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SterlingIllinois1
Illinois›Whiteside County

SterlingIL

Home to 2 places on the National Register of Historic Places.

Trash & recycling
5 bordering townsMap →
Photo: KWayne1 · CC BY-SA 4.0
Photo of Sterling

Sterling, IL · Photo: KWayne1 · CC BY-SA 4.0 · Source ↗

Is Sterling a good place to live?

Sterling gives you more for your money than most places: a typical home costs about $146K, 2.2 years of the Sterling area’s $68K median household income. It grades C+ overall, 514th among Illinois's 767 graded towns. On the plus side, it is more walkable than 84% of U.S. towns. 29% of working residents work locally in Sterling, above both the Illinois town median (8.3%) and the median of U.S. towns (8%). Its National Register listings include First Congregational Church of Sterling and Sterling Masonic Temple.

What makes Sterling stand out

Where Sterling beats most towns.

How Sterling grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far Sterling is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

First Congregational Church of Sterling
First Congregational Church of Sterling · National Register of Historic Places
Sterling’s story

188 years in pictures

Census counts: 2,428 in 1860, 14,764 in 2020. The archive holds 6 old photos and papers going back to 1864 and 2 maps from 1946 on.

2 places on the National Register of Historic Places.

  • 1838Sterling is settled
Explore the history →
Getting set up

Moving to Sterling: who provides what

Who provides power, water and the rest in Sterling, and how to reach them.

The full setup list →
PowerCommonwealth Edison17.7¢/kWh · EIA 2025HIFLD · EIA
WaterIl American-Sterling water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpRepublic ServicesTrash haulerTown site
SchoolsSterling Community Unit District 5Which school depends on your addressNCES
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereWhiteside County ClerkWhiteside County; contacts on the Handbook page.FVAP, Aug 2026
ZIP code6108161081 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Sterling.

Sterling is healthier than towns with similar incomes, has commutes shorter than most of Illinois and has property taxes about half the Illinois norm.

HousingCost of living grade B+

Sterling earns a B+ for cost of living

The median property tax bill is $2,588, against $5,298 across Illinois, another input to its cost-of-living grade.

Sterling’s median rent is $859 a month. Typical home values rose 4.6% in the year to September 2026. 65% of Sterling households own their home.

$146KZillow home value
SterlingIllinois townsU.S. towns
Households that own their home65%75%73%
Median rent$859 a month$1,129 a month$1,185 a month

Typical home value

Sterling$146K
Illinois$296K
Market temperature
BalancedA seller's marketBuyer’sSeller’s
35
days on market
98.2%
sale-to-list price
+4.6%
value change, 1 year
12
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

OutdoorsB+

Conserved land covers 3.6% of Sterling

2.8 miles of trail in 16 parks and preserves. The biggest park or preserve is Gartner Park, at 36 acres.

#270for trails in IL
SterlingIllinois townsU.S. towns
Miles of trail per square mile0.5 miles per square mile0.30.4
Conserved land3.6%3.7%4.3%
3.6%
conserved · 143 of 3,920 acres
2.8 mi
of trails · 0.5 per sq mi
Biggest places to walkTrailsAcres
1. Kilgour Park0.5 mi13
2. Platt Park0.5 mi8
3. Gartner Park—36

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

Sterling has four seasons and pleasant summers

Sterling has cold winters and warm summers. July afternoons reach 84°, January nights drop to 14° and about 29 inches of snow falls in a winter.

29″snow a winter

Typical low → high °F

Winter17–33°
Spring39–60°
Summer61–83°
Fall41–63°
Oct 19
typical first frost
Apr 21
typical last frost
+1.4°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

HealthC+

Sterling is less healthy than 65% of U.S. towns

Against the 8,130 U.S. towns with household incomes like Sterling’s, it is healthier than 60%, so its C+ isn’t only a matter of income.

Sterling beats the Illinois average on 0 of 32 CDC measures and trails it on 13. 14% of adults have diabetes in Sterling.

