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Michigan›Saginaw County

Thomas TownshipMI

A town of 11,900. Public schools that outperform most of Michigan.

Is Thomas Township a good place to live?

Thomas Township is a solid, middle-of-the-road choice. It grades B− overall, ranked 401st of 697 in Michigan, with no subject far below average. Its best mark is schools: its schools rank ahead of 82% of Michigan towns. Its lowest everyday mark is in cost of living: the typical home is worth about $192K, 3.2 years of the Saginaw metro’s $61K median household income. Only 94 of Michigan’s 1,279 towns score lower on hazard risk. 28% of residents are 65 or older in Thomas Township, above both Michigan’s towns (19%) and U.S. towns (18%). Only 55 of Michigan’s 1,265 towns score lower on civic life.

StrongestA−Schools

What makes Thomas Township stand out

Where Thomas Township beats most towns.

A commuter town

94% of working residents leave Thomas Township for work

Where Thomas Township’s working residents go each day. Line width shows the share.

19% → Saginaw Saginaw 19% 15% → Saginaw Township Saginaw Township 15% 7% → Midland Midland 7% 3% → Kochville Township Kochville Township 3% 2% → Tittabawassee Township Tittabawassee Township 2% 2% → Bay City Bay City 2% Thomas Township · 6% stay
2,321jobs based in Thomas Township
6%of working residents work in town
10 mimedian commute distance

Census LEHD 2021

How Thomas Township grades

Each subject compared with towns across the country (schools within Michigan), ordered by how far Thomas Township is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

USS Edson and 14 more within 40 miles

Museums, parks, gardens and other places to visit around Thomas Township. Close and well known come first.

All 23 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

USS Edson: U.S. Navy, Public domain · Dow Gardens: Chris.Schiemann, CC BY-SA 4.0 · Chippewa Nature Center: Christian Collins, CC BY-SA 2.0 · Sloan Museum: Amancour, CC BY-SA 4.0 · Saginaw Valley Naval Ship Museum: John McCullough, CC BY-SA 2.5

Getting set up

Moving to Thomas Township: who provides what

Who provides power, water and the rest in Thomas Township, and how to reach them.

The full setup list →
PowerConsumers Energy20.7¢/kWh · EIA 2025HIFLD · EIA
WaterThomas Township water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers95% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Thomas Township’s trash rules yet
SchoolsHemlock Public School DistrictSwan Valley School District2 districts serve Thomas Township; which school depends on your address and gradeNCES
Register to voteOnlineIn Michigan you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereThomas Township ClerkThe town itself; contacts on the Handbook page.FVAP, Oct 2026
ZIP codes48609, 48623, 4862648609 76% · 48623 21% · 48626 3%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Thomas Township.

Thomas Township sees little violent crime, but it carries more natural-hazard risk than most of Michigan (mostly inland flooding).

SchoolsA−

For schools, Thomas Township earns an A−

The largest public high school is Swan Valley High School, with 504 students. The public schools here belong to the Swan Valley School District. Of its 6 schools, three are listed below, each with the reason.

82%of MI districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Swan Valley Middle SchoolLargest public middle schoolGrades 6–8Grades 6–8408B
Swan Valley High SchoolLargest public high schoolGrades 9–12Grades 9–12504B
Robert B Havens Elem SchoolTop results in townGrades PK–5Grades PK–5390A

NCES · EDFacts · graded within MI on state tests and graduation

Work & commuteJobs & income grade C+

With only 0.5 jobs per working resident, most people in Thomas Township work out of town

The top destinations are Saginaw (19%), Saginaw Township (15%) and Midland (7%). Commuting out is the norm in Thomas Township: 6% of working residents work locally. Also worth knowing: jobs in Thomas Township grew by 385 from 2011 to 2021, reaching 2,321. Half of commuters travel less than 10 miles.

6%work in town
Thomas TownshipMichigan townsU.S. towns
Average trip to work23 minutes25 minutes25 minutes
Work from home9.5%10%11%
Below the poverty line11%8.9%9.6%

Where working residents work

In Thomas Township6%
Saginaw19%
Saginaw Township15%
Midland7%
Kochville Township3%
10 mi
median commute distance
2,321
jobs based in Thomas Township
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 37% of U.S. towns

Census LEHD 2021 · ACS

OutdoorsB−

Thomas Township has set aside 5.3% of its land for conservation

Trails run 6.1 miles in 3 parks and preserves. The biggest place to walk is Roethke Park, 150 acres with 2.1 miles of trail. The trail network density for Thomas Township comes to 0.2 miles per square mile.

#418for trails in MI
Thomas TownshipMichigan townsU.S. towns
Miles of trail per square mile0.2 miles per square mile0.30.4
Conserved land5.3%4.4%4.3%
5.3%
conserved · 1,078 of 20,241 acres
6.1 mi
of trails · 0.2 per sq mi
Biggest places to walkTrailsAcres
1. Roethke Park2.1 mi150
2. Roberts Park0.3 mi47
3. Shiawassee National Wildlife Refuge—44

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Who lives here

A older population than Michigan as a whole

In Thomas Township, the age of the median resident is 49.7 years. The bachelor’s-degree share among adults 25 and older is 31%, against 32% across Michigan.

