Household incomes in Harbor Bluffs are higher than in 94% of U.S. towns
Hardly any stay in Harbor Bluffs for work; outside it, Largo is the main destination (16%, 3 miles). 4.2% of residents are in poverty, against 12.6% across Florida. Harbor Bluffs grades A for jobs and income and B− for walkability.
Census ACS 2020–24, Census LEHD 2023, EPA Smart Location Database. How the two grades are made
What stands out about work in Harbor Bluffs
Harbor Bluffs is a place people come home to
There are 107 jobs based in Harbor Bluffs, about one for every ten working residents, so almost everyone works somewhere else. On a workday Harbor Bluffs has about 2,000 people in it, 34% fewer than live here. Day and night ↓
Harbor Bluffs and Largo trade workers both ways
Largo is the top workplace for Harbor Bluffs residents (16%) and also where the most people who work in Harbor Bluffs come from (14% of its jobs). The commute map ↓
Written from the Census figures on this page. Commute flows, distances and jobs are Census LEHD 2023, primary jobs only (the self-employed aren’t counted); commute time and working from home are from the Census American Community Survey.
Where Harbor Bluffs’ Jobs & income grade comes from
On income, poverty, unemployment and job access, Harbor Bluffs is better than 86% of U.S. towns, #57 of 638 in Florida. Household income holds Harbor Bluffs’ grade up ($140,972, U.S. $80,734); unemployment pulls it down (5.2%, U.S. 5.2%). It also does well on the poverty rate and job access by car.
A fairly firm grade. Within the Census margins of error for income, poverty and unemployment, Harbor Bluffs could be anywhere from B to A+.
Harbor Bluffs quiets down on a workday
On a workday 1,127 residents head out to work, 11 work right here, and 96 people come in from elsewhere.
About 2,000 people are in Harbor Bluffs on a workday afternoon, 34% fewer than live here.
0.09 jobs for every working resident, so most people commute out.
Workday population = residents − those who work elsewhere + those who come in (the Census “commuter-adjusted” method). Residents: Census survey; commuters: LEHD 2023, primary jobs.
Where people from Harbor Bluffs work
Where Harbor Bluffs clocks in
16% of workers
13% of workers
9% of workersLines run between town centers. The top 10 towns each way; “Everywhere else” is the rest, including other states.
A thicker line means more commuters. Switch between where residents work and where the people who work here live.
Inside Harbor Bluffs’ 107 jobs
107 jobs are based in Harbor Bluffs.
What kind of work
What it pays
Who does it
Jobs based in Harbor Bluffs, 2013 → 2023: 43 → 107. Big swings can come from how a large employer reports its locations, not only from real openings or closings.
Primary jobs covered by unemployment insurance (not the self-employed). Pay is monthly earnings. LEHD 2023.
Here is what they are, next to the jobs Harbor Bluffs’s own residents hold wherever they work.
The trip to work from Harbor Bluffs: about 26 minutes
Round trip, about 230 workdays a year: roughly 8.2 full days in the car, bus or train.
Average commute minutes, one way
of Harbor Bluffs workers work from home, vs 16% across Florida. Their commute is the hallway.
Share of the 1,140 commuters (the 16% who work from home are left out). Across Florida: 83% drive alone, 1% take transit; U.S.: 81% and 4%. Census ACS 2020–24.
From the Census survey of workers who don’t work from home.
Harbor Bluffs’ commute, mile by mile
About 16% show a job over 50 miles away. Some of that is real, and some is employers that report every worker at a head office, so a few long commutes are on paper only.
Straight-line distance from each worker’s home block to their main job’s block. LEHD 2023.
Every working resident’s trip, home to work, as the crow flies. Roads add to it, so real drives run longer.
For most of Harbor Bluffs, work means a drive
On EPA’s walkability index and the share of commuters who walk, bike or take transit, Harbor Bluffs is more walkable than 49% of U.S. towns, #463 of 638 in Florida. The street layout scores higher than the way people actually get to work: hardly any commuters walk, bike or take transit, below the 3.6% across Florida.
A firm grade. EPA’s index has no published margin of error; the commuting share comes from a Census survey of 1,358 workers.
How TownRatings grades walkability →
Transit service (shown, not graded). Nearly all residents live within a ¾-mile walk of a bus or train stop, 0% within a quarter mile. At the weekday evening rush, about 1.0 trips an hour stop near the typical resident, more than in 58% of the 9,825 U.S. towns with transit data.
Transit at the evening rush trips an hour stopping within ¼ mile of the typical resident, EPA 2020
Households without a car (shown, not graded). 2.0% of Harbor Bluffs households have no vehicle (Florida 6.0%, U.S. 8.4%). 0% of Harbor Bluffs’ commuters take a bus or train.
