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Mexico Beach City Hall
Florida›Bay County
Photo: The Bushranger · CC BY-SA 4.0
Photo of Mexico Beach

Mexico Beach, FL · Photo: The Bushranger · CC BY-SA 4.0 · Source ↗

Is Mexico Beach a good place to live?

Mexico Beach’s best subject grades are an A− for health and a B for walkability; its weakest is a D− for hazard risk. Mexico Beach’s median age is 60.2 years, against 42.5 years in Florida’s towns and 40.5 years across U.S. towns. Only 32 of Florida’s 779 towns score lower on hazard risk. Homes are expensive, about $500K for a typical one and 7 times the Panama City metro’s $72K median household income. Mexico Beach has 1 place on the National Register. Mexico Beach has fewer than 2,500 residents, so it gets subject grades but no overall grade.

What makes Mexico Beach stand out

Where Mexico Beach beats most towns, and one thing worth knowing.

A growing town

Mexico Beach has grown 19% since 2010

1,072 counted in 2010 and 916 in 2020; an estimated 1,275 in 2025.

1,0722010
9162020
1,2752025 est.

U.S. Census 2010 & 2020 counts · Census Bureau estimate, July 1, 2025

How Mexico Beach grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Mexico Beach is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

CST-EST border
CST-EST border, 2008
Mexico Beach’s story

70 years in pictures

Census counts: 588 in 1970, 916 in 2020. The archive holds 22 old photos and papers going back to 2004 and 3 maps from 1944 on.

  • 1956Mexico Beach is settled
Explore the history →
Getting set up

Moving to Mexico Beach: who provides what

Who provides power, water and the rest in Mexico Beach, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Mexico Beach water system4 health-based violations in 5 years · EPAEPA
Internet7 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBy addressDay by addressTown site
SchoolsBay County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereBay Supervisor of ElectionsBay County; contacts on the Handbook page.FVAP, Dec 2024
ZIP codes32456, 3241032456 52% · 32410 48%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Mexico Beach.

Natural hazardsHazard risk grade D−

Mexico Beach faces a very high natural-hazard risk, led by hurricanes

Expected storm and flood damage is higher than in 95% of U.S. communities. Since 1978, 785 flood insurance claims have been paid out in Mexico Beach.

95risk score of 100
FEMA risk score
95Very high riskLowerHigher
HurricanesInland flooding
785
paid flood claims since 1978
7
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Who lives here

Fewer young adults than Florida overall

For Mexico Beach, that is above both Florida’s towns (31%) and U.S. towns (29%). Adults 18 to 34 are 3% of residents (21% statewide); people 65 and older are 38% of residents (21% statewide). Mexico Beach has grown 39% since 2020, to 1,275 residents in the Census Bureau’s 2025 estimate.

60.2median age · FL 42.6
Mexico BeachFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma3%
High school26%
Some college17%
Associate’s15%
Bachelor’s23%
Graduate16%

Women and men · all residents

47% women, 53% men

That’s an even split within the survey’s margin of ±5.1 points. Across Florida, 50.9% of residents are women. Among residents 75 and older, 57% are men (FL 44%).

Ages and education in Mexico Beach
Mexico BeachFLU.S.
Under 106.1%10.3%11.6%
10 to 172.8%9.2%10.3%
18 to 240.5%8.1%9.1%
25 to 342.5%12.7%13.7%
35 to 448%12.7%13.2%
45 to 5416.4%12.3%12.2%
55 to 6425.5%13.4%12.7%
65 to 7424.8%11.7%10.2%
75 and older13.3%9.6%7%
No diploma3.3%10.1%10.4%
High school26.1%27.2%26%
Some college16.5%18.5%19.1%
Associate’s15%10.1%8.8%
Bachelor’s23.3%21.3%21.6%
Graduate15.8%12.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 1,300, single groups can be off by several points

HealthA−

On CDC estimates, Mexico Beach is healthier than 76% of U.S. towns

Mexico Beach beats the Florida average on 15 of 31 CDC measures and trails it on 5. 44% of adults have high blood pressure in Mexico Beach.