49.7median age · MI 40.2
Thomas TownshipMichigan townsU.S. towns
Median age49.7 years42.5 years40.5 years
Bachelor’s degree or more, 25+31%26%29%
Thomas TownshipMichiganUnited States

Ages · share of residents

Education · adults 25 and older

No diploma6%
High school31%
Some college20%
Associate’s11%
Bachelor’s18%
Graduate14%

Women and men · all residents

52% women, 48% men

That’s an even split within the survey’s margin of ±2.1 points. Across Michigan, 50.4% of residents are women. Median age: women 51.2, men 48.8.

Ages and education in Thomas Township
Thomas TownshipMIU.S.
Under 108.8%11.2%11.6%
10 to 178.8%10.1%10.3%
18 to 246.3%9.2%9.1%
25 to 347.9%13.2%13.7%
35 to 4411.8%12.2%13.2%
45 to 5412.8%12%12.2%
55 to 6415.5%13.6%12.7%
65 to 7417%11.2%10.2%
75 and older11.3%7.4%7%
No diploma6.2%7.9%10.4%
High school30.9%28%26%
Some college20.3%21.9%19.1%
Associate’s11.2%9.8%8.8%
Bachelor’s17.7%19.7%21.6%
Graduate13.6%12.7%14.1%

U.S. Census Bureau · ACS 2020-2024 5-year estimates

Climate

Thomas Township has snowy winters and pleasant summers

Expect July afternoons of 83° and January nights of 16°, with about 49 inches of snow a winter.

49″snow a winter

Typical low → high °F

Winter18–33°
Spring35–57°
Summer58–81°
Fall41–60°
Oct 17
typical first frost
Apr 26
typical last frost
+1.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthB

Thomas Township is healthier than 57% of U.S. towns

38% of Thomas Township adults have high blood pressure. The town does better than the Michigan average on 5 of 32 CDC measures and worse on 2.

57%healthier than U.S. townsBHealth Grade
Thomas TownshipMichigan townsU.S. towns
Sleep under 7 hours (CDC PLACES)32%34%36%
High blood pressure (CDC PLACES)38%36%35%
Obesity (CDC PLACES)33%37%35%
Depression (CDC PLACES)26%27%23%
32 measures vs. Michigan
5 better25 too close to call2 worse
What stands outThomas TownshipMI
Fewer adults facing housing insecurity9%11.9%
Fewer adults facing a utility shut-off6.8%8.7%
More adults who have had cancer10.8%8.9%
Healthsource Saginaw
3.5 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
59th
percentile among MI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Natural hazardsHazard risk grade C+

Top of a moderate hazard risk in Thomas Township: inland flooding

FEMA rates its natural-hazard risk higher than 93% of Michigan towns, with expected losses of about $389 per resident a year; that rating is what its C+ for hazard risk is built on.

Thomas Township’s risk rating from FEMA comes in at 56 of 100. 83 flood insurance claims have been paid here since 1986. Of the losses FEMA expects here, 62% come from inland flooding and 15% from cold waves.

56risk score of 100
FEMA risk score
56Moderate riskLowerHigher
Inland floodingCold wavesTornadoes
83
paid flood claims since 1986

FEMA National Risk Index · OpenFEMA

SafetyB−

Crime per resident in Thomas Township is lower than in 53% of U.S. towns

Violent crime is rare: 20 reported in 2025, 1.7 per 1,000 residents.

The violent offense rate here is 1.7 per 1,000 residents. Thomas Township’s property offense rate stands at 8.2 per 1,000 residents.

53%of U.S. towns report more crimeB−Safety Grade
Thomas TownshipMichigan townsU.S. towns
Property crimes per 1,000 (2025)8.2 per 1,000 residents7.89.9
Violent crimes per 1,000 (2025)1.7 per 1,000 residents1.91.6

Violent crime per 1,000 residents

Thomas Township1.7
Michigan4.3
U.S.3.3

Property crime per 1,000 residents

Thomas Township8.2
Michigan13
U.S.15.5
53rd
percentile among U.S. towns we grade
49th
percentile among MI towns
20
violent crimes reported in 2025
98
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Keep exploring

Everything we know about Thomas Township

18pages on Thomas Township
After high school

Colleges nearby

2 within 15 miles of the center of Thomas Township

About Thomas Township

Civil township in Michigan, United States

Thomas Township is a civil township of Saginaw County in the U.S. state of Michigan. The 2020 Census places the population at 11,931.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
32 sq mi
Elevation
600 ft

Thomas Township’s neighbors

6 towns share a border with Thomas Township.

Explore the map →
How the neighbors grade
TownMI rankOverallCostSafetySchoolsHealth
Thomas Township#401B−C+B−A−B
Saginaw Township——————
Shields——————
Swan Creek Township——C+—A−C+
Tittabawassee Township#263B+C—AB+
James Township——B−—AB−
Richland Township#356B−CB+B+B

Swan Creek Township and James Township have fewer than 2,500 residents, so they get subject grades but no overall grade. Swan Creek Township, Tittabawassee Township and James Township report no FBI crime data of their own. Saginaw Township and Shields aren’t graded (fewer than 1,000 residents, or not enough data). Compare Thomas Township with a neighbor →

Questions about Thomas Township

Short answers, built from the data on this page.

Is Thomas Township, MI a good place to live?

Thomas Township grades B− overall, better than 50% of U.S. towns and #401 of 697 in Michigan. It grades B for health, B− for safety and A− for schools.

Is Thomas Township, MI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.