Photo: Paul Sableman · CC BY 2.0Storms, floods and disasters in Mount Vernon Township
Mount Vernon Township isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Mount Vernon Township yet. Flood insurance has paid 9 claims here since 2006.
What Mount Vernon Township faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Tornadoes
Strong wind
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Mount Vernon Township flood? Rarely: 9 flood claims since 2006
Every paid claim on a federal flood insurance policy in Mount Vernon Township, from FEMA’s records.
Mount Vernon Township isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Jefferson County.The storms Mount Vernon Township remembers
None of the 2 disasters declared for Jefferson County shows FEMA aid or repair money reaching Mount Vernon Township itself in FEMA’s records, so these are its biggest flood-claim years.
- 20185 flood claims paidNo declaration for the county that year
- 20063 flood claims paidNo declaration for the county that year
- 20111 flood claims paidThe year of Severe Storms and Flooding, declared for Jefferson County
Jefferson County has had 2 natural disasters declared by the President since 1953, most often severe storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Mount Vernon Township after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Mount Vernon Township archive →Mount Vernon Township and its neighbors
How expected damage per building compares across the town line. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Webber Township | C+more damage than 59% | earthquakes | — |
| Field Township | C+more damage than 63% | earthquakes | — |
| Shiloh Township | Cmore damage than 68% | earthquakes | — |
| Mount Vernon | Cmore damage than 69% | earthquakes | 12 |
| Dodds Township | Cmore damage than 72% | earthquakes | 3 |
| Farrington Township | — | 783 residents; we grade 1,000+ | |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Mount Vernon Township faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Pick your spot now: the lowest floor, an inside room, no windows.
- A watch means be ready; a warning means take cover now.
- Keep shoes and a flashlight by the bed.
- Trim dead limbs over the house and driveway.
- Tie down trash cans and outdoor furniture.
- Stay clear of downed lines and call the utility.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Mount Vernon Township
Does Mount Vernon Township flood?
Flood insurance has paid 9 claims in Mount Vernon Township since 2006, $202K in all.
Is Mount Vernon Township in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Jefferson County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.2% of all homes do.
How much is flood insurance in Mount Vernon Township?
FEMA’s Community Rating System list shows no discount for Mount Vernon Township’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Mount Vernon Township.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Mount Vernon Township’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.