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Main Street Constantine MichiganPhoto: Chris Light · CC BY-SA 3.0
ACost of living
Cost of living in Constantine

Measured against area pay, Constantine costs less to live in than 87% of U.S. towns

Up 7% in a year, 20% below the Michigan typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Sturgis, MI micro area ($66K). How TownRatings grades cost of living

Typical home value
$212K
▲ 7% in a year · MI $264K
Zillow
Homes sold
2
in September 2026 · 9 for sale
2-bedroom rent
$980
a month, utilities in · HUD
Median tax bill
$1,692
MI $2,904
Area income (the grade’s yardstick)
$66K
Sturgis-area median

Only 2 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Constantine gets an A

The grade compares costs with what households across the Sturgis-area micro earn ($66K, Census 2020–24). The typical home costs 1.7 years of area income, and 38% of renters pay 30% or more of income for housing.

In dollars

  • $212Ktypical home, 20% below the Michigan typical homeZillow, September 2026
  • $980a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026

In paychecks the grade

  • 1.7 yrsof area income buys the typical home; the typical U.S. town: 3.3$66K, Sturgis-area income
  • 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 38%of renters pay 30%+ of income for housing; across Michigan: 50%Census 2020–24
  • 20%of owners do; the typical U.S. town: 20%Census 2020–24

What kind of housing town is Constantine?

Read from the numbers below. The page puts what stands out first.

Cost of living grade

What’s behind Constantine’s grade

Measured against what households in the area earn, Constantine is more affordable than 87% of U.S. towns. The share of households paying 30%+ for housing pulls the grade down most; home prices hold it up.

All U.S. towns we grade (21,243)More affordable than 87%
CostlierMore affordable

Prices here have kept pace with Michigan: up 25.6% in five years, against 24.4% statewide (Zillow).

How sure. Constantine’s Census figures cover about 807 households. At the ends of the Census margins (area income ±$2,763, owners paying 30%+ ±7.3 points), Constantine could be anywhere from A− to A.

How TownRatings grades cost of living →

★ What stands out · Price trend

Up 7% in a year

Faster than Michigan (3.8%).

ConstantineMichigan
$100K$150K$200K$250K$300K20182020202220242026
Show as a table
JanuaryConstantineMichigan
2017$111,000$142,000
2018$119,000$153,000
2019$127,000$164,000
2020$140,000$173,000
2021$157,000$192,000
2022$172,000$215,000
2023$177,000$228,000
2024$186,000$238,000
2025$194,000$250,000
2026$202,000$259,000
September 2026$212,000$264,000
Then & now

A typical Constantine home worth $110K in October 2016 is worth about $212K today.

+$102K
+7%
past year
+25.6%
past 5 years
+92.7%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 1.7 years of area income

The calculator starts from the area income the grade uses. Switch to Constantine’s own median, or type yours.

Household income a year
$
Sturgis-area median household income, as in the grade
You could afford about
$238,000
Typical Constantine home $212K

That covers a typical Constantine home, with $26K to spare.

The typical home, each month
$1,370
Loan $1,050Tax $260Insurance $60

A two-bedroom rents for about $980 a month here, $390 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Constantine’s typical property tax (1.47% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $980

Renters already here pay a median of $755, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$690
1 bedroom$760
2 bedrooms$980
3 bedrooms$1,330
4 bedrooms$1,420
33%
of households rent · MI 27%
225
renter households
38%
of renters spend 30%+ of income on rent · MI 50%
16%
of the median income, for a two-bedroom
$755
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Cass County, MI HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

No new homes permitted in 2007

No permits for new homes were issued in Constantine in 2007. The last year with any was 2005 (1 new home).

Single-family2+ homes per building
05101520002005
0
new homes permitted in 2007
52
homes in the past 8 years
Every year as a table
YearNew homesSingle-family2+ per buildingValue
2007000—
2006000—
2005110$88,000
20041468$970,000
20031046$683,000
2002936$595,000
2001936$595,000
2000936$595,000

Constantine's permit office hasn't appeared in the Census permit files since 2007, so these are its newest figures.

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Low tax bills, but a high tax rate

The median bill is $1,692, under the Michigan median of $2,904, because homes cost less. As a share of value it’s 1.47% a year, against 1.25% statewide.

$1,692
median bill a year · MI $2,904
1.47%
of a home’s value a year · MI 1.25%
$260
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Constantine

Only figures published free for the whole country, each labeled with the area it covers: Michigan, or Michigan. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Electricity
cents per kWh, homes
23.1¢U.S. 18.3¢stateEIA, July 2026

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Constantine and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
ConstantineA$212K$115K1.47%$980

Questions about the cost of living in Constantine

Is Constantine expensive to live in?

Measured against what households in the area earn, Constantine costs less than 87% of U.S. towns: an A for cost of living. The typical home costs 1.7 years of the median household income of the Sturgis, MI micro area ($66K).

How much does a house cost in Constantine?

About $212K, Zillow’s typical value for September 2026, up 7.0% in a year. The Michigan typical home is $264K.

What salary do you need to live in Constantine?

To buy the typical home with 20% down at 6.3%, about $59,000 a year, keeping the payment (about $1,370 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $39,000.

How much is rent in Constantine?

HUD puts a two-bedroom at about $980 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $755 (Census 2020–24).

What are property taxes in Constantine?

The median bill is $1,692 a year, 1.47% of the median home value (Michigan: $2,904, 1.25%), from the Census 2020–24.

Are home prices in Constantine going up?

Yes: up 7.0% in the past year and 25.6% in five years, against 24.4% across Michigan (Zillow).

Neighbors talk housing

What Constantine buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.