$68K
median
Median age
41.7
years
Jobs based here
18,861
Balanced
Is Saginaw Township a good place to live?
19% of working residents work locally in Saginaw Township, where Michigan’s towns sit at 5.9% and U.S. towns at 8%. Center Road-Tittabawassee River Bridge is on the National Register of Historic Places. We don’t grade Saginaw Township yet; the figures below are still real.
What makes Saginaw Township stand out
Where Saginaw Township beats most towns.
Nearby attractions
All 23 attractions →USS Edson and 14 more within 40 miles
Museums, parks, gardens and other places to visit around Saginaw Township. Close and well known come first.
14 mi MuseumUSS Edson
17 mi GardenDow Gardens
4 mi TheatreTemple Theatre4 mi Zoo & aquariumChildren's Zoo at Celebration Square
14 mi MuseumSaginaw Valley Naval Ship Museum
34 mi MuseumSloan MuseumSources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits
USS Edson: U.S. Navy, Public domain · Dow Gardens: Chris.Schiemann, CC BY-SA 4.0 · Temple Theatre: Ian Poellet, CC BY-SA 4.0 · Saginaw Valley Naval Ship Museum: John McCullough, CC BY-SA 2.5 · Sloan Museum: Amancour, CC BY-SA 4.0
_underway_off_Long_Beach,_California_(USA),_circa_in_the_mid-1960s.jpg){kind=link}
Getting set up
The full setup list →Moving to Saginaw Township: who provides what
Who provides power, water and the rest in Saginaw Township, and how to reach them.
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
WaterSaginaw Charter Township water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.govWho runs elections hereSaginaw Township ClerkThe town itself; contacts on the Handbook page.FVAP, Nov 2025
ZIP codes48603, 48638, 48602, 4860448603 66% · 48638 31% · 48602 2% · 48604 2%Census 2020
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.
The data
Ordered by what stands out in Saginaw Township.
Climate
Expect snowy winters and pleasant summers in Saginaw Township
Summer afternoons peak near 83° in July, and January nights bottom out around 16°; snowfall runs to about 41 inches a winter.
41″snow a winter
Typical low → high °F
Winter18–33°
Spring35–57°
Summer58–81°
Fall41–60°
Oct 21
typical first frost
Apr 29
typical last frost
+1.8°
vs. the 20th-century average
NOAA U.S. Climate Normals, 1991–2020
Schools
The schools Saginaw Township’s kids attend
Three of its 18 schools are below, each with the reason it’s listed. Public schools: the Saginaw Township Community Schools. 5 public schools serve Saginaw Township, with 1,977 students in all.
| School | Level | Students | Letter |
|---|---|---|---|
| White Pine Middle SchoolLargest public middle schoolGrades 6–8 | Grades 6–8 | 1,019 | B− |
| Heritage High SchoolLargest public high schoolGrades 9–12 | Grades 9–12 | 1,313 | B+ |
| Hemmeter Elementary SchoolTop results in townGrades PK–5 | Grades PK–5 | 331 | A+ |
NCES · EDFacts
Work & commute
A job hub: Saginaw Township has 1.2 jobs for every working resident and draws in 15,868 commuters
For residents in Saginaw Township, the share who live below the poverty line is 14%. Jobs based in the town fell to 18,861 in 2021, 1,084 fewer than in 2011. The typical journey to work here is 22 minutes. The top destinations are Saginaw (21%), Midland (5%) and Kochville Township (4%).
19%work in town
| Saginaw Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 14% | 8.9% | 9.6% |
| Average trip to work | 22 minutes | 25 minutes | 25 minutes |
| Median household income | $68,000 | $77,000 | $80,000 |
| Work from home | 9.4% | 10% | 11% |
Where working residents work
In Saginaw Township19%
Saginaw21%
Midland5%
Kochville Township4%
Bay City3%
8 mi
median commute distance
18,861
jobs based in Saginaw Township
Balanced
jobs vs. working residents
Census LEHD 2021 · ACS
Safety
Crime reported in Saginaw Township
Saginaw Township's reported crime rate is close to Michigan's. For Saginaw Township, the rate of thefts and burglaries is 15.2 per 1,000 residents. Most reported incidents are property crimes, mainly thefts. 77 violent crimes were reported in 2025.
| Saginaw Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Property crimes per 1,000 (2025) | 15.2 per 1,000 residents | 7.9 | 9.9 |
| Violent crimes per 1,000 (2025) | 1.9 per 1,000 residents | 1.9 | 1.6 |
Violent crime per 1,000 residents
Saginaw Township1.9
Michigan4.3
U.S.3.3
Property crime per 1,000 residents
Saginaw Township15.2
Michigan13
U.S.15.5
77
violent crimes reported in 2025
622
property crimes reported in 2025
FBI crime data, 2025 · crimes reported to police
Health
How healthy Saginaw Township is
26% of Saginaw Township adults have been diagnosed with depression. Among adults in the town, 82% had a checkup this year and 33% have obesity.
| Saginaw Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Binge drink (CDC PLACES) | 15% | 17% | 16% |
| Yearly checkup (CDC PLACES) | 82% | 80% | 79% |
| Obesity (CDC PLACES) | 33% | 37% | 35% |
| Depression (CDC PLACES) | 26% | 27% | 23% |
32 measures vs. Michigan
0 better31 too close to call1 worse
| What stands out | Saginaw Township | MI |
|---|---|---|
| More adults who have had cancer | 9.9% | 8.9% |
Healthsource Saginaw
1.6 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Outdoors
8.9% of Saginaw Township is conserved land
The biggest place to walk is Imerman Memorial Park, 293 acres with 4 miles of trail. 11 miles of trail in 14 parks and preserves. Parks and preserves in Saginaw Township: 14, covering 483 acres.
