Voorhies Castle · Photo: Esvobod2 · CC BY-SA 3.0Measured against area pay, Unity Township costs less to live in than 88% of U.S. towns
Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Champaign-Urbana, IL metro area ($66K). How TownRatings grades cost of living
The grade compares costs with what households across the Champaign metro earn ($66K, Census 2020–24). The typical home costs 1.8 years of metro income, and 17% of renters pay 30% or more of income for housing.
In dollars
- $980a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
- 93prices across the Champaign metro, where the U.S. is 100 (housing 72)BEA Regional Price Parities, 2024
In paychecks the grade
- 1.8 yrsof area income buys the typical home; the typical U.S. town: 3.3$66K, Champaign-area income
- 14%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
- 16%of owners do; the typical U.S. town: 20%Census 2020–24
What kind of housing town is Unity Township?
Read from the numbers below. The page puts what stands out first.
What’s behind Unity Township’s grade
Measured against what households in the area earn, Unity Township is more affordable than 88% of U.S. towns. Property tax pulls the grade down most; home prices hold it up.
A typical home costs 1.8 years of area income
The calculator starts from the area income the grade uses. Switch to Unity Township’s own median, or type yours.
That covers a typical Unity Township home, with $104K to spare.
A two-bedroom rents for about $980 a month here, $160 more than owning.
An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Unity Township’s typical property tax (1.97% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.
A two-bedroom rents for about $980
Renters already here pay a median of $775, so moving in tends to cost more than staying put.
Fair Market Rent a month, utilities included
U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Champaign-Urbana, IL HUD Metro FMR Area): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.
Property tax runs below the Illinois norm
The median bill is $2,354 (Illinois: $5,298), 1.97% of a home’s value a year, against 2.01% statewide.
Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.
The rest of a budget near Unity Township
Only figures published free for the whole country, each labeled with the area it covers: the Champaign-Urbana, IL metro area, or Illinois. Groceries follow the goods price level; nobody publishes them town by town.
| Cost | Here | Compared with | Area | Source |
|---|---|---|---|---|
| Prices overall U.S. = 100 | 93 | IL 100 | metro | BEA, 2024 |
| Goods (groceries, clothing, cars…) U.S. = 100 | 94 | IL 104 | metro | BEA, 2024 |
| Utilities U.S. = 100 | 90 | IL 85 | metro | BEA, 2024 |
| Other services U.S. = 100 | 100 | IL 100 | metro | BEA, 2024 |
Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.
Unity Township vs. its neighbors
Zillow publishes no value for Unity Township. Garrett Township and Cerro Gordo Township and Bement Township have no Zillow value, so they are in the table only.
Cost next door · one source per column
| Town | Cost | Typical home Zillow, latest | Median value Census 2020–24 | Tax rate bill ÷ value | 2-bed rent HUD 2026 |
|---|---|---|---|---|---|
| Unity Township | A | — | $120K | 1.97% | $980 |
| Bement Township | – | — | $103K | 2.22% | $990 |
| Garrett Township | A− | — | $166K | 1.69% | $980 |
| Cerro Gordo Township | A | — | $115K | 2.03% | $1,050 |
“—” under Zillow: Zillow publishes no value for that town, so it’s left blank rather than mixed with Census figures. “—” under Cost: not graded (too little Census data, or under 1,000 residents).
Questions about the cost of living in Unity Township
Is Unity Township expensive to live in?
Measured against what households in the area earn, Unity Township costs less than 88% of U.S. towns: an A for cost of living. The typical home costs 1.8 years of the median household income of the Champaign-Urbana, IL metro area ($66K).
How much is rent in Unity Township?
HUD puts a two-bedroom at about $980 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $775 (Census 2020–24).
What are property taxes in Unity Township?
The median bill is $2,354 a year, 1.97% of the median home value (Illinois: $5,298, 2.01%), from the Census 2020–24.
Neighbors talk housing
What Unity Township buyers, sellers and renters are saying.
Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.