Is Parker a good place to live?
FEMA rates its natural-hazard risk higher than 92% of U.S. communities, with hurricanes at the top. Overall it grades C+, 297th of 634 graded towns in Florida. It is easier to get around on foot or by transit than 88% of U.S. towns. Parker's civic life (library use, community groups, volunteering) trails 93% of U.S. towns. Parker’s January low is 44°F, against 51°F in Florida’s towns and 22°F across U.S. towns.
What makes Parker stand out
Where Parker beats most towns, and one thing worth knowing.
96% of working residents leave Parker for work
Where Parker’s working residents go each day. Line width shows the share.
Census LEHD 2023
How Parker grades
Each subject compared with towns across the country (schools within Florida), ordered by how far Parker is from typical.
Its grades run from A for walkability (better than 88% of comparable towns) to D− for hazard risk (better than 5%), so the C+ overall blends very different results.
How TownRatings grades towns →
Moving to Parker: who provides what
Who provides power, water and the rest in Parker, and how to reach them.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
The data
Ordered by what stands out in Parker.
Parker has a longer frost-free season than nearly all U.S. towns, fares better on crime within Florida than nationally and is healthier than towns with similar incomes.
Parker faces a very high natural-hazard risk, led by hurricanes
Since 1987, 82 flood insurance claims have been paid out in Parker.
FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA
Parker’s public schools outperform 61% of Florida districts
Its public schools are run by the Bay school district. Its one school is below.
| School | Level | Students | Letter |
|---|---|---|---|
| Parker Elementary SchoolLargest public elementary schoolGrades PK–5 | Grades PK–5 | 510 | C− |
NCES · EDFacts · graded within FL on state tests and graduation
Parker’s typical home value is about $238K
The median property tax bill is $928, against $2,730 across Florida, another input to its cost-of-living grade.
The typical Parker home is worth about $238,000, up 3.5% in a year, 37% below the Florida typical home. 54% of households own their home in Parker.
| Parker | Florida towns | U.S. towns | |
|---|---|---|---|
| Households that own their home | 54% | 72% | 73% |
| Median rent | $1,338 a month | $1,647 a month | $1,185 a month |
Typical home value
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Parker has 0.5 jobs for every working resident, so most commute out
Most working residents leave Parker for work: only 4% work in town. Since 2013, Parker has added 96 jobs, to 730 in 2023. 6.8% of Parker residents live below the poverty line.
| Parker | Florida towns | U.S. towns | |
|---|---|---|---|
| Below the poverty line | 6.8% | 11% | 9.6% |
| Average trip to work | 24 minutes | 27 minutes | 25 minutes |
| Working residents who work in town | 3.8% | 5% | 8% |
| Median household income | $70,000 | $73,000 | $80,000 |
Where working residents work
Census LEHD 2023 · ACS
Parker sees more crime per resident than 72% of U.S. towns
At 29.6 crimes per 1,000 residents a year, it reports more crime than 59% of Florida’s graded towns. Reported crimes fell from 152 to 69 over the last three FBI years, a drop beyond ordinary year-to-year swings.
Violent crime per 1,000 residents
Property crime per 1,000 residents
FBI crime data, 2025 · crimes reported to police
Parker has mild winters and hot summers
The Panama City 5n weather station, 9 miles away, records that the frost-free season runs about 301 days, longer than in 96% of U.S. towns. The Panama City 5n weather station, 9 miles away, records that about 67 days a year reach 90°: more than most of the country, but fewer than 84% of Florida places with climate records.
Parker has warm winters and warm summers, with plenty of rain. The July high in Parker is 90°F.
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
Residents of Parker are healthier than 57% of U.S. towns
Against the 10,492 U.S. towns with household incomes like Parker’s, it is healthier than 72%, so its B isn’t only a matter of income.
Parker beats the Florida average on 2 of 31 CDC measures and trails it on 3.
| Parker | Florida towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 39% | 37% | 36% |
| Depression (CDC PLACES) | 20% | 18% | 23% |
| Yearly checkup (CDC PLACES) | 76% | 79% | 79% |
| Food insecurity (CDC PLACES) | 18% | 15% | 14% |
| What stands out | Parker | FL |
|---|---|---|
| Fewer uninsured adults | 12.6% | 15.9% |
| Fewer adults with diabetes | 11.5% | 13.5% |
| More older adults who have lost all their teeth | 15.5% | 12.7% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
| Parker | Florida towns | U.S. towns | |
|---|---|---|---|
| Conserved land | 2.7% | 3% | 4.3% |
| Miles of trail per square mile | 0.4 miles per square mile | 0.4 | 0.4 |
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Under The Oaks Park | 0.9 mi | 19 |
| 2. Parker Sports Complex | — | 19 |
| 3. Earl Gilbert Park | — | 3 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
Everything we know about Parker
Colleges nearby
1 within 15 miles of the center of Parker
About 4 of every 100 Parker residents are enrolled in college, against 6 across Florida.
About Parker
City in Florida, United States
Parker is a city in Bay County, Florida, United States. It is part of the Panama City–Panama City Beach, Florida Metropolitan Statistical Area. As of the 2020 US census, it had a population of 4,010, down from 4,317 at the 2010 census.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Established
- 1830
- Area
- 2.4 sq mi
- Elevation
- 20 ft
- Area code
- 850
Parker’s neighbors
2 towns share a border with Parker.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Parker | #297 | C+ | C+ | C | B | B |
| Callaway | #402 | C | C+ | — | B | C |
| Springfield | #499 | C− | B− | D | B | C− |
Callaway reports no FBI crime data of its own. Compare Parker with a neighbor →
Questions about Parker
Short answers, built from the data on this page.
Is Parker, FL a good place to live?
Parker grades C+ overall, better than 36% of U.S. towns and #297 of 634 in Florida. It grades B for health, C for safety and B for schools. Hazard risk is its weak spot, with a D−.
Is Parker, FL expensive?
Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C+.