Lochmoor Waterway EstatesFL
It is a town of 6,511 residents in Florida.
Is Lochmoor Waterway Estates a good place to live?
Lochmoor Waterway Estates’s weakest is cost of living — the typical home is worth about $386K, 5.1 years of the Cape Coral metro’s $76K median household income. Hazard risk is weaker too — FEMA rates its natural-hazard risk higher than 84% of U.S. communities, with hurricanes at the top. Health is its strong suit: CDC estimates put its residents' health ahead of 73% of the country. The overall grade lands at C, better than 30% of U.S. towns. That places it 358th of 634 in Florida.
Figures: health, CDC PLACES · home values, Zillow · incomes, Census ACS, 2020–24 · FEMA National Risk Index.
What makes Lochmoor Waterway Estates stand out
Where Lochmoor Waterway Estates beats most towns.
Lochmoor Waterway Estates has grown 39% from 2010 to 2020
4,204 counted in 2010 and 5,828 in 2020.
U.S. Census 2010 & 2020 counts
How Lochmoor Waterway Estates grades
Each subject compared with towns across the country (schools within Florida), ordered by how far Lochmoor Waterway Estates is from typical.
How TownRatings grades towns →
Moving to Lochmoor Waterway Estates: who provides what
Lochmoor Waterway Estates is unincorporated, so Lee County and regional agencies provide most services.
EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 17, 2025.
The data
Ordered by what stands out in Lochmoor Waterway Estates.
Lochmoor Waterway Estates has more 90° days than nearly all U.S. towns and is healthier than Cape Coral and its other neighbors, but it has little public open land.
Very high risk in Lochmoor Waterway Estates, with hurricanes at the top
Since 1980, Lochmoor Waterway Estates has seen 707 flood insurance claims paid out. FEMA puts 70% of the town’s expected hazard losses down to hurricanes, and 19% to inland flooding. Federal disaster aid has reached households in Lochmoor Waterway Estates once, in 2017.
FEMA flood insurance claims · FEMA disaster declarations and aid · FEMA National Risk Index · OpenFEMA
On state tests, Lochmoor Waterway Estates’ schools trail 64% of Florida districts
The public schools here belong to the Lee school district. Its one school is below. Lochmoor Waterway Estates’ only public school teaches 814 students.
| School | Level | Students | Letter |
|---|---|---|---|
| Hancock Creek Elementary SchoolLargest public elementary schoolGrades PK–5 | Grades PK–5 | 814 | B− |
NCES · EDFacts · graded within FL on state tests and graduation
Most of Lochmoor Waterway Estates’ workers head elsewhere: there are 0.3 jobs for each of them
Jobs based here grew from 326 in 2013 to 746.
In Lochmoor Waterway Estates, the median household income is $98,000. Just 3% of the town’s working residents have a job in town. Employers in Lochmoor Waterway Estates added 420 jobs between 2013 and 2023, to 746. The mean commuting time for Lochmoor Waterway Estates comes to 32 minutes, where Florida’s towns sit at 27 minutes and U.S. towns at 25 minutes.
| Lochmoor Waterway Estates | Florida towns | U.S. towns | |
|---|---|---|---|
| Average trip to work | 32 minutes | 27 minutes | 25 minutes |
| Median household income | $98,000 | $73,000 | $80,000 |
| Working residents who work in town | 2.5% | 5% | 8% |
Where working residents work
Census LEHD 2023 · ACS
Lochmoor Waterway Estates’ grade for health is a B+
That grade tops all 3 graded neighbors; Cape Coral (B) comes closest.
Among adults in Lochmoor Waterway Estates, 14% binge drink. Nearly a third of Lochmoor Waterway Estates adults sleep under 7 hours, below both the Florida town median (37%) and the median of U.S. towns (36%). In Lochmoor Waterway Estates, 14% of adults report frequent mental distress, and 82% had a checkup this year. The town beats the Florida average on 13 of 31 CDC measures and trails it on 4.
| Lochmoor Waterway Estates | Florida towns | U.S. towns | |
|---|---|---|---|
| Sleep under 7 hours (CDC PLACES) | 32% | 37% | 36% |
| Frequent mental distress (CDC PLACES) | 14% | 16% | 17% |
| Yearly checkup (CDC PLACES) | 82% | 79% | 79% |
| Obesity (CDC PLACES) | 28% | 32% | 35% |
| What stands out | Lochmoor Waterway Estates | FL |
|---|---|---|
| Fewer older adults who have lost all their teeth | 7% | 12.7% |
| Fewer adults facing a utility shut-off | 5.4% | 8.6% |
| More adults who have had cancer | 13.2% | 9.1% |
CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA
Lochmoor Waterway Estates skews older than Florida
For residents in Lochmoor Waterway Estates, the share who are 65 or older is 30%. Florida has just over a third of adults 25 and older with a bachelor’s degree or more; here it is 40%. In Lochmoor Waterway Estates, the age of the median resident is 53 years.
| Lochmoor Waterway Estates | Florida towns | U.S. towns | |
|---|---|---|---|
| Median age | 53 years | 42.4 years | 40.5 years |
| Aged 65 or older | 30% | 20% | 18% |
| Under 18 | 16% | 20% | 22% |
| Bachelor’s degree or more, 25+ | 40% | 31% | 29% |
Ages · share of residents
Education · adults 25 and older
Women and men · all residents
54% women, 46% men
About 85 men for every 100 women (the survey’s margin: ±2.2 points). Across Florida, 50.9% of residents are women.
