On FEMA’s figures, few U.S. towns expect less hazard damage per building than Aberdeen Proving Ground, mostly from river and rain flooding
On FEMA’s National Risk Index, Aberdeen Proving Ground gets an A+ for hazard risk: among the lowest expected damage per building of U.S. towns. Most of that expected damage is river and rain flooding (69%), then hurricanes (13%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Aberdeen Proving Ground faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Hurricanes
Earthquakes
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Aberdeen Proving Ground’s grade
River and rain flooding is 69% of the building damage FEMA expects in Aberdeen Proving Ground, and Aberdeen Proving Ground’s rate of river and rain flooding damage is lower than 96% of U.S. census tracts. Next is hurricanes at 13% (higher than 69% of U.S. census tracts).
A+ among the lowest expected damage per building of U.S. towns (21,298).
All of Aberdeen Proving Ground’s residents live in one census tract; the figures are that tract’s.
In dollars, FEMA expects about $383K a year in losses across Aberdeen Proving Ground: $269K to buildings, the rest to people and crops.
Does Aberdeen Proving Ground flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Aberdeen Proving Ground. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Aberdeen Proving Ground isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Harford County.The storms Aberdeen Proving Ground remembers
None of the 15 disasters declared for Harford County shows FEMA aid or repair money reaching Aberdeen Proving Ground itself in FEMA’s records, so these are its biggest flood-claim years.
Harford County has had 15 natural disasters declared by the President since 1953, most often winter storms, then hurricanes and tropical storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Aberdeen Proving Ground and its neighbors
Aberdeen Proving Ground has the lowest expected damage per building of the 2 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Aberdeen Proving Ground | A+among the lowest damage | river and rain flooding | 0 |
| Aberdeen | Aless damage than 91% | river and rain flooding | 25 |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Aberdeen Proving Ground faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- The season runs June through November and peaks from mid-August to mid-October.
- Bring in porch furniture and anything the wind can throw.
- Fill the gas tank and charge phones before the storm arrives.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Aberdeen Proving Ground
Is Aberdeen Proving Ground at risk for natural disasters?
On FEMA’s National Risk Index, Aberdeen Proving Ground has among the lowest expected damage per building of U.S. towns: A+ for hazard risk. Most of the expected damage is river and rain flooding (69%) and hurricanes (13%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Aberdeen Proving Ground in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Harford County, 46% of homes in mapped flood zones carry federal flood insurance, and 0.6% of all homes do.
How much is flood insurance in Aberdeen Proving Ground?
FEMA’s Community Rating System list shows no discount for Aberdeen Proving Ground’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Aberdeen Proving Ground at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (69%), and Aberdeen Proving Ground’s rate for it is lower than 96% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Aberdeen Proving Ground.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Aberdeen Proving Ground’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.