35%healthier than U.S. townsC+Health Grade
SterlingIllinois townsU.S. towns
Diabetes (CDC PLACES)14%11%12%
No health insurance, 18–64 (CDC PLACES)12%7.9%8.1%
Fair or poor health (CDC PLACES)23%18%19%
Frequent physical distress (CDC PLACES)15%13%14%
32 measures vs. Illinois
0 better19 too close to call13 worse
What stands outSterlingIL
More older adults who have lost all their teeth14.9%10.3%
More adults with COPD8.2%6.3%
More adults with heart disease7.5%5.9%
CGH Medical Center
0.1 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
21st
percentile among IL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade C

Sterling has 1.3 jobs for every working resident, and 6,358 people commute in

The average commute for its 6,171 working residents takes 18.1 minutes, against 27.8 across Illinois.

About one in 3 of Sterling’s working residents works in town. The average trip to work in Sterling is 18 minutes. Jobs based in Sterling grew to 8,170 in 2023, 902 more than in 2013.

29%work in town
SterlingIllinois townsU.S. towns
Average trip to work18 minutes26 minutes25 minutes
Below the poverty line15%8.4%9.6%
Work from home5.8%11%11%
Median household income$57,000$83,000$80,000

Where working residents work

In Sterling29%
Sterling Township13%
Dixon8%
Rock Falls5%
Morrison2%
5 mi
median commute distance
8,170
jobs based in Sterling
Balanced
jobs vs. working residents
A−
Walkability grade: more walkable than 84% of U.S. towns

Census LEHD 2023 · ACS

38%of U.S. towns report more crimeC+Safety Grade

Violent crime per 1,000 residents

Sterling2.6
Illinois2.6
U.S.3.3

Property crime per 1,000 residents

Sterling11.4
Illinois15.6
U.S.15.5
38th
percentile among U.S. towns we grade
30th
percentile among IL towns
37
violent crimes reported in 2025
165
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade B

Inland flooding leads a moderate hazard risk in Sterling

Expected storm and flood damage is lower than in 56% of U.S. communities. One flood insurance claim has been paid in Sterling since 2016.

44risk score of 100
FEMA risk score
44Moderate riskLowerHigher
Inland floodingTornadoesCold waves
1
paid flood claims since 2016
1
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Keep exploring

Everything we know about Sterling

20pages on Sterling
After high school

Colleges nearby

2 within 15 miles of the center of Sterling

Landmarks

2 places in Sterling on the National Register of Historic Places.

All landmarks →

Famous people from Sterling

27 notable people were born in Sterling.

See all 27 →

About Sterling

City in Illinois, United States

Official town website ↗

Sterling is a city in Whiteside County, Illinois, United States, along the Rock River. The population was 14,782 at the 2020 census, down from 15,370 in 2010. Formerly nicknamed "The Heart of American Hardware," the city has long been associated with manufacturing and the steel industry.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1838
Area
6.1 sq mi
Elevation
676 ft
ZIP code
61081
Area code
815

Sterling’s neighbors

5 towns share a border with Sterling.

Explore the map →
How the neighbors grade
TownIL rankOverallCostSafetySchoolsHealth
Sterling · Sterling Township#514C+B+C+B−C+
Coloma Township#545C+A−—B−C
Rock Falls#659C−A−DB−C−
Hopkins Township——A−—B−C+
Galt——————

Hopkins Township has fewer than 2,500 residents, so it gets subject grades but no overall grade. Coloma Township and Hopkins Township report no FBI crime data of their own. Galt isn’t graded (fewer than 1,000 residents, or not enough data). Sterling Township and Sterling are one community, graded once. Compare Sterling with a neighbor →

Questions about Sterling

Short answers, built from the data on this page.

Is Sterling, IL a good place to live?

Sterling grades C+ overall, better than 44% of U.S. towns and #514 of 767 in Illinois. It grades C+ for health, C+ for safety and B− for schools.

Is Sterling, IL expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades B+.

What is Sterling, IL known for?

27 notable people were born here, including Paul Flory and Terry Brooks.