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Jobs & commute in Chain-O-Lakes

Chain-O-Lakes has fewer jobs than working residents: 0.2 for each

There are 60 jobs in Chain-O-Lakes for 369 working residents. Hardly any work in Chain-O-Lakes itself; outside it, South Bend draws the most (35%, 6 miles). A typical one-way commute lasts 17 minutes; Indiana averages 24, the U.S. 26.

Census ACS 2020–24, Census LEHD 2024, EPA Smart Location Database. How the two grades are made

What stands out · In brief

The work figures that set Chain-O-Lakes apart

Chain-O-Lakes is a place people come home to

There are 60 jobs based in Chain-O-Lakes, about two for every ten working residents, so almost everyone works somewhere else. On a workday Chain-O-Lakes has about 180 people in it, 63% fewer than live here. Day and night ↓

Chain-O-Lakes and South Bend trade workers both ways

South Bend is the top workplace for Chain-O-Lakes residents (35%) and also where the most people who work in Chain-O-Lakes come from (17% of its jobs). The commute map ↓

Commutes from Chain-O-Lakes are quick

The average trip to work takes 17 minutes, against 24 across Indiana. That’s about 54 hours a year less on the road than the typical Indiana worker. Time on the road ↓

Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2024, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey; with 369 working residents, small shifts move the shares.

★ What stands out · Day and night

Who commutes out of Chain-O-Lakes, and who commutes in

On a workday 366 residents head out to work, 3 work right here, and 57 people come in from elsewhere.

366live here, work elsewhere
3live and work here
57work here, live elsewhere
Night and day
At night490
Workday180
490live here− 370head out to work+ 57come in to work= 180on a workday

About 180 people are in Chain-O-Lakes on a workday afternoon, 63% fewer than live here.

Job hub or commuter town?
0.16jobs per workerCommuter townJob hub

Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2024, primary jobs.

The commute map

Where Chain-O-Lakes goes to work

ChicagoRoseland: 10 residents work here (3%)New Carlisle: 7 residents work here (2%)Goshen: 6 residents work here (2%)Mishawaka: 45 residents work here (12%)South Bend: 128 residents work here (35%)Elkhart: 17 residents work here (5%)Fort Wayne: 7 residents work here (2%)German TownshipLiberty TownshipWarren Township: 7 residents work here (2%)Greene TownshipNiles TownshipIndianapolis: 7 residents work here (2%)Notre Dame: 15 residents work here (4%)Chain-O-LakesSouth BendMishawakaElkhartNotre DameRoselandNew CarlisleChain-O-Lakes
1
South Bend6.5 mi away
35%128
2
Mishawaka11.7 mi away
12%45
3
Elkhart22 mi away
5%17
4
Notre Dame7.7 mi away
4%15
5
Roseland7.1 mi away
3%10
6
New Carlisle6.1 mi away
2%7
7
Fort Wayne77.4 mi away
2%7
8
Warren Township1.6 mi away
2%7
9
Indianapolis133.9 mi away
2%7
10
Goshen30.2 mi away
2%6
Everywhere elseother towns and states
33%120
The top trips

Where Chain-O-Lakes clocks in

Lines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.

A thicker line means more commuters. Switch between where residents work and where the people who work here live.

Time on the road

Each way, about 17 minutes from Chain-O-Lakes

A year of commuting
130 hours

Round trip, about 230 workdays a year: roughly 5.4 full days in the car, bus or train.

Average commute minutes, one way

Chain-O-Lakes17 min
Indiana24 min
U.S.26 min
Working from home
7%

of Chain-O-Lakes workers work from home, vs 11% across Indiana. Their commute is the hallway.

About 1 in 10
How Chain-O-Lakes gets to work
80%Drive alone
20%Walk

Share of the 157 commuters (the 7% who work from home are left out). Across Indiana: 85% drive alone, 1% take transit; U.S.: 81% and 4%. Census ACS 2020–24.

From the Census survey of workers who don’t work from home.

The jobs

Health, schools and offices: most of the jobs in Chain-O-Lakes

Jobs based in Chain-O-LakesJobs Chain-O-Lakes residents hold

What kind of work

Goods: factories, building, farms10%24%
Trade, transport & utilities0%19%
Services: health, schools, offices90%57%

What it pays

$1,250 a month or less27%13%
$1,251–$3,333 a month38%21%
Over $3,333 a month35%65%

Who does it

29 or younger23%15%
30 to 5450%56%
55 and older27%30%
+7%

Jobs based in Chain-O-Lakes, 2014 → 2024: 56 → 60. Big swings can come from how a large employer reports its locations, not only from real openings or closings.

Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2024.

Here is what they are, next to the jobs Chain-O-Lakes’s own residents hold wherever they work.

How far

How far Chain-O-Lakes’ workers travel

10 mi25 mi50 mi80 miSouth Bend: 35% · 6.5 miMishawaka: 12% · 11.7 miElkhart: 5% · 22 miNotre Dame: 4% · 7.7 miRoseland: 3% · 7.1 miNew Carlisle: 2% · 6.1 miFort Wayne: 2% · 77.4 miWarren Township: 2% · 1.6 miIndianapolis: 2% · 133.9 miGoshen: 2% · 30.2 miSouth Bend 35%Mishawaka 12%Notre Dame 4%Roseland 3%Chain-O-Lakes
Chain-O-LakesTop destinations (size = commuters)
55%Under 10 mi201 residents
23%10–24 mi83 residents
8%25–50 mi29 residents
15%Over 50 mi55 residents

About 15% show a job over 50 miles away. Some of that is real, and some is employers that report every worker at a head office, so a few long commutes are on paper only.

Straight-line distance from each worker’s home block to their main job’s block. LEHD 2024.

Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.

How to read these numbers

What this data can and can’t tell you

  • Two sources, two years. Trips, distances and jobs based here: Census LEHD 2024, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
  • Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.

How these figures and grades are made →

Jobs and commuting in Chain-O-Lakes: questions

What is the median household income in Chain-O-Lakes?

$88,018 (±$33,027) (Census ACS 2020–24), against $71,957 across Indiana and $80,734 nationally.

What is the poverty rate in Chain-O-Lakes?

5.1%, against 12.3% across Indiana and 12.5% nationally (Census ACS 2020–24).

How long is the commute from Chain-O-Lakes?

17 minutes each way on average, against 24 across Indiana and 26 nationally. 7% of workers work from home.

Where do people who live in Chain-O-Lakes work?

1% work in town. The top destinations elsewhere are South Bend (35%, 6 mi), Mishawaka (12%, 12 mi), Elkhart (5%, 22 mi) (Census LEHD 2024).

Can you get around Chain-O-Lakes without a car?

0% of commuters take transit and 0% of households have no car. EPA has no transit data for this county.

Commuter talk

Getting to work from Chain-O-Lakes, from the people who make the trip.

Town Square →
Ask neighbors
Beyond the commute

More of Chain-O-Lakes

Chain-O-Lakes home →

Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2024, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer.