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Rock Falls downtown 10-2024
Illinois›Whiteside County

Rock FallsIL

A town of 8,521, settled in 1868.

3 bordering townsMap →
Photo: Pdubs.94 · CC BY 4.0
Photo of Rock Falls

Rock Falls, IL · Photo: Pdubs.94 · CC BY 4.0 · Source ↗

Is Rock Falls a good place to live?

Rock Falls gives you more for your money than most places: a typical home costs about $122K, 1.8 years of the Sterling area’s $68K median household income. It grades C− overall, ranked 659th of 767 in Illinois. The low prices come with trade-offs. It reports more crime per resident than 89% of U.S. towns, including 38 violent crimes reported to the FBI in 2025, and the median household income is $50K, and 26% of residents live below the poverty line. On the plus side, it is easier to get around on foot or by transit than 82% of U.S. towns. 26% of residents live below the poverty line in Rock Falls, above both the Illinois town median (8.4%) and the median of U.S. towns (9.6%). Only 119 of Illinois’ 1,284 towns score lower on health. Col. Edward N. Kirk House is on the National Register of Historic Places.

What makes Rock Falls stand out

Where Rock Falls beats most towns.

A commuter town

90% of working residents leave Rock Falls for work

Where Rock Falls’s working residents go each day. Line width shows the share.

24% → Sterling Sterling 24% 9% → Sterling Township Sterling Township 9% 7% → Dixon Dixon 7% 2% → Montmorency Township Montmorency Township 2% 2% → Hopkins Township Hopkins Township 2% 2% → Chicago Chicago 2% Rock Falls · 10% stay
1,947jobs based in Rock Falls
10%of working residents work in town
8 mimedian commute distance

Census LEHD 2023

How Rock Falls grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far Rock Falls is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Col. Edward N. Kirk House
Col. Edward N. Kirk House · National Register of Historic Places
Rock Falls’s story

158 years in pictures

Census counts: 471 in 1870, 8,789 in 2020. The archive holds 4 old photos and papers going back to 2021 and 2 maps from 1946 on.

1 place on the National Register of Historic Places.

  • 1868Rock Falls is settled
Explore the history →
Getting set up

Moving to Rock Falls: who provides what

Who provides power, water and the rest in Rock Falls, and how to reach them.

The full setup list →
PowerCity of Rock FallsEIAHIFLD · EIA
WaterRock Falls water systemNo health-based violations in 5 years · EPAEPA
Internet5 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Rock Falls’ trash rules yet
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereWhiteside County ClerkWhiteside County; contacts on the Handbook page.FVAP, Aug 2026
ZIP code6107161071 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Rock Falls.

Rock Falls is healthier than towns with similar incomes and has homes that are cheap against local pay, but it has poverty well above the Illinois rate.

HousingCost of living grade A−

Rock Falls’ grade for cost of living is an A−

At 1.8 years of the Sterling area’s $68K median household income, the typical home (about $122K) costs less against local pay than in 85% of Illinois towns; that ratio is one input to its A− for cost of living. The median property tax bill is $2,112, against $5,298 across Illinois, another input to its cost-of-living grade.

The median rent in Rock Falls is $754 a month. The typical Rock Falls home is worth about $122,000, about the same as a year ago, 59% below the Illinois typical home. 67% of households own their home in Rock Falls.

$122KZillow home value
Rock FallsIllinois townsU.S. towns
Median rent$754 a month$1,129 a month$1,185 a month
Households that own their home67%75%73%

Typical home value

Rock Falls$122K
Illinois$296K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
60
days on market
95.9%
sale-to-list price
−0.2%
value change, 1 year
9
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

SafetyD

Rock Falls’ grade for safety is a D

Rock Falls’ property crime rate is 25.1 per 1,000 residents. Rock Falls reports more crime per resident than most U.S. towns we grade: about 89% report less. Rock Falls’ violent crime rate is 4.4 per 1,000 residents.

11%of U.S. towns report more crimeDSafety Grade
Rock FallsIllinois townsU.S. towns
Property crimes per 1,000 (2025)25.1 per 1,000 residents7.99.9
Violent crimes per 1,000 (2025)4.4 per 1,000 residents11.6

Violent crime per 1,000 residents

Rock Falls4.4
Illinois2.6
U.S.3.3

Property crime per 1,000 residents

Rock Falls25.1
Illinois15.6
U.S.15.5
11th
percentile among U.S. towns we grade
7th
percentile among IL towns
38
violent crimes reported in 2025
215
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

OutdoorsA−

Conserved land covers 5.1% of Rock Falls

1.8 miles of trail in 14 parks and preserves. The biggest park or preserve is Centennial Park, at 53 acres.

