Guest, Sign inJoin

Post to Clay City

We’ll email a one-tap link to publish your post. No password, and nothing is public until you click it.
Already a member? Sign in
Clay City National Bank Building
Kentucky›Powell County

Clay CityKY

A town of 1,174, settled in 1883.

Photo: Nyttend · Public domain
Photo of Clay City

Clay City, KY · Photo: Nyttend · Public domain · Source ↗

Is Clay City a good place to live?

Clay City’s best subject grade is an A for safety; its weakest is a D− for health. 40% of residents live below the poverty line in Clay City, above both Kentucky’s towns (16%) and U.S. towns (9.6%). On health, just 12 of Kentucky’s 237 towns do worse. Most errands need a car: it is less walkable than 87% of U.S. towns. On civic life, just 6 of Kentucky’s 204 towns do worse. Clay City National Bank Building and Cane Springs Primitive Baptist Church is on the National Register of Historic Places. Clay City has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Clay City stand out

Where Clay City beats most towns, and one thing worth knowing.

Small town

1,174 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

How Clay City grades

Each subject compared with towns across the country (schools within Kentucky), ordered by how far Clay City is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Clay City National Bank Building
Clay City National Bank Building · National Register of Historic Places
Clay City’s story

143 years in pictures

Census counts: 1,065 in 1890, a low of 528 in 1930, 1,193 in 2020. The archive holds 3 old photos and papers going back to 1890 and 2 maps from 1952 on.

1 place on the National Register of Historic Places.

  • 1883Clay City is settled
Explore the history →
Getting set up

Moving to Clay City: who provides what

Who provides power, water and the rest in Clay City, and how to reach them.

The full setup list →
PowerClark Energy Coop13.3¢/kWh · EIA 2025HIFLD · EIA
WaterClay City Water SystemNo health-based violations in 5 years · EPAEPA
Internet4 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Clay City’s trash rules yet
SchoolsPowell County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Kentucky you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections herePowell County ClerkPowell County; contacts on the Handbook page.FVAP, Feb 2019
ZIP code4031240312 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Clay City.

HealthD−

A larger share of adults in Clay City say their health is fair or poor than in the typical Kentucky or U.S. town

33% of adults say their health is fair or poor in Clay City, against 23% in Kentucky’s towns and 19% across U.S. towns. 22% of Clay City adults report frequent physical distress. Among 142 Kentucky towns, just 4 have a higher share of adults who report frequent mental distress than Clay City.

2%healthier than U.S. townsD−Health Grade
Clay CityKentucky townsU.S. towns
Fair or poor health (CDC PLACES)33%23%19%
Smoke cigarettes (CDC PLACES)28%18%14%
Frequent physical distress (CDC PLACES)22%15%14%
Get no exercise (CDC PLACES)37%27%25%
31 measures vs. Kentucky
0 better11 too close to call20 worse
What stands outClay CityKY
More uninsured adults10%5.4%
More older adults who have lost all their teeth33.4%18.9%
More adults with COPD16.4%10.2%
Marcum and Wallace Memorial Hospital
11.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsD

Public schools in Clay City fall behind 95% of Kentucky districts

Its public schools are run by the Powell County school district. Its one school is below.

5%of KY districts it outscoresDSchool Grade
SchoolLevelStudentsLetter
Clay City Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5425D

NCES · EDFacts · graded within KY on state tests and graduation

SafetyA

Clay City is safer than 91% of U.S. towns, by crime per resident

Clay City’s property crime rate is 3.4 per 1,000 residents.

91%of U.S. towns report more crimeASafety Grade
Clay CityKentucky townsU.S. towns
Property crimes per 1,000 (2025)3.4 per 1,000 residents8.39.9
Violent crimes per 1,000 (2025)0.9 per 1,000 residents1.31.6

Violent crime per 1,000 residents

Clay City0.9
Kentucky2.2
U.S.3.3

Property crime per 1,000 residents

Clay City3.4
Kentucky12.8
U.S.15.5
91st
percentile among U.S. towns we grade
1
violent crimes reported in 2025
4
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade D

Very high risk in Clay City, with inland flooding at the top

Expected storm and flood damage is higher than in 91% of U.S. communities. Since 1978, 74 flood insurance claims have been paid out in Clay City.

91risk score of 100
FEMA risk score
91Very high riskLowerHigher
Inland floodingStrong windTornadoes
74
paid flood claims since 1978
7
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HousingCost of living grade B

A typical Clay City home is worth about $131K

The typical Clay City home is worth about $131,000, down 11.4% in a year, 43% below the Kentucky typical home. 41% of households own their home in Clay City.

$131KZillow home value

Typical home value

Clay City$131K
Kentucky$231K
−11.4%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Work & commuteJobs & income grade D−

Clay City stands out in Kentucky and nationally: the median household income there is lower

The median household income in Clay City is $24,000. Since 2013, Clay City has added 87 jobs, to 260 in 2023. Most working residents leave Clay City for work: only 4% work in town.

4%work in town
Clay CityKentucky townsU.S. towns
Median household income$24,000$60,000$80,000
Working residents who work in town3.6%15%8%
Average trip to work22 minutes22 minutes25 minutes

Where working residents work

In Clay City4%
Stanton18%
Lexington14%
Winchester9%
Richmond3%
22 mi
median commute distance
260
jobs based in Clay City
A commuter town
jobs vs. working residents
D
Walkability grade: more walkable than 13% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in Clay City

Clay City has chilly winters and warm summers, with plenty of rain. July afternoons reach 88°, January nights drop to 26° and about 6 inches of snow falls in a winter.

6″snow a winter

Typical low → high °F

Winter28–46°
Spring44–68°
Summer64–86°
Fall46–70°
Oct 20
typical first frost
Apr 19
typical last frost
+0.8°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Nearby attractions

Red River Gorge and 17 more within 40 miles

Museums, parks, gardens and other places to visit around Clay City. Close and well known come first.

All 25 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Red River Gorge: Robert G. Davis, NWSRS, Public domain · Kroger Field: Navin75, CC BY-SA 2.0 · Rupp Arena: The original uploader was Analogue Kid at English Wikipedia., CC BY 2.5 · Daniel Boone National Forest: Schwaltz, CC BY-SA 3.0 · Fort Boonesborough State Park: Bubba73, CC BY-SA 3.0 · Natural Bridge State Resort Park: Ken Thomas, Public domain

Keep exploring

Everything we know about Clay City

19pages on Clay City
After high school

Colleges nearby

None within 15 miles of Clay City; the nearest are

A growing town

Clay City has grown 9% since 2010

1,077 counted in 2010 and 1,193 in 2020; an estimated 1,174 in 2025.

1,0772010
1,1932020
1,1742025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

Famous people from Clay City

3 notable people were born in Clay City.

See all 3 →

About Clay City

City in Kentucky, United States

Official town website ↗

Clay City is a home rule-class city in Powell County, Kentucky, United States. The population was 1,193 at the 2020 census.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1890
Area
1.1 sq mi
Elevation
620 ft
ZIP code
40312
Area code
606

Questions about Clay City

Short answers, built from the data on this page.

Is Clay City, KY expensive?

That is 3.2 years of the area's median household income ($40,309 across the county). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B.

What is Clay City, KY known for?

3 notable people were born here, including Robert D. Webb and Millard Webb.