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–Not graded
Natural hazards in Maple Township · FEMA

Storms, floods and disasters in Maple Township

Maple Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Maple Township yet.

Flood claims
0
paid since 1978 · $0
Disasters paid out here
12
of 24 declared for Cowley County
By hazard

What Maple Township faces

Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.

River and rain flooding

54%of expected building damage
Above average · higher than 64% of U.S. census tracts
Recorded about once a year in the area

Wildfire

19%of expected building damage
Well above average · in the top 3% of U.S. census tracts

Tornadoes

15%of expected building damage
Well above average · in the top 2% of U.S. census tracts
Recorded about once every 5 years in the area
Smaller shares here
 Strong wind top 4% Hail Ice storms top 4% Winter storms Earthquakes Heat waves top 2% Lightning Hurricanes Cold waves Landslides
FEMA models no building damage here
Coastal floodingAvalanchesTsunamisVolcanic activity
People, not buildings.Counting harm to people as well as buildings, FEMA’s model puts cold waves at 16% of Maple Township’s expected losses. Cold waves do little damage to buildings (0.0%), so they aren’t part of the grade.

Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Maple Township flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Maple Township. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of homes in flood zones are insured
of all homes are insured
No community discount

Maple Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cowley County.
Disasters

12 federal disasters brought FEMA money to Maple Township

Disasters that paid out in Maple Township itself (aid to households or repair grants to Maple Township), newest first, with that year’s flood claims.

  1. 2025Severe Storms, Straight-line Winds, Tornadoes, and Flooding$81K to Maple Township for repairs
  2. 2019Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides$237K to Maple Township for repairs
  3. 2016Severe Storms and Flooding$31K to Maple Township for repairs
  4. 2015Severe Storms, Tornadoes, Straight-line Winds, and Flooding$44K to Maple Township for repairs
  5. 2013Severe Storms, Straight-line Winds, Tornadoes, and Flooding$26K to Maple Township for repairs
  6. 2009Severe Storms, Flooding, Straight-line Winds, and Tornadoes$23K to Maple Township for repairs
Show all 12
  1. 2008Severe Storms, Flooding, and Tornadoes$48K to Maple Township for repairs
  2. 2008Severe Storms, Flooding and Tornadoes$3K to Maple Township for repairs
  3. 2007Severe Storms and Flooding$34K to Maple Township for repairs
  4. 2007Severe Storms, Tornadoes, and Flooding$11K to Maple Township for repairs
  5. 2005Severe Winter Storms, Heavy Rains, and Flooding$11K to Maple Township for repairs
  6. 2002Severe Winter Ice Storm$5K to Maple Township for repairs
Disasters declared, by decade
Paid out in Maple TownshipCowley County only

Cowley County has had 24 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.

Were you here?

Old photos of Maple Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.

Add to the Maple Township archive →
Next door

Maple Township and its neighbors

How expected damage per building compares across the town line. Tap a town to see its hazards.

Rock Creek Township: not gradedGore Township: hazard risk CRichland Township: hazard risk CNinnescah Township: not gradedRock Creek TownshipGore TownshipRichland TownshipNinnescah TownshipMaple Township
Lowest fifthSecondMiddleFourthHighest fifth
TownHazard riskMostly (buildings)Flood claims
Richland TownshipCmore damage than 68%river and rain flooding—
Gore TownshipCmore damage than 70%river and rain flooding—
Rock Creek Township—234 residents; we grade 1,000+
Ninnescah Township—964 residents; we grade 1,000+

Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.

Be ready

Get ready for what Maple Township faces

A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Wildfire
  • Clear dead leaves and brush within 5 feet of the house.
  • Sign up for local alerts and know two ways out.
  • Keep N95 masks for smoky days.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Questions about natural hazards in Maple Township

Is Maple Township in a flood zone?

Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Cowley County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.

How much is flood insurance in Maple Township?

FEMA’s Community Rating System list shows no discount for Maple Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.

What was the biggest storm in Maple Township?

By FEMA money that reached Maple Township, Severe Storms, Straight-line Winds, Tornadoes, Flooding,landslides,and Mudslides (2019): $237K to Maple Township for repairs.

Storm stories

Memories, warnings and help from neighbors in Maple Township.

Town Square →
Start the conversation

Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Maple Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.