#285for trails in IL
Rock FallsIllinois townsU.S. towns
Conserved land5.1%3.6%4.3%
Miles of trail per square mile0.4 miles per square mile0.30.4
5.1%
conserved · 134 of 2,624 acres
1.8 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Hennepin Canal Feeder Parkway State Park0.6 mi44
2. Run Bike and Walk Park0.4 mi4
3. Centennial Park0.3 mi53

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HealthC−

On CDC estimates, Rock Falls is less healthy than 79% of U.S. towns

Against the 5,646 U.S. towns with household incomes like Rock Falls’s, it is healthier than 51%, so its C− isn’t only a matter of income.

Rock Falls beats the Illinois average on 0 of 32 CDC measures and trails it on 16. 14% of Rock Falls adults have diabetes.

21%healthier than U.S. townsC−Health Grade
Rock FallsIllinois townsU.S. towns
Frequent physical distress (CDC PLACES)16%13%14%
Diabetes (CDC PLACES)14%11%12%
Fair or poor health (CDC PLACES)24%18%19%
Smoke cigarettes (CDC PLACES)17%13%14%
32 measures vs. Illinois
0 better16 too close to call16 worse
What stands outRock FallsIL
More older adults who have lost all their teeth16.7%10.3%
More adults with COPD9.8%6.3%
More smokers17.2%12.1%
CGH Medical Center
2 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
10th
percentile among IL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade D

With 0.5 jobs for every working resident, most of Rock Falls’ workers commute out

The average commute for its 3,625 working residents takes 15.7 minutes, against 27.8 across Illinois.

Most working residents leave Rock Falls for work: only 10% work in town. Since 2013, Rock Falls has lost 111 jobs, to 1,947 in 2023. The top destinations are Sterling (24%), Sterling Township (9%) and Dixon (7%).

10%work in town
Rock FallsIllinois townsU.S. towns
Average trip to work16 minutes26 minutes25 minutes
Median household income$50,000$83,000$80,000
Work from home6.8%11%11%
Working residents who work in town10%8.3%8%

Where working residents work

In Rock Falls10%
Sterling24%
Sterling Township9%
Dixon7%
Montmorency Township2%
8 mi
median commute distance
1,947
jobs based in Rock Falls
A commuter town
jobs vs. working residents
A−
Walkability grade: more walkable than 82% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade C

Rock Falls faces a high natural-hazard risk, led by inland flooding

Expected storm and flood damage is higher than in 72% of U.S. communities. Since 1984, 2 flood insurance claims have been paid out in Rock Falls.

72risk score of 100
FEMA risk score
72High riskLowerHigher
Inland floodingTornadoesCold waves
2
paid flood claims since 1984
3
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Climate

In Rock Falls, expect four seasons and pleasant summers

Rock Falls has cold winters and warm summers. July afternoons reach 84°, January nights drop to 14° and about 29 inches of snow falls in a winter.

29″snow a winter

Typical low → high °F

Winter17–33°
Spring39–60°
Summer61–83°
Fall41–63°
Oct 19
typical first frost
Apr 21
typical last frost
+1.3°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Keep exploring

Everything we know about Rock Falls

20pages on Rock Falls
After high school

Colleges nearby

2 within 15 miles of the center of Rock Falls

Famous people from Rock Falls

7 notable people were born in Rock Falls.

See all 7 →

About Rock Falls

City in Whiteside County, Illinois, US

Official town website ↗

Rock Falls is a city in Whiteside County, Illinois, United States. The recorded population was 8,606 at the 2020 census, down 7.12% from 9,266 in 2010. The city is located on the Rock River, directly opposite its twin city of Sterling.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
3.9 sq mi
Elevation
646 ft
ZIP code
61071
Area code
815

Rock Falls’s neighbors

3 towns share a border with Rock Falls.

Explore the map →
How the neighbors grade
TownIL rankOverallCostSafetySchoolsHealth
Rock Falls#659C−A−DB−C−
Coloma Township#545C+A−—B−C
Sterling · Sterling Township#514C+B+C+B−C+

Coloma Township reports no FBI crime data of its own. Sterling Township and Sterling are one community, graded once. Compare Rock Falls with a neighbor →

Questions about Rock Falls

Short answers, built from the data on this page.

Is Rock Falls, IL a good place to live?

Rock Falls grades C− overall, better than 19% of U.S. towns and #659 of 767 in Illinois. It grades C− for health, D for safety and B− for schools. Safety is its weak spot, with a D.

Is Rock Falls, IL expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.

What is Rock Falls, IL known for?

7 notable people were born here, including Louie Bellson and Zelma O'Neal.