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Housing in Michigan City

309 homes sold in Michigan City in the last year, at a typical $204K

Almost every sale is a house. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Michigan City homes are listed.

Homes for sale in Michigan CityZillowRedfinRealtor.comMore places to look ↓
Homes sold
309
October 2025 to September 2026
Typical sale price
$204K
houses $187K · condos $351K (year to May 2026)
Price per square foot
$141
Indiana $149
Paid vs. asking
96.2%
15% sold over asking
For sale now
137
September 2026 · 31 sold that month
What sold · last 12 months

6% of Michigan City’s sales are condos, at $164K more than a house

275 houses and 19 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$187K

typical sale · 275 sold in the year to May 2026

Per square foot
$136IN $148
Days to sell
40
Sold over asking
18%
Listings with a price cut
28%
Condos$351K

typical sale · 19 sold in the year to May 2026

Per square foot
$291IN $160
Days to sell
53
Sold over asking
0%
Listings with a price cut
13%
Fewer sales

Multi-family (2–4 units): 13 sold, typical $214K
Townhouses: 3 sold, typical $464K

Too few sales in 12 months for reliable figures.

14 years of sales

Fewer homes sell than before 2022, at 2.4 times the 2016 price

309 sales in the last year, against 515 in 2021 and a low of 261 in 2012. The typical sale went from $86K in 2016 to $204K.

Homes soldTypical sale price
0137275412550$75K$150K$225K$300K2012: 261 sold, typical $65K’122013: 319 sold, typical $67K2014: 318 sold, typical $76K’142015: 367 sold, typical $79K2016: 376 sold, typical $86K’162017: 385 sold, typical $88K2018: 385 sold, typical $96K’182019: 410 sold, typical $106K2020: 408 sold, typical $114K’202021: 515 sold, typical $138K2022: 440 sold, typical $156K’222023: 376 sold, typical $157K2024: 376 sold, typical $184K’242025: 344 sold, typical $178KLast 12 months: 309 sold, typical $204KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $200K buys in Michigan City

Houseat $136 a sq ft, year to May 2026
Condoat $291 a sq ft, year to May 2026
The same money in Indianaat $148 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Michigan City homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Michigan City are back to pre-pandemic levels, but 21% fewer homes come up for sale

We read every month of Michigan City’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 309 sales.

If you’re buying in Michigan City

  • Shop in March. It brings about 45 new listings a month, close to the busiest month, with fewer bidding wars (19% over asking).
  • Offer under asking. Buyers paid 96.2% of the list price on average; 15% paid over.
  • You’ll usually have time. Only 40% of homes go under contract within two weeks; the typical one takes 44 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

May has the most new listings (about 50 a month), but April is the most competitive: 23% of April sales close over asking. March and April offer nearly as much choice with fewer homes bid up (19%). December has the least competition (13%) but only about 22 new listings.

New listings a monthShare sold over asking
013.827.541.35513%27%40%Sweet spotJan: 32 new listings a month, 16% sold over asking, 79 days to sellJFeb: 34 new listings a month, 15% sold over asking, 73 days to sellFMar: 45 new listings a month, 19% sold over asking, 64 days to sellMApr: 42 new listings a month, 23% sold over asking, 62 days to sellAMay: 50 new listings a month, 20% sold over asking, 64 days to sellMJun: 46 new listings a month, 22% sold over asking, 65 days to sellJJul: 48 new listings a month, 22% sold over asking, 52 days to sellJAug: 50 new listings a month, 23% sold over asking, 56 days to sellASep: 39 new listings a month, 19% sold over asking, 71 days to sellSOct: 40 new listings a month, 17% sold over asking, 63 days to sellONov: 34 new listings a month, 17% sold over asking, 64 days to sellNDec: 22 new listings a month, 13% sold over asking, 65 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Indiana as a whole

Michigan City now2017–192021 peakIN now
Sold over askingShare of sales that closed above the list price15%15%30%17%
Gone within two weeksShare of homes under contract within 14 days40%3%13%35%
Price paid vs. askingAverage sale price ÷ list price96.2%95.3%97.6%97.5%
Days to sellMedian days from listing to contract44714938
Supply

109 homes for sale on a typical day

That’s 1.3 times the 2024 low (83), 21% fewer than in 2017–19 and well under 2015’s 267.

