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Mission Santa Cruz (8321945663)
California›Santa Cruz County
Photo of Santa Cruz

Santa Cruz, CA · Photo: Don DeBold from San Jose, CA, USA · CC BY 2.0 · Source ↗

What should you know before moving to Santa Cruz?

Santa Cruz's standout: it is among the most walkable places in the country. Overall it grades C+, ranked 291st of 841 in California. CDC estimates put its residents' health ahead of 83% of the country and its schools outperform 78% of the state's. Its weakest subject is cost of living: homes are expensive, about $1.3 million for a typical one and 12 times the Santa Cruz metro’s $111K median household income. History is its standout character grade: an A, better than 92% of U.S. towns, with 20 places on the National Register. Santa Cruz’s typical home value is $1,339,000, above both California’s towns ($709,000) and U.S. towns ($332,000). Its National Register listings include California Powder Works Bridge and Neary-Rodriguez Adobe. On the outdoors, just 42 of California’s 1,064 towns do better.

What makes Santa Cruz stand out

Where Santa Cruz beats most towns, and one thing worth knowing.

Looff Carousel and Roller Coaster on the Santa Cruz Beach Boardwalk
Looff Carousel and Roller Coaster on the Santa Cruz Beach Boardwalk · National Register of Historic Places
Santa Cruz’s story

235 years in pictures

Looff Carousel and Roller Coaster on the Santa Cruz Beach Boardwalk is one of 2 National Historic Landmarks here, the National Register’s top tier. Its founding year, 1791, comes before those of 98% of the California towns we grade with a known year.

Census counts: 950 in 1860, 62,956 in 2020. The archive holds 11 old photos and papers going back to 1850 and 4 maps from 1954 on.

20 places on the National Register of Historic Places.

  • 1791Santa Cruz is settled
Explore the history →

How Santa Cruz grades

Each subject compared with towns across the country (schools within California), ordered by how far Santa Cruz is from typical.

How grading works

Its grades run from A+ for walkability (better than 99% of comparable towns) to D− for cost of living (better than 2%), so the C+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Nearby attractions

Levi's Stadium and 79 more within 40 miles

Museums, parks, gardens and other places