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Illinois›Clay County

Harter TownshipIL

A town of 5,912.

Is Harter Township a good place to live?

Harter Township gives you more for your money than most places: a typical home costs about $82K, 1.4 years of the county’s $60K median household income. It grades C overall, 582nd among Illinois's 767 graded towns. The low prices come with trade-offs. Residents are less healthy than 83% of U.S. towns on CDC estimates, and the median household income is $53K, and 16% of residents live below the poverty line. History is its standout character grade: an A, better than 90% of U.S. towns. 22% of working residents work locally in Harter Township, against 8.3% in Illinois’ towns and 8% across U.S. towns. On history, just 103 of Illinois’ 1,285 towns do better. The biggest park or preserve is Charley Brown Park, at 109 acres.

How Harter Township grades

Each subject compared with towns across the country (schools within Illinois), ordered by how far Harter Township is from typical.

How grading works

Its best grade is an A for history (#69 of 768 in Illinois), which describes the town but isn’t part of the overall grade; its C comes from the livability subjects above.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Getting set up

Moving to Harter Township: who provides what

Who provides power, water and the rest in Harter Township, and how to reach them.

The full setup list →
PowerAmeren Illinois Company16.7¢/kWh · EIA 2025HIFLD · EIA
WaterFlora water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Harter Township’s trash rules yet
SchoolsFlora Community Unit School District 35Which school depends on your addressNCES
Register to voteOnlineIn Illinois you can register online until 16 days before Election Day, in person up to and including Election Day, or by mail (postmarked 28 days before).vote.gov
Who runs elections hereClay County ClerkClay County; contacts on the Handbook page.FVAP, Jun 2025
ZIP codes62839, 6285862839 98% · 62858 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Sep 12, 2025.

The data

Ordered by what stands out in Harter Township.

HealthC−

Harter Township stands out in Illinois and nationally: a larger share of its adults have been diagnosed with depression

Against the 6,792 U.S. towns with household incomes like Harter Township’s, it is less healthy than 65%, so its C− isn’t only a matter of income.

24% of adults have been diagnosed with depression in Harter Township. Harter Township beats the Illinois average on 0 of 32 CDC measures and trails it on 14. 42% of adults have obesity in Harter Township.

17%healthier than U.S. townsC−Health Grade
Harter TownshipIllinois townsU.S. towns
Smoke cigarettes (CDC PLACES)18%13%14%
Obesity (CDC PLACES)42%37%35%
High blood pressure (CDC PLACES)40%35%35%
Fair or poor health (CDC PLACES)24%18%19%
32 measures vs. Illinois
0 better18 too close to call14 worse
What stands outHarter TownshipIL
More older adults who have lost all their teeth19.1%10.3%
More adults with COPD10.7%6.3%
More smokers18%12.1%
Clay County Hospital
3.4 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
6th
percentile among IL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

SchoolsB−

On state tests, Harter Township’s schools beat 52% of Illinois districts

Its public schools are run by Flora CUSD 35. Two of its 3 schools are below, each with why it’s listed. The largest public high school is Flora High School, with 353 students.

52%of IL districts it outscoresB−School Grade
SchoolLevelStudentsLetter
Flora Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5672B
Flora High SchoolLargest public high schoolGrades 9–12Grades 9–12353C

NCES · EDFacts · graded within IL on state tests and graduation

Work & commuteJobs & income grade C−

About one in three of Harter Township’s working residents commute to Flora

About one in 5 of Harter Township’s working residents works in town. Since 2013, Harter Township has lost 168 jobs, to 1,649 in 2023. Harter Township’s average trip to work is 24 minutes.

22%work in town
Harter TownshipIllinois townsU.S. towns
Median household income$53,000$83,000$80,000
Average trip to work24 minutes26 minutes25 minutes

Where working residents work

In Harter Township22%
Flora36%
Salem6%
Louisville5%
Effingham5%
22 mi
median commute distance
1,649
jobs based in Harter Township
A commuter town
jobs vs. working residents
C+
Walkability grade: more walkable than 36% of U.S. towns

Census LEHD 2023 · ACS

Climate

Four seasons and pleasant summers in Harter Township

Harter Township has chilly winters and warm summers. The July high in Harter Township is 87°F.

8″snow a winter

Typical low → high °F

Winter25–42°
Spring44–65°
Summer65–86°
Fall46–68°
Oct 23
typical first frost
Apr 10
typical last frost
+1.0°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade C+

Earthquakes leads a moderate hazard risk in Harter Township

Expected storm and flood damage is higher than in 58% of U.S. communities. Since 2015, 3 flood insurance claims have been paid out in Harter Township.

58risk score of 100
FEMA risk score
58Moderate riskLowerHigher
EarthquakesInland floodingTornadoes
3
paid flood claims since 2015

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsC

Conserved land covers 0.3% of Harter Township

4.2 miles of trail in 3 parks and preserves.

#529for trails in IL
Harter TownshipIllinois townsU.S. towns
Conserved land0.3%3.7%4.3%
Miles of trail per square mile0.1 miles per square mile0.30.4
0.3%
conserved · 101 of 35,628 acres
4.2 mi
of trails · 0.1 per sq mi
Biggest places to walkTrailsAcres
1. Charley Brown Park—109
2. Kiwanis Park—5
3. Library park—2

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Harter Township

17pages on Harter Township
After high school

Colleges nearby

None within 15 miles of Harter Township; the nearest are

About Harter Township

Township in Illinois, United States

Harter Township is one of twelve townships in Clay County, Illinois, USA. As of the 2020 census, its population was 6,159 and it contained 2,871 housing units.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
56 sq mi
Elevation
482 ft

Harter Township’s neighbors

5 towns share a border with Harter Township.

Explore the map →
How the neighbors grade
TownIL rankOverallCostSafetySchoolsHealth
Harter Township#582CA−—B−C−
Songer Township——————
Louisville Township——A—DD
Stanford Township——————
Keith Township——————
Xenia Township——————

Louisville Township has fewer than 2,500 residents, so it gets subject grades but no overall grade. Harter Township and Louisville Township report no FBI crime data of their own. Songer Township, Stanford Township, Keith Township and Xenia Township aren’t graded (fewer than 1,000 residents, or not enough data). Compare Harter Township with a neighbor →

Questions about Harter Township

Short answers, built from the data on this page.

Is Harter Township, IL a good place to live?

Harter Township grades C overall, better than 32% of U.S. towns and #582 of 767 in Illinois. It grades C− for health and B− for schools. Health is its weak spot, with a C−.

Is Harter Township, IL expensive?

Not for the area. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades A−.