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PSJ FL city hall02
Florida›Gulf County

Port St. JoeFL

A town of 3,995, settled in 1910. A regional job hub with 2,255 jobs.

Trash & recycling
Photo: Ebyabe · CC BY-SA 3.0
Photo of Port St. Joe

Port St. Joe, FL · Photo: Ebyabe · CC BY-SA 3.0 · Source ↗

Is Port St. Joe a good place to live?

Port St. Joe grades D overall, 577th among Florida's 634 graded towns, mostly because of incomes. The median household income is $56K, and 10% of residents live below the poverty line. What it does well: 2% of its land is conserved. 33% of working residents work locally in Port St. Joe, where Florida’s towns sit at 5% and U.S. towns at 8%. Only 15 of Florida’s 779 towns score lower on hazard risk. Homes are expensive, about $472K for a typical one and 7.7 times the county’s $61K median household income.

What makes Port St. Joe stand out

Where Port St. Joe beats most towns, and one thing worth knowing.

A job hub

Every workday, about 1,835 people come to Port St. Joe for work

Where Port St. Joe’s working residents go each day. Line width shows the share.

8% → Panama City Panama City 8% 6% → Tallahassee Tallahassee 6% 4% → Mexico Beach Mexico Beach 4% 2% → Jacksonville Jacksonville 2% 2% → Apalachicola Apalachicola 2% 1% → Panama City Beach Panama City Beach 1% Port St. Joe · 33% stay
2,255jobs based in Port St. Joe
33%of working residents work in town
21 mimedian commute distance

Census LEHD 2023

How Port St. Joe grades

Each subject compared with towns across the country (schools within Florida), ordered by how far Port St. Joe is from typical.

How grading works

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Centennial Building
Centennial Building · National Register of Historic Places
Port St. Joe’s story

116 years in pictures

Census counts: 851 in 1930, 3,357 in 2020. The archive holds 6 old photos and papers going back to 1943 and 2 maps from 1943 on.

4 places on the National Register of Historic Places.

  • 1910Port St. Joe is settled
Explore the history →
Getting set up

Moving to Port St. Joe: who provides what

Who provides power, water and the rest in Port St. Joe, and how to reach them.

The full setup list →
PowerDuke Energy18.4¢/kWh · EIA 2025HIFLD · EIA
WaterCity of Port St. Joe water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers100% of addresses get 100/20 MbpsFCC
Trash & dumpBCC Waste Solutions, LLCTrash haulerTown site
SchoolsGulf County School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Florida you can register online until 29 days before Election Day, in person until 29 days before Election Day, or by mail (postmarked 29 days before).vote.gov
Who runs elections hereGulf Supervisor of ElectionsGulf County; contacts on the Handbook page.FVAP, Nov 2023
ZIP code3245632456 100%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.

The data

Ordered by what stands out in Port St. Joe.

Port St. Joe draws workers from Wewahitchka and beyond and is healthier than towns with similar incomes, but it has homes that cost more against local pay than most of Florida.

Work & commuteJobs & income grade C−

About one in three working residents works right in Port St. Joe

2,255 jobs are based in Port St. Joe, 1.8 for every working resident, so most of the people who work here commute in. The average commute takes 17.6 minutes, against 28 across Florida.

About one in 3 of Port St. Port St. Joe’s average trip to work is 18 minutes. Jobs based in Port St. Joe grew to 2,255 in 2023, 340 more than in 2013.

33%work in town
Port St. JoeFlorida townsU.S. towns
Average trip to work18 minutes27 minutes25 minutes
Median household income$56,000$73,000$80,000

Where working residents work

In Port St. Joe33%
Panama City8%
Tallahassee6%
Mexico Beach4%
Jacksonville2%
21 mi
median commute distance
2,255
jobs based in Port St. Joe
A job hub
jobs vs. working residents
B
Walkability grade: more walkable than 56% of U.S. towns

Census LEHD 2023 · ACS

SchoolsC

Port St. Joe’s schools rank behind 68% of Florida districts

Its public schools are run by the Gulf school district. Two of its 7 schools are below, each with why it’s listed. The largest public high school is Port ST. Joe High School, with 575 students.

32%of FL districts it outscoresCSchool Grade
SchoolLevelStudentsLetter
Port ST. Joe Elementary SchoolLargest public elementary schoolGrades PK–5Grades PK–5428B
Port ST. Joe High SchoolLargest public high schoolGrades 6–12Grades 6–12575C+

NCES · EDFacts · graded within FL on state tests and graduation

Natural hazardsHazard risk grade D−

Port St. Joe stands out in Florida and nationally: the FEMA risk score there is higher

487 flood insurance claims have been filed here, and 28 properties have flooded more than once.

The FEMA risk score in Port St. Joe is 97 of 100. Since 1985, 487 flood insurance claims have been paid out in Port St. Joe.

97risk score of 100
FEMA risk score
97Very high riskLowerHigher
HurricanesInland flooding
487
paid flood claims since 1985
7
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

OutdoorsA−

Conserved land covers 2.3% of Port St. Joe

4.9 miles of trail in 4 parks and preserves.

#253for trails in FL
Port St. JoeFlorida townsU.S. towns
Conserved land2.3%3%4.3%
Miles of trail per square mile0.4 miles per square mile0.40.4
2.3%
conserved · 172 of 7,638 acres
4.9 mi
of trails · 0.4 per sq mi
Biggest places to walkTrailsAcres
1. Constitution Convention Museum State Park0.2 mi13
2. George Core Park0.1 mi9
3. Frank Pate Park0.1 mi3

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

HousingCost of living grade D

For cost of living, Port St. Joe earns a D

At 7.7 years of the county’s $61K median household income, the typical home (about $472K) costs more against local pay than in 88% of Florida towns; that ratio is one input to its D for cost of living. The typical value, about $472K, is 9% below its March 2024 peak.

