On FEMA’s figures, Mulvane faces about as much hazard damage per building as the typical U.S. town, mostly from river and rain flooding
On FEMA’s National Risk Index, Mulvane gets a B for hazard risk: lower expected damage per building than 57% of U.S. towns, #49 of 151 in Kansas. Most of that expected damage is river and rain flooding (63%), then tornadoes (18%). Flood insurance has paid 68 claims here since 1979.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What stands out about Mulvane’s natural hazards
From FEMA’s model and FEMA’s records, below.
What Mulvane faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Tornadoes
Hail
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Mulvane’s grade
River and rain flooding is 63% of the building damage FEMA expects in Mulvane, and Mulvane’s rate of river and rain flooding damage is lower than 57% of U.S. census tracts. Tornadoes add 18%, at a rate in the top 7% of U.S. census tracts.
B #49 of 151 in Kansas; lower expected damage per building than 57% of U.S. towns (21,298).
Mulvane’s residents live in 3 census tracts; FEMA’s figures are combined by where they live.
The typical Kansas town has higher expected damage than 54% of U.S. towns; within the state, Mulvane has less expected damage per building than 68% of Kansas towns.
In dollars, FEMA expects about $2.8M a year in losses across Mulvane: $1.3M to buildings, the rest to people and crops.
Does Mulvane flood? Sometimes: 68 flood claims since 1979
Every paid claim on a federal flood insurance policy in Mulvane, from FEMA’s records: 25.4 per 1,000 homes, more than 87% of the 13,809 U.S. towns with a flood insurance record.
- The Midwest Flooding6 claims · $86K
- The Thunderstorms2 claims · $4K
Mulvane isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Sedgwick County.The storms Mulvane remembers
None of the 13 disasters declared for Sedgwick County shows FEMA aid or repair money reaching Mulvane itself in FEMA’s records, so these are its biggest flood-claim years.
- 201620 flood claims paidThe year of Severe Storms and Flooding, declared for Sedgwick County
- 199317 flood claims paidThe year of Severe Storms and Flooding, declared for Sedgwick County
- 201912 flood claims paidNo declaration for the county that year
Sedgwick County has had 13 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mulvane after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mulvane archive →Mulvane and its neighbors
Mulvane has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Mulvane | Bless damage than 57% | river and rain flooding | 68 |
| Gore Township | Cmore damage than 70% | river and rain flooding | — |
| Belle Plaine Township | Cmore damage than 70% | river and rain flooding | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mulvane faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Park in a garage or under cover when storms are forecast.
- Stay away from windows while it falls.
- Photograph roof and car damage for your insurer.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mulvane
Is Mulvane at risk for natural disasters?
On FEMA’s National Risk Index, Mulvane has lower expected damage per building than 57% of U.S. towns: B for hazard risk, #49 of 151 in Kansas. Most of the expected damage is river and rain flooding (63%) and tornadoes (18%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Does Mulvane flood?
Flood insurance has paid 68 claims in Mulvane since 1979, $1.3M in all, or 25.4 per 1,000 homes, more than 87% of U.S. towns with a flood insurance record. 14 properties have flooded more than once. The most claims came from Midwest Flooding (6).
Is Mulvane in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Sedgwick County, 16% of homes in mapped flood zones carry federal flood insurance, and 0.4% of all homes do.
How much is flood insurance in Mulvane?
FEMA’s Community Rating System list shows no discount for Mulvane’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Mulvane?
By flood claims, Midwest Flooding: 6 paid, $86K.
Is Mulvane at risk from river and rain flooding?
It is the largest share of the building damage FEMA expects here (63%), and Mulvane’s rate for it is lower than 57% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Mulvane.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mulvane’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.