| Lochmoor Waterway Estates | FL | U.S. | |
|---|---|---|---|
| Under 10 | 8.6% | 10.3% | 11.6% |
| 10 to 17 | 7.8% | 9.2% | 10.3% |
| 18 to 24 | 6.3% | 8.1% | 9.1% |
| 25 to 34 | 10.4% | 12.7% | 13.7% |
| 35 to 44 | 8.6% | 12.7% | 13.2% |
| 45 to 54 | 11.2% | 12.3% | 12.2% |
| 55 to 64 | 17.2% | 13.4% | 12.7% |
| 65 to 74 | 15.4% | 11.7% | 10.2% |
| 75 and older | 14.3% | 9.6% | 7% |
| No diploma | 5.6% | 10.1% | 10.4% |
| High school | 21.4% | 27.2% | 26% |
| Some college | 24.2% | 18.5% | 19.1% |
| Associate’s | 9.1% | 10.1% | 8.8% |
| Bachelor’s | 25.7% | 21.3% | 21.6% |
| Graduate | 14.1% | 12.9% | 14.1% |
U.S. Census Bureau · ACS 2020-2024 5-year estimates
Lochmoor Waterway Estates has mild winters and hot summers
The Punta Gorda 4 Ese weather station, 20 miles away, records that about 136 days a year reach 90°, more than in 98% of U.S. towns. January nights average 53.6°, milder than in 99% of U.S. towns; July afternoons average 91.7°.
For Lochmoor Waterway Estates, the January low is 54°F. Snowfall is close to zero.
| Lochmoor Waterway Estates | Florida towns | U.S. towns | |
|---|---|---|---|
| January low | 54°F | 51°F | 22°F |
| July high | 92°F | 91°F | 85°F |
Typical low → high °F
NOAA U.S. Climate Normals, 1991–2020
In Lochmoor Waterway Estates, 0.3% of the land is conserved
Just 6 of its 2,049 acres are conserved, so there is little public open land in Lochmoor Waterway Estates itself; its outdoors grade is D.
Across 1 park or preserve: 0.1 miles of trail. One park or preserve covers 7 acres in Lochmoor Waterway Estates.
| Biggest places to walk | Trails | Acres |
|---|---|---|
| 1. Waterway Park | — | 7 |
Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US
The median home in Lochmoor Waterway Estates sells for about $366K
86% of households own their home in Lochmoor Waterway Estates. The typical rent here is $2,014 a month. In Lochmoor Waterway Estates, the typical sale closed at 94.4% of the list price.
| Lochmoor Waterway Estates | Florida towns | U.S. towns | |
|---|---|---|---|
| Median rent | $2,014 a month | $1,647 a month | $1,185 a month |
| Households that own their home | 86% | 72% | 73% |
Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center
Edison and Ford Winter Estates and 13 more within 40 miles
Museums, parks, gardens and other places to visit around Lochmoor Waterway Estates. Close and well known come first.
2 mi MuseumEdison and Ford Winter Estates
16 mi Stadium & arenaHertz Arena15 mi State parkMound Key Archeological State Park
16 mi State parkKoreshan State Historic Site
21 mi State parkCayo Costa State Park
36 mi Ancient siteWarm Mineral SpringsPhoto credits
Edison and Ford Winter Estates: Rolf Müller (User:Rolfmueller), CC BY-SA 3.0 · Hertz Arena: Tthaas, CC BY-SA 3.0 · Koreshan State Historic Site: Ebyabe, CC BY-SA 3.0 · Cayo Costa State Park: https://www.flickr.com/photos/andrea_pauline/, CC BY-SA 2.0 · Warm Mineral Springs: Blas0082, Public domain
Everything we know about Lochmoor Waterway Estates
Colleges nearby
2 within 15 miles of the center of Lochmoor Waterway Estates
About 6 of every 100 Lochmoor Waterway Estates residents are enrolled in college, about the same as Florida.
97% of working residents leave Lochmoor Waterway Estates for work
Where Lochmoor Waterway Estates’s working residents go each day. Line width shows the share.
Census LEHD 2023
About Lochmoor Waterway Estates
Census-designated place in Florida, United States
Lochmoor Waterway Estates is an unincorporated community and census-designated place (CDP) in Lee County, Florida, United States. The population was 5,828 at the 2020 census, up from 4,204 at the 2010 census. It is part of the Cape Coral-Fort Myers, Florida Metropolitan Statistical Area.
From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)
- Area
- 3.0 sq mi
- Elevation
- 3 ft
- Area code
- 239
Lochmoor Waterway Estates’s neighbors
3 towns share a border with Lochmoor Waterway Estates.
| Town | FL rank | Overall | Cost | Safety | Schools | Health |
|---|---|---|---|---|---|---|
| Lochmoor Waterway Estates | #358 | C | D | — | C+ | B+ |
| North Fort Myers | #320 | C | B | — | C+ | C+ |
| Fort Myers | #570 | D | D− | C− | C+ | C+ |
| Cape Coral | #484 | C− | D | — | C+ | B |
Lochmoor Waterway Estates, North Fort Myers and Cape Coral report no FBI crime data of their own. Compare Lochmoor Waterway Estates with a neighbor →
Questions about Lochmoor Waterway Estates
Short answers, built from the data on this page.
Is Lochmoor Waterway Estates, FL a good place to live?
Lochmoor Waterway Estates grades C overall, better than 30% of U.S. towns and #358 of 634 in Florida. It grades B+ for health and C+ for schools. Cost of living is its weak spot, with a D.
Is Lochmoor Waterway Estates, FL expensive?
Yes. The typical home is worth about $386,000, 3% above the Florida typical home. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.