540th of 4,562: where Harbor Bluffs ranks among U.S. towns of 2,200 to 4,200
| # | Town | People | Household income | Poverty | Unemployment | Work in town | Grade |
|---|---|---|---|---|---|---|---|
| 1 | Kenilworth IL | 2,437 | $250K | 2.1% | 4.0% | 2% | A+ |
| 2 | Riverwoods IL | 3,766 | $249K | 0.7% | 0.7% | 2% | A+ |
| 3 | Belle Meade TN | 2,621 | $250K | 1.4% | 0.3% | 2% | A+ |
| … | |||||||
| 71 | Geneva FL | 3,441 | $133K | 0.6% | 0.4% | 4% | A+ |
| 72 | Windermere FL | 3,344 | $178K | 1.3% | 2.5% | 2% | A+ |
| … | |||||||
| 103 | Pelican Marsh FL | 2,617 | $143K | 2.7% | 1.5% | 6% | A+ |
| … | |||||||
| 538 | Oak Ridge North TX | 2,991 | $109K | 5.9% | 4.3% | 2% | A |
| 539 | Wales WI | 2,885 | $109K | 4.3% | 4.3% | 3% | A |
| 540 | Harbor Bluffs FL | 3,076 | $141K | 4.2% | 5.2% | 1% | A |
| 541 | Green Park MO | 2,670 | $79K | 7.9% | 1.5% | 1% | A |
| 542 | Woodhull Township MI | 3,689 | $94K | 4.3% | 2.4% | 1% | A |
| … | |||||||
| 4,562 | Lake Isabella CA | 4,059 | $27K | 40.7% | 8.6% | 18% | D− |
Census ACS 2020–24 (income, poverty, unemployment), Census LEHD (work in town), TownRatings Jobs & income grades. Each town links to its Work & commute page.
Ranked on the Jobs & income grade: the towns either side of Harbor Bluffs, the top three, the last and three more from Florida.
Work next door: 18% of Harbor Bluffs’ workers
Average commute minutes, one way
Jobs & commute next door
| Town | Harbor Bluffs workers there | Jobs & income | Walkability | Commute | Household income |
|---|---|---|---|---|---|
| Harbor Bluffs | – | A | B− | 26 min | $140,972 |
| Largo | 16% | B− | A− | 25 min | $62,096 |
| Belleair Bluffs | 2% | B− | A+ | 22 min | $58,953 |
| Indian Rocks Beach | under 2% | B+ | A+ | 25 min | $98,611 |
Same-state neighbors only. Commute: average minutes each way, Census ACS 2020–24.
The biggest share goes to Largo. Darker towns draw more of Harbor Bluffs’s workers. Tap a town to see its commute.
What this data can and can’t tell you
- Two sources, two years. Trips, distances and jobs based here: Census LEHD 2023, primary jobs, where the employer reports them. Income, poverty, unemployment, commute time and how people travel: Census ACS 2020–24 averages.
- Straight lines, older transit. Miles are as the crow flies. EPA’s walkability and transit files use 2017–20 inputs.
Jobs and commuting in Harbor Bluffs: questions
What is the median household income in Harbor Bluffs?
$140,972 (±$35,966) (Census ACS 2020–24), against $74,568 across Florida and $80,734 nationally.
What is the poverty rate in Harbor Bluffs?
4.2%, against 12.6% across Florida and 12.5% nationally (Census ACS 2020–24).
How long is the commute from Harbor Bluffs?
26 minutes each way on average, against 28 across Florida and 26 nationally. 16% of workers work from home.
Where do people who live in Harbor Bluffs work?
1% work in town. The top destinations elsewhere are Largo (16%, 3 mi), Clearwater (13%, 6 mi), St. Petersburg (9%, 15 mi) (Census LEHD 2023).
Is Harbor Bluffs walkable?
Harbor Bluffs is more walkable than 49% of U.S. towns (Walkability B−): an EPA walkability index of 12.0 out of 20, and 0% of commuters walk, bike or take transit.
Can you get around Harbor Bluffs without a car?
0% of commuters take transit and 2% of households have no car. 0% of residents live within a quarter mile of a stop.
Commuter talk
Getting to work from Harbor Bluffs, from the people who make the trip.
More of Harbor Bluffs
Flows, distances and jobs: U.S. Census Bureau, LEHD Origin-Destination Employment Statistics (LODES 8), 2023, primary jobs. Commute time, working from home and working out of state: U.S. Census Bureau, American Community Survey 5-year estimates. Distances are straight lines between home and work; real drives run longer. Walkability index, job access and transit service: U.S. EPA Smart Location Database. The two grades are our own summaries of these figures, not official ratings.