8.9%conserved
| Saginaw Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 8.9% | 4.4% | 4.3% |
| Miles of trail per square mile | 0.4 miles per square mile | 0.3 | 0.4 |
8.9%
conserved · 1,405 of 15,823 acres
11 mi
of trails · 0.4 per sq mi
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Imerman Memorial Park | 4 mi | 293 |
| 2. William H. Haithco Recreation Area | 1.9 mi | 71 |
| 3. Harvey Randall Wickes Recreation Complex | 1.3 mi | 61 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Who lives here
Saginaw Township is older than the Michigan average
People 65 and older are nearly a quarter of residents (19% statewide). The share of adults 25 and older in Saginaw Township who hold a bachelor’s degree or more: 37%. For Saginaw Township, the median age is 41.7 years.
41.7median age · MI 40.2
| Saginaw Township | Michigan towns | U.S. towns | |
|---|---|---|---|
| Aged 65 or older | 23% | 19% | 18% |
| Bachelor’s degree or more, 25+ | 37% | 26% | 29% |
| Under 18 | 20% | 21% | 22% |
Saginaw TownshipMichiganUnited States
Ages · share of residents
13%
Education · adults 25 and older
No diploma6%
High school25%
Some college21%
Associate’s11%
Bachelor’s23%
Graduate14%
Women and men · all residents
52% women, 48% men
About 92 men for every 100 women (the survey’s margin: ±1.5 points). Across Michigan, 50.4% of residents are women. Median age: women 43.3, men 39.8.
| Saginaw Township | MI | U.S. | |
|---|---|---|---|
| Under 10 | 10.5% | 11.2% | 11.6% |
| 10 to 17 | 9.7% | 10.1% | 10.3% |
| 18 to 24 | 8.8% | 9.2% | 9.1% |
| 25 to 34 | 12.8% | 13.2% | 13.7% |
| 35 to 44 | 12.3% | 12.2% | 13.2% |
| 45 to 54 | 10.5% | 12% | 12.2% |
| 55 to 64 | 12.5% | 13.6% | 12.7% |
| 65 to 74 | 12.7% | 11.2% | 10.2% |
| 75 and older | 10.2% | 7.4% | 7% |
| No diploma | 5.6% | 7.9% | 10.4% |
| High school | 25.2% | 28% | 26% |
| Some college | 21.3% | 21.9% | 19.1% |
| Associate’s | 11.1% | 9.8% | 8.8% |
| Bachelor’s | 23.1% | 19.7% | 21.6% |
| Graduate | 13.8% | 12.7% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates
Natural hazards
Top of a moderate hazard risk in Saginaw Township: inland flooding
Storm and flood damage is expected to run higher than in 57% of U.S. communities. Saginaw Township has had 165 paid flood insurance claims since 1981. Of the losses FEMA expects here, 61% come from inland flooding and 15% from cold waves. Federal aid has come to Saginaw Township households in 3 declared disasters; the latest was in 2026.
57risk score of 100
FEMA risk score
Inland floodingCold wavesTornadoes
165
paid flood claims since 1981
3
federal disasters paid out here
FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
Keep exploring
Everything we know about Saginaw Township
19pages on Saginaw Township
The big questions
Out and about
The story
After high school
Colleges nearby
2 within 15 miles of the center of Saginaw Township
Saginaw Valley State UniversityUniversity or college · Public · University Center5.2 mi$12,930 in-state tuitionDelta CollegeCommunity college · Public · University Center7.8 mi$4,820 in-state tuition
About 7 of every 100 Saginaw Township residents are enrolled in college, about the same as Michigan.
About Saginaw Township
City in Michigan, United States
Saginaw () is a city in Saginaw County, Michigan, United States, and its county seat. It had a population of 44,202 at the 2020 census. Located along the Saginaw River, Saginaw is adjacent to Saginaw Charter Township and considered part of the Greater Tri-Cities region of Central Michigan. The Saginaw metropolitan area had a population of 190,124 in 2020, while the Tri-Cities area had 377,474 residents. Established as a fort following the 1819 Treaty of Saginaw, Saginaw was a thriving lumber town in the 19th century. It was an important industrial city and manufacturing center throughout much of the 20th century due to its automobile and automotive parts production led by General Motors. As…
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Established
- 1815
- Area
- 18 sq mi
- Elevation
- 591 ft
- ZIP code
- 48601, 48602, 48603
- Area code
- 989
Saginaw Township’s neighbors
6 towns share a border with Saginaw Township.
Thomas TownshipSaginawShieldsJames TownshipCarrollton TownshipKochville TownshipSaginaw Township
How the neighbors grade
| Town | MI rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Saginaw Township | — | — | — | — | — | — |
| Thomas Township | #401 | B− | C+ | B− | A− | B |
| Saginaw | #692 | D− | B | D− | C | D− |
| Shields | — | — | — | — | — | — |
| James Township | — | — | B− | — | A | B− |
| Carrollton Township | #690 | D− | C+ | C+ | C | D |
| Kochville Township | – | B | B+ | — | B− | C− |
James Township has fewer than 2,500 residents, so it gets subject grades but no overall grade. James Township and Kochville Township report no FBI crime data of their own. Saginaw Township and Shields aren’t graded (fewer than 1,000 residents, or not enough data). Compare Saginaw Township with a neighbor →
Questions about Saginaw Township
Short answers, built from the data on this page.
Is Saginaw Township, MI a good place to live?
We don’t grade Saginaw Township yet; the figures below are still real.