2012: 249 for sale’122013: 245 for sale2014: 252 for sale2015: 267 for sale’152016: 208 for sale2017: 141 for sale2018: 131 for sale’182019: 142 for sale2020: 117 for sale2021: 107 for sale’212022: 83 for sale2023: 86 for sale2024: 83 for sale’242025: 117 for saleLast 12 months: 109 for saleNow
Prices by type

Since 2019, houses are up 74%, condos 120%

A house typically sold for $187K in the year to May 2026 (275 sales), a condo for $351K (19).

$100K$200K$300K$400K2013201520172019202120232025NowHouses 2013: $59K, 263 salesHouses 2014: $70K, 273 salesHouses 2015: $71K, 302 salesHouses 2016: $81K, 308 salesHouses 2017: $85K, 313 salesHouses 2018: $94K, 328 salesHouses 2019: $108K, 347 salesHouses 2020: $113K, 351 salesHouses 2021: $139K, 442 salesHouses 2022: $151K, 363 salesHouses 2023: $149K, 317 salesHouses 2024: $178K, 300 salesHouses 2025: $169K, 299 salesHouses last 12 months: $187K, 275 salesHouses $187KCondos 2013: $148K, 34 salesCondos 2014: $161K, 34 salesCondos 2015: $147K, 45 salesCondos 2016: $128K, 48 salesCondos 2017: $157K, 40 salesCondos 2018: $148K, 33 salesCondos 2019: $160K, 25 salesCondos 2020: $227K, 33 salesCondos 2021: $258K, 29 salesCondos 2022: $281K, 31 salesCondos 2023: $265K, 33 salesCondos 2024: $294K, 32 salesCondos 2025: $328K, 21 salesCondos last 12 months: $351K, 19 salesCondos $351K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Indiana

Michigan City ranks 95th of 146 busy Indiana markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Michigan City is in the middle of the pack.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Michigan City home costs about $1,206 a month

Mortgage
Property tax
Insurance
Rent

Price: Michigan City’s typical sale, last 12 months. Property tax at Michigan City’s 0.8% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Michigan City is affordable on local pay is on Cost of living.

Before you buy in Michigan City

Six things worth knowing

50

New listings in May

The month with the most choice. December has the fewest, about 22.

Best time to buy
0.8%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $204K home, about $1,700 a year.

Taxes vs. neighbors
C

Schools

The schools grade for Michigan City, from test results, graduation and how much students grow.

Schools in Michigan City
21 min

Typical commute

The average one-way trip to work for people who live in Michigan City.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

La Porte sells for less a square foot; Long Beach, Grand Beach and New Buffalo for far more

The busier markets within 25 miles of Michigan City, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Michigan City309$204K$14115%44
La Porte289$188K$12619%35
Chesterton247$366K$17021%43
New Buffalo75$575K$36711%67
Trail Creek33$234K$14420%56
Long Beach29$819K$31214%58
Grand Beach22$1.9M$4859%76

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Michigan City, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Michigan City. People who follow the town see it, and so do people comparing Michigan City with their own town. No commission, no listing fee.

Questions about buying a home in Michigan City

What do homes sell for in Michigan City, IN?

309 homes sold in the year to September 2026 at a typical $204K, $141 a square foot. Houses sold for about $187K, condos for about $351K in the year to May 2026.

Is Michigan City a buyer’s or seller’s market?

A balanced market: 137 homes were for sale in September 2026 and 31 sold, about 4.3 months of supply. Buyers paid 96.2% of asking on average.

When is the best time to buy in Michigan City?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Michigan City?

About 0.8% of a home’s value a year. On a $204K home that’s near $1,700.

Where can I see homes for sale in Michigan City?

Zillow, Redfin, Realtor.com and Homes.com all carry Michigan City’s MLS listings; the search links above open each one filtered to Michigan City.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).