The typical Port St. 82% of households own their home in Port St. Joe. Joe home is worth about $472,000, down 1.8% in a year, 26% above the Florida typical home.

$472KZillow home value
Port St. JoeFlorida townsU.S. towns
Households that own their home82%72%73%
Median rent$1,433 a month$1,647 a month$1,185 a month

Typical home value

Port St. Joe$472K
Florida$375K
−1.8%
value change, 1 year

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Who lives here

Fewer young adults than Florida overall

Adults 18 to 34 are 11% of residents (21% statewide); people 65 and older are 30% of residents (21% statewide). Port St. Joe has grown 19% since 2020, to 3,995 residents in the Census Bureau’s 2025 estimate. 36% of Port St. Joe adults 25 and older hold a bachelor’s degree or more.

56median age · FL 42.6
Port St. JoeFlorida townsU.S. towns
Median age56 years42.4 years40.5 years
Under 1819%20%22%
Bachelor’s degree or more, 25+36%31%29%
Port St. JoeFloridaUnited States

Ages · share of residents

Education · adults 25 and older

No diploma10%
High school22%
Some college25%
Associate’s6%
Bachelor’s16%
Graduate19%

Women and men · all residents

49% women, 51% men

That’s an even split within the survey’s margin of ±5 points. Across Florida, 50.9% of residents are women. Among residents 25 to 34, 80% are women (FL 49%).

Ages and education in Port St. Joe
Port St. JoeFLU.S.
Under 1012.4%10.3%11.6%
10 to 176.2%9.2%10.3%
18 to 242.4%8.1%9.1%
25 to 348.4%12.7%13.7%
35 to 449.7%12.7%13.2%
45 to 549.1%12.3%12.2%
55 to 6422.2%13.4%12.7%
65 to 7417.8%11.7%10.2%
75 and older11.8%9.6%7%
No diploma10.3%10.1%10.4%
High school22.3%27.2%26%
Some college25.4%18.5%19.1%
Associate’s6.4%10.1%8.8%
Bachelor’s16.4%21.3%21.6%
Graduate19.2%12.9%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,000, single groups can be off by several points

Climate

Port St. Joe has mild winters and hot summers

The Apalachicola Airport weather station, 18 miles away, records that the frost-free season runs about 299 days: longer than most of the country, but shorter than 77% of Florida places with climate records. The Apalachicola Airport weather station, 18 miles away, records that about 74 days a year reach 90°: more than most of the country, but fewer than 93% of Florida places with climate records.

Joe has warm winters and warm summers, with plenty of rain. July afternoons reach 90°, January nights drop to 44° and snow is almost unheard of.

90°summer high

Typical low → high °F

Winter46–65°
Spring59–77°
Summer74–89°
Fall62–80°
Dec 18
typical first frost
Feb 15
typical last frost
+1.0°
vs. the 20th-century average
90°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

HealthB

Port St. Joe is healthier than 58% of U.S. towns

Against the 7,594 U.S. towns with household incomes like Port St. Joe’s, it is healthier than 88%, so its B isn’t only a matter of income. Its widest gap with Florida is no health insurance: 9.9% of those 18–64 have no health insurance, against 15.9% statewide.

Joe beats the Florida average on 5 of 31 CDC measures and trails it on 3.

58%healthier than U.S. townsBHealth Grade
Port St. JoeFlorida townsU.S. towns
High blood pressure (CDC PLACES)41%37%35%
Depression (CDC PLACES)18%18%23%
Diabetes (CDC PLACES)14%13%12%
Frequent mental distress (CDC PLACES)15%16%17%
31 measures vs. Florida
5 better23 too close to call3 worse
What stands outPort St. JoeFL
Fewer uninsured adults9.9%15.9%
Fewer adults facing food insecurity13.7%16.8%
More adults who have had cancer10.9%9.1%
Ascension Sacred Heart Gulf
3 mi away · emergency room
3 of 3
care shortages: primary care, dental, mental health
53rd
percentile among FL towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Keep exploring

Everything we know about Port St. Joe

19pages on Port St. Joe
After high school

Colleges nearby

None within 15 miles of Port St. Joe; the nearest are

Landmarks

4 places in Port St. Joe on the National Register of Historic Places.

All landmarks →

Famous people from Port St. Joe

4 notable people were born in Port St. Joe.

See all 4 →

About Port St. Joe

City in Florida, United States

Official town website ↗

Port St. Joe or Port Saint Joe is a city and the county seat of Gulf County, Florida, United States. It is located at the intersection of U.S. Highway 98 and State Road 71. As of the 2020 census, the population was 3,357.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
12 sq mi
Elevation
7 ft
ZIP code
32456, 32457
Area code
850

Questions about Port St. Joe

Short answers, built from the data on this page.

Is Port St. Joe, FL a good place to live?

Port St. Joe grades D overall, better than 5% of U.S. towns and #577 of 634 in Florida. It grades B for health and C for schools. Hazard risk is its weak spot, with a D−.

Is Port St. Joe, FL expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.

What is Port St. Joe, FL known for?

Port St. 4 notable people were born here, including Calvin Pryor and Roman Quinn.