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Railroad Depot and Water Tower, Cedar Lake, IndianaPhoto: Steve Shook · CC BY 2.0
Town Hall · Cedar Lake

Cedar Lake spent less per resident in 2022 than 89% of similar cities

Cedar Lake’s town government spent $22.4 million on day-to-day services in the year to December 31, 2024, about $1,438 per resident. Water and other utilities ($4.2 million) are counted separately.

Town website
Day-to-day spending, 2024
$22.4M
year to December 31, 2024
Per resident, 2024
$1,438
In 2022: $793, less than 89% of 35 similar cities
Long-term debt
$11.7M
end of 2024, reported
Town staff, 2025
90
full-time · 17 part-time · March payroll $542,071
Typical tax bill
$2,688
0.95% of home value · IN 0.74%

What stands out about how Cedar Lake is run

Read from the town’s budget and official records.

Compared with similar places

$793 per resident in 2022: less than 89% of them

Cedar Lake’s day-to-day spending in 2022 ($793 per resident, hospital and utilities left out) against 35 Indiana cities of 10,000–24,999 that don’t run their own schools: the median was $1,182, and the middle half spent $997–$1,616. Cedar Lake spent less than 89% of them.

Middle half of the group, $997–$1,616Median $1,182Cedar Lake

Includes sewer and trash ($4.1 million), as the Census Bureau counts them. Later years come from a Census sample, so the comparison stays on 2022. How Town Hall compares budgets →

The group
35

Indiana cities of 10,000–24,999 that don’t run their own schools, 2022 Census of Governments (every government counted that year; Cedar Lake itself left out).

Your share of the 2024 budget

About $1,438 per resident a year, or $3.94 a day

Day-to-day services only. The biggest line: administration & buildings, at 27%.

Where the money comes from
Fees & charges 39%Property taxes 27%Utility sales 12%From the state 10%Other taxes & licenses 6%Interest, fines & other 4%From other local governments 2%Sales taxes 1%
Not in the receipt.Building projects $5.3 million; interest on debt $195,000; payments to other governments $150,000. With these and the enterprises, the whole budget was $32.3 million.
Over the years

Day-to-day spending is up 108% since 2022

Day-to-day services, in dollars, in the years Cedar Lake reported to the Census Bureau. Prices rose too: about 4% a year in 2022–2024.

Day-to-day spending by fiscal year

2022$10.8 million
2023$15.5 million
2024$22.4 million

Per resident: 2022: $793 · 2023: $1,058 · 2024: $1,438. Per resident it went from $793 to $1,438 (up 81%), partly because the Census population behind it changed from 13,588 to 15,592.

Town staff
90

full-time in March 2025, up from 78 in 2022.

Building projects, interest and enterprises (hospital, utilities) are left out, so a big construction year doesn’t read as growth.

Property tax

The typical homeowner pays $2,688 a year

Every local property tax on the home: town, schools and county. About 0.95% of the home’s value, vs 0.74% across Indiana.

What homes cost →

Typical yearly bill next door and statewide

Hanover Township$3,352
Lake Dalecarlia$3,164
Center Township$2,785
Cedar Lake$2,688
West Creek Township$2,686
Cedar Creek Township$2,313
Indiana$1,614
$2,688
typical bill a year
0.95%
effective rate
$282,000
typical home value (Census)
Your own bill

The Housing page’s calculator splits a monthly payment into loan, tax and insurance at Cedar Lake’s rate.

Can I afford it? →

The median bill homeowners report to the Census survey (bills of $10,000+ are reported as “$10,000+”). The effective rate is that bill ÷ the median home value: a rough guide, not the official tax rate.

Tax bills are one input to Cedar Lake’s Cost of living grade. Cost of living in Cedar Lake →

Who runs it

Who’s in charge in Cedar Lake

Names change after every election, so we link to the source that keeps them current.

See cedarlakein.org for Cedar Lake’s current officialsWe name an official only when a public source lists a current term. None does for Cedar Lake yet.cedarlakein.org ↗
Agendas

Cedar Lake’s meeting calendar isn’t in our feed yet. The town posts agendas and minutes on cedarlakein.org ↗.

Who works for Cedar Lake

One full-time town employee for every 173 residents

On the payroll in March 2025, from the Census Bureau’s Annual Survey of Public Employment & Payroll. Residents: the Census population in the 2024 finance file (15,592).