76%healthier than U.S. townsA−Health Grade
Mexico BeachFlorida townsU.S. towns
High blood pressure (CDC PLACES)44%37%35%
Frequent mental distress (CDC PLACES)13%16%17%
Food insecurity (CDC PLACES)6.4%15%14%
Yearly checkup (CDC PLACES)82%79%79%
31 measures vs. Florida
15 better11 too close to call5 worse
What stands outMexico BeachFL
Fewer older adults who have lost all their teeth4.8%12.7%
Fewer adults facing food insecurity6.4%16.8%
More adults who have had cancer14.5%9.1%
Ascension Sacred Heart Gulf
13.6 mi away · emergency room
2 of 3
care shortages: primary care, mental health

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

HousingCost of living grade D

For cost of living, Mexico Beach earns a D

Mexico Beach’s median rent is $1,951 a month. The typical Mexico Beach home is worth about $500,000, down 2.3% in a year, 33% above the Florida typical home.

$500KZillow home value
Mexico BeachFlorida townsU.S. towns
Median rent$1,951 a month$1,647 a month$1,185 a month
Households that own their home78%72%73%

Typical home value

Mexico Beach$500K
Florida$375K
Market temperature
Buyer’s marketA buyer's marketBuyer’sSeller’s
192
days on market
95.5%
sale-to-list price
−2.3%
value change, 1 year
14
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Climate

In Mexico Beach, expect mild winters and hot summers

Mexico Beach has warm winters and warm summers, with plenty of rain. The July high in Mexico Beach is 90°F.

90°summer high

Typical low → high °F

Winter46–65°
Spring59–77°
Summer74–89°
Fall62–80°
Nov 29
typical first frost
Mar 1
typical last frost
+1.0°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade C

About one in nine working residents works right in Mexico Beach

Most working residents leave Mexico Beach for work: only 11% work in town. 5.6% of Mexico Beach residents live below the poverty line. The top destinations are Port St.

11%work in town
Mexico BeachFlorida townsU.S. towns
Below the poverty line5.6%11%9.6%
Working residents who work in town11%5%8%
Median household income$64,000$73,000$80,000
Average trip to work27 minutes27 minutes25 minutes

Where working residents work

In Mexico Beach11%
Port St. Joe18%
Panama City15%
Tallahassee3%
Panama City Beach2%
23 mi
median commute distance
301
jobs based in Mexico Beach
Balanced
jobs vs. working residents
B
Walkability grade: more walkable than 63% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsC+

Mexico Beach has set aside 0.1% of its land for conservation

0.8 miles of trail in 4 parks and preserves.

0.1%conserved
Mexico BeachFlorida townsU.S. towns
Conserved land0.1%3%4.3%
Miles of trail per square mile0.3 miles per square mile0.40.4
0.1%
conserved · 1 of 1,598 acres
0.8 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Park Under the Palms—2
2. Park—2
3. Mexico Beach Park—1

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Keep exploring

Everything we know about Mexico Beach

18pages on Mexico Beach
After high school

Colleges nearby

None within 15 miles of Mexico Beach; the nearest are

Small town

1,275 people, and everyone knows the way

In a town this size, neighbors are the best guide. Ask them anything.

Nearby towns

About Mexico Beach

City in Florida, United States

Official town website ↗

Mexico Beach is a city in Bay County, Florida, United States. It is located 25 miles (40 km) southeast of Panama City on the Florida Panhandle. It is part of the Panama City-Panama City Beach, Florida Metropolitan Statistical Area in North Florida. The population was 916 at the 2020 census, down from 1,072 at the 2010 census. The community was extensively damaged by Hurricane Michael on October 10, 2018. The Federal Emergency Management Agency (FEMA) declared the community "wiped out" in the aftermath of the hurricane's devastating impact. The city has rebuilt since that storm.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1966
Area
1.8 sq mi
Elevation
13 ft
ZIP code
32410
Area code
850

Questions about Mexico Beach

Short answers, built from the data on this page.

Is Mexico Beach, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.