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–Not graded
Natural hazards in Ninnescah Township · FEMA

Storms, floods and disasters in Ninnescah Township

Ninnescah Township isn’t graded for hazard risk: Ninnescah Township has 964 residents; we grade towns of 1,000 or more.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
7
of 24 declared for Cowley County
By hazard

What Ninnescah Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

54%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once a year in the area

Wildfire

19%of expected building damage
Well above average · in the top 3% of U.S. census tracts

Tornadoes

15%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Strong wind top 4% Hail Ice storms top 4% Winter storms Earthquakes Heat waves top 2% Lightning Hurricanes Cold waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 16% of Ninnescah Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ninnescah Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Ninnescah Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Ninnescah Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cowley County.
Disasters

7 federal disasters brought FEMA money to Ninnescah Township

Disasters that paid out in Ninnescah Township itself (aid to households or repair grants to Ninnescah Township), newest first, with that year’s flood claims.

  1. 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$40K to Ninnescah Township for repairs
  2. 2016Severe Storms and Flooding$50K to Ninnescah Township for repairs
  3. 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$6K to Ninnescah Township for repairs
  4. 2008Severe Storms, Flooding, and Tornadoes$27K to Ninnescah Township for repairs
  5. 2007Severe Storms and Flooding$18K to Ninnescah Township for repairs
  6. 2007Severe Storms, Tornadoes, and Flooding$5K to Ninnescah Township for repairs
Show all 7
  1. 2002Severe Winter Ice Storm$7K to Ninnescah Township for repairs
Disasters declared, by decade
Paid out in Ninnescah TownshipCowley County only

Cowley County has had 24 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Ninnescah Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Ninnescah Township archive →
Next door

Ninnescah Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Oxford TownshipCmore damage than 67%river and rain flooding—
Gore TownshipCmore damage than 70%river and rain flooding—
Fairview Township—39 residents; we grade 1,000+
Vernon Township—324 residents; we grade 1,000+
Maple Township—not graded yet

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Ninnescah Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Ninnescah Township

Is Ninnescah Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cowley County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Ninnescah Township?

FEMA’s Community Rating System list shows no discount for Ninnescah Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Ninnescah Township?

By FEMA money that reached Ninnescah Township, Severe Storms and Flooding (2016): $50K to Ninnescah Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Ninnescah Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ninnescah Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.