By department full-time, plus part-time, March 2025

Police26 + 5 pt
Administration & buildings18 + 7 pt
Fire17 + 5 pt
Roads & transportation14
Parks & libraries6
Water & other utilities5
Sewer & trash2
Other2
90
full-time
17
part-time
$542,071
payroll for March 2025
$6.5M
a year, estimated (March × 12)
$68,400
average full-time pay, before benefits (March × 12)
24
sworn police officers
16
full-time firefighters
Compared, 2022.Cedar Lake had 5.7 full-time staff per 1,000 residents in March 2022. The median for the 25 of the 35 Indiana cities of 10,000–24,999 that don’t run their own schools that reported 2022 staff was 8.7: Cedar Lake had fewer than 72% of them. Same group and year as the budget comparison.

The Census reports one month’s payroll (March); yearly figures are that month × 12, an estimate. Part-timers count half in the bar lengths.

The school district

Hanover Community School Corporation

Cedar Lake’s K–12 school district, shared with Hanover Township, St. John. It’s its own government, with a budget separate from the town’s.

Schools in Cedar Lake →
$12,481
per pupil · IN $13,688
2,797
students
$115.6 million
long-term debt

Of the $12,481 per pupil, $6,512 goes to the classroom (teachers, aides, supplies); the rest to buses, buildings, counselors and administration. Building projects and debt payments aren’t in the per-pupil figure.

The district: schools, scores and graduation →

Where the district’s money comes from
Local 44%State 52%Federal 5%

Indiana districts overall: 33% local, 56% state, 11% federal.

Also serving Cedar Lake

Crown Point Community School Corporation · $13,085 per pupil

Tri-Creek School Corporation · $11,438 per pupil

School year 2023–24. Census Bureau school finance survey.

Who represents Cedar Lake

From town hall to Washington

Every level of government that speaks for Cedar Lake.

2024 results ↑
  1. 1
    Your townTown government
  2. 2
    Indiana HouseCedar Lake is split between 2 districts
  3. 3
    Indiana SenateState senator
  4. 4
    GovernorStatewide
  5. 5
    U.S. HouseYour representative in Congress
  6. 6
    U.S. SenateBoth represent all of Indiana

Democrat · Republican · other or independent. Tap a name for their official page.

Next door

How Cedar Lake compares with the towns next door

Cedar Lake spent $793 per resident in 2022; the 2 neighbors that reported 2022 spent $12 to $49. Towns that run more services spend more. Tap a town to see its page.

Spends the leastSpends the mostEstimate or no figures
TownDay-to-day, per resident (2022)Tax bill
Hanover Township$12$3,352
West Creek Township$49$2,686
Cedar Creek Townshipestimate$2,313
Center Townshipestimate$2,785
Cedar Lake$793$2,688

Day-to-day spending in 2022, the last year every government was counted, for governments that reported it; hospital and utilities left out. Tax bill: the typical homeowner’s bill (Census ACS, 2020–24).

Reach Cedar Lake’s government

The official site has phone numbers, hours and forms. Neighbors add the rest to the Handbook.

The Handbook →

Questions about Cedar Lake’s government

How much does Cedar Lake spend per resident?

About $1,438 per resident on day-to-day services in the year to December 31, 2024, as reported to the Census Bureau. In 2022, the last full count, its $793 was less than 89% of 35 Indiana cities of 10,000–24,999 that don’t run their own schools.

What is the property tax rate in Cedar Lake?

Homeowners report a typical bill of $2,688 a year (Census ACS, 2020–24), about 0.95% of the typical home’s value, vs 0.74% across Indiana. For the official rate per $1,000 of assessed value, see cedarlakein.org.

Who runs Cedar Lake’s government?

See cedarlakein.org for current officials. We name an official only when a public source lists a current term, and none does for Cedar Lake yet.

How many people work for Cedar Lake?

90 full-time and 17 part-time employees in March 2025, with a March payroll of $542,071 (about $6.5M a year if every month were the same), as reported to the Census Bureau.

Who represents Cedar Lake in the state legislature?

Cedar Lake is split among 2 State House districts, so your address decides. The Indiana Legislature’s lookup finds yours. Its State Senate district is District 6 (Rick Niemeyer). Listed by Open States; districts from the Census Bureau.

Ask neighbors about Cedar Lake’s government

Neighbors who’ve been to the meetings can help.

Town Square →
Ask neighbors

Budget and staff: U.S. Census Bureau, Census of Governments (2022, every government) and Annual Survey of State and Local Government Finances (2023–24, a sample) and the Annual Survey of Public Employment & Payroll; day-to-day spending is current operations, with hospitals, utilities and airports apart. School district: Census school finance survey, 2023–24. Property tax: Census American Community Survey, 2020–24. Elections: official 2024 returns via the MIT Election Data + Science Lab; turnout uses Census citizen voting-age population (CVAP, 2020–24). Officials: Open States, names shown only with a current term (checked October 9, 2026). Districts: Census Bureau (119th Congress, 2024 state districts); legislators: Open States and congress-legislators. How Town Hall works →