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Saginaw, Michigan Skyline (2022)Photo: WeaponizingArchitecture · CC BY-SA 4.0
Housing in Saginaw Township

296 homes sold in Saginaw Township in the last year, at a typical $229K

Redfin reports Saginaw Township’s sales by ZIP code, so these figures are for ZIP 48603, which takes in Saginaw Township and the area around it. Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Saginaw Township homes are listed.

Homes for sale in Saginaw TownshipZillowRealtor.comMore places to look ↓
Homes sold
296
ZIP 48603 · October 2025 to September 2026
Typical sale price
$229K
houses $233K · condos $269K (year to May 2026)
Price per square foot
$134
Michigan $168
Paid vs. asking
98.2%
29% sold over asking
For sale now
66
September 2026 · 31 sold that month
What sold · last 12 months · ZIP 48603

9% of Saginaw Township’s sales are condos, at $35K more than a house

250 houses and 27 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$233K

typical sale · 250 sold in the year to May 2026

Per square foot
$134MI $172
Days to sell
20
Sold over asking
32%
Condos$269K

typical sale · 27 sold in the year to May 2026

Per square foot
$197MI $190
Days to sell
92
Sold over asking
22%
14 years of sales

Fewer homes sell than before 2022, at 1.7 times the 2016 price

296 sales in the last year, against 467 in 2021 and a low of 259 in 2012. The typical sale went from $133K in 2016 to $229K.

Homes soldTypical sale price
0125250375500$75K$150K$225K$300K2012: 259 sold, typical $109K’122013: 308 sold, typical $121K2014: 302 sold, typical $130K’142015: 328 sold, typical $120K2016: 430 sold, typical $133K’162017: 462 sold, typical $142K2018: 399 sold, typical $140K’182019: 410 sold, typical $154K2020: 401 sold, typical $162K’202021: 467 sold, typical $184K2022: 393 sold, typical $201K’222023: 301 sold, typical $224K2024: 336 sold, typical $231K’242025: 309 sold, typical $234KLast 12 months: 296 sold, typical $229KNow

Source: Redfin Data Center, MLS sales; for ZIP 48603, which takes in Saginaw Township and the area around it (each month is a 3-month rolling window, its counts divided by 3). Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $250K buys in Saginaw Township

Houseat $134 a sq ft, year to May 2026
Condoat $197 a sq ft, year to May 2026
The same money in Michiganat $172 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Saginaw Township homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Saginaw Township are more common than before the pandemic, but 57% fewer homes come up for sale

We read every month of home sales in ZIP 48603 since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 296 sales.

If you’re buying in Saginaw Township

  • Shop in October. It brings about 39 new listings a month, close to the busiest month, with fewer bidding wars (27% over asking).
  • Bid near asking. Buyers paid 98.2% of the list price on average; 29% paid over.
  • Move fast on good ones. Half of homes are under contract within two weeks.
Best time to buy

Summer brings both the most homes and the most bidding wars

July has the most new listings (about 48 a month), but August is the most competitive: 32% of August sales close over asking. September and October offer nearly as much choice with fewer homes bid up (28%). February has the least competition (18%) but only about 23 new listings.

New listings a monthShare sold over asking
012.52537.55013%27%40%Sweet spotJan: 24 new listings a month, 19% sold over asking, 49 days to sellJFeb: 23 new listings a month, 18% sold over asking, 54 days to sellFMar: 28 new listings a month, 23% sold over asking, 57 days to sellMApr: 32 new listings a month, 25% sold over asking, 53 days to sellAMay: 40 new listings a month, 27% sold over asking, 49 days to sellMJun: 45 new listings a month, 29% sold over asking, 35 days to sellJJul: 48 new listings a month, 31% sold over asking, 29 days to sellJAug: 48 new listings a month, 32% sold over asking, 26 days to sellASep: 43 new listings a month, 28% sold over asking, 28 days to sellSOct: 39 new listings a month, 27% sold over asking, 33 days to sellONov: 33 new listings a month, 24% sold over asking, 39 days to sellNDec: 28 new listings a month, 23% sold over asking, 41 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Michigan as a whole

Saginaw Township now2017–192021 peakMI now
Sold over askingShare of sales that closed above the list price29%17%45%28%
Gone within two weeksShare of homes under contract within 14 days49%21%71%40%
Price paid vs. askingAverage sale price ÷ list price98.2%97.2%100.1%98.1%
Days to sellMedian days from listing to contract2052936
Supply

50 homes for sale on a typical day

That’s 1.5 times the 2021 low (34), 57% fewer than in 2017–19 and well under 2015’s 181.

