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CHazard risk
Natural hazards in Gore Township · FEMA

FEMA puts Gore Township’s expected hazard damage per building above that of 70% of U.S. towns, mostly from river and rain flooding

On FEMA’s National Risk Index, Gore Township gets a C for hazard risk: higher expected damage per building than 70% of U.S. towns. Most of that expected damage is river and rain flooding (64%), then tornadoes (20%). FEMA’s files show no paid flood insurance claims here.

River and rain flooding 64%Tornadoes 20%Strong wind 7%

Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded

more than 70%of U.S. townsLess damageMoreExpected yearly damage per dollar of building, vs. the 21,298 U.S. towns we grade
Hazard risk
C
in Kansas · higher than 70% of U.S. towns
Main hazard
River and rain flooding
64% of expected building damage
Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 24 declared for Sumner County
By hazard

What Gore Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

64%of expected building damage
Above average · higher than 66% of U.S. census tracts
Recorded about 2 times a year in the area

Tornadoes

20%of expected building damage
Well above average · in the top 1% of U.S. census tracts
Recorded about once every 11 years in the area

Strong wind

7%of expected building damage
Well above average · in the top 3% of U.S. census tracts
Recorded about 7 times a year in the area
Smaller shares here
 Hail Ice storms Wildfire Earthquakes Winter storms Heat waves top 1% Lightning Hurricanes Cold waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 12% of Gore Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Hazard risk grade

What’s behind Gore Township’s grade

River and rain flooding is 64% of the building damage FEMA expects in Gore Township, and Gore Township’s rate of river and rain flooding damage is higher than 66% of U.S. census tracts. Tornadoes add 20%, at a rate in the top 1% of U.S. census tracts.

Where Gore Township sits
Gore Township
Least damageMiddleMost damage

C higher expected damage per building than 70% of U.S. towns (21,298).

All of Gore Township’s residents live in one census tract; the figures are that tract’s.

What drives the damage to buildings
River and rain flooding64%Tornadoes20%Strong wind7%Everything else10%

In dollars, FEMA expects about $1.4M a year in losses across Gore Township: $669K to buildings, the rest to people and crops.

Shared tract.All of Gore Township’s 1,837 residents (2020 census) live in one census tract, which it shares with Belle Plaine city (1,467 residents). FEMA publishes its model by tract, so the rate and the hazard mix are the tract’s, the same for all of them. The flood claims below are the township’s own.
A shared figure. The grade describes the whole tract, not each street in it, and FEMA’s model is an average year for today’s buildings, not a record: the claims below are the record.

How TownRatings grades hazard risk →

Flood insurance claims

Does Gore Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Gore Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Gore Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sumner County.
Disasters

7 federal disasters brought FEMA money to Gore Township

Disasters that paid out in Gore Township itself (aid to households or repair grants to Gore Township), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$40K to Gore Township for repairs
  2. 2016Severe Storms and Flooding$130K to Gore Township for repairs
  3. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$16K to Gore Township for repairs
  4. 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$10K to Gore Township for repairs
  5. 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$19K to Gore Township for repairs
  6. 2008Severe Storms, Flooding and Tornadoes$32K to Gore Township for repairs
Show all 7
  1. 2007Severe Storms, Tornadoes, and Flooding$29K to Gore Township for repairs
Disasters declared, by decade
Paid out in Gore TownshipSumner County only

Sumner County has had 24 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Gore Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Gore Township archive →
Next door

Gore Township and its neighbors

Gore Township is 4th of the 5 graded towns here, from least expected damage per building to most. Tap a town to see its hazards.

Palestine Township: not gradedBelle Plaine Township: hazard risk CMaple Township: not gradedNinnescah Township: not gradedRockford Township: hazard risk CMulvane: hazard risk BOxford Township: hazard risk CPalestine TownshipBelle Plaine TownshipMaple TownshipNinnescah TownshipRockford TownshipMulvaneOxford TownshipGore Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
MulvaneBless damage than 57%river and rain flooding68
Oxford TownshipCmore damage than 67%river and rain flooding—
Rockford TownshipCmore damage than 69%river and rain flooding7
Gore TownshipCmore damage than 70%river and rain flooding0
Belle Plaine TownshipCmore damage than 70%river and rain flooding—
Palestine Township—154 residents; we grade 1,000+
Maple Township—not graded yet
Ninnescah Township—964 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Gore Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
High winds
  • Trim dead limbs over the house and driveway.
  • Tie down trash cans and outdoor furniture.
  • Stay clear of downed lines and call the utility.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Gore Township

Is Gore Township at risk for natural disasters?

On FEMA’s National Risk Index, Gore Township has higher expected damage per building than 70% of U.S. towns: C for hazard risk. Most of the expected damage is river and rain flooding (64%) and tornadoes (20%). The figures are for the one census tract the town shares with its neighbors. This is FEMA’s model of an average year for today’s buildings, not a forecast.

Is Gore Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sumner County, 17% of homes in mapped flood zones carry federal flood insurance, and 0.9% of all homes do.

How much is flood insurance in Gore Township?

FEMA’s Community Rating System list shows no discount for Gore Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Gore Township?

By FEMA money that reached Gore Township, Severe Storms and Flooding (2016): $130K to Gore Township for repairs.

Is Gore Township at risk from river and rain flooding?

It is the largest share of the building damage FEMA expects here (64%), and Gore Township’s rate for it is higher than 66% of U.S. census tracts.

Storm stories

Memories, warnings and help from neighbors in Gore Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Gore Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.