2012: 163 for sale’122013: 166 for sale2014: 172 for sale2015: 181 for sale’152016: 149 for sale2017: 140 for sale2018: 112 for sale’182019: 98 for sale2020: 51 for sale2021: 34 for sale’212022: 43 for sale2023: 37 for sale2024: 42 for sale’242025: 50 for saleLast 12 months: 50 for saleNow
Prices by type

Since 2019, houses are up 62%, condos 33%

A house typically sold for $233K in the year to May 2026 (250 sales), a condo for $269K (27).

$175K$250K$325K$400K2013201520172019202120232025NowHouses 2013: $120K, 274 salesHouses 2014: $126K, 276 salesHouses 2015: $115K, 301 salesHouses 2016: $125K, 366 salesHouses 2017: $130K, 380 salesHouses 2018: $133K, 341 salesHouses 2019: $144K, 340 salesHouses 2020: $163K, 354 salesHouses 2021: $185K, 399 salesHouses 2022: $204K, 314 salesHouses 2023: $220K, 254 salesHouses 2024: $237K, 267 salesHouses 2025: $228K, 258 salesHouses last 12 months: $233K, 250 salesHouses $233KCondos 2013: $158K, 20 salesCondos 2014: $138K, 12 salesCondos 2015: $173K, 24 salesCondos 2016: $188K, 52 salesCondos 2017: $178K, 66 salesCondos 2018: $206K, 44 salesCondos 2019: $202K, 60 salesCondos 2020: $246K, 19 salesCondos 2021: $177K, 42 salesCondos 2022: $209K, 59 salesCondos 2023: $289K, 33 salesCondos 2024: $281K, 44 salesCondos 2025: $260K, 33 salesCondos last 12 months: $269K, 27 salesCondos $269K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Source: Redfin Data Center, ZIP code tracker; for ZIP 48603, which takes in Saginaw Township and the area around it (each month is a 3-month rolling window, its counts divided by 3), January 2012 to September 2026 (MLS sales, not seasonally adjusted). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Saginaw Township home costs about $1,480 a month

Mortgage
Property tax
Insurance
Rent

Price: Saginaw Township’s typical sale, last 12 months. Property tax at Saginaw Township’s 1.5% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Saginaw Township is affordable on local pay is on Cost of living.

Before you buy in Saginaw Township

Five things worth knowing

48

New listings in July

The month with the most choice. February has the fewest, about 23.

Best time to buy
1.5%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $229K home, about $3,420 a year.

Taxes vs. neighbors
22 min

Typical commute

The average one-way trip to work for people who live in Saginaw Township.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Shields, Saginaw, Buena Vista Township, Bridgeport Township and Bay City sell for less a square foot

The busier markets within 25 miles of Saginaw Township, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Saginaw474$77K$6424%36
Bay City457$131K$9635%25
Saginaw Township (ZIP 48603)296$229K$13429%20
Shields115$189K$12620%17
Freeland92$354K$16226%27
Bridgeport Township66$144K$10734%38
Buena Vista Township50$65K$5515%81

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Saginaw Township, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Saginaw Township. People who follow the town see it, and so do people comparing Saginaw Township with their own town. No commission, no listing fee.

Questions about buying a home in Saginaw Township

What do homes sell for in Saginaw Township, MI?

296 homes sold in the year to September 2026 at a typical $229K, $134 a square foot. Houses sold for about $233K, condos for about $269K in the year to May 2026.

Is Saginaw Township a buyer’s or seller’s market?

A seller’s market: 66 homes were for sale in September 2026 and 31 sold, about 2.1 months of supply. Buyers paid 98.2% of asking on average.

When is the best time to buy in Saginaw Township?

July brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Saginaw Township?

About 1.5% of a home’s value a year. On a $229K home that’s near $3,420.

Where can I see homes for sale in Saginaw Township?

Zillow, Redfin, Realtor.com and Homes.com all carry Saginaw Township’s MLS listings; the search links above open each one filtered to Saginaw Township.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; for ZIP 48603, which takes in Saginaw Township and the area around it (each month is a 3-month rolling window, its counts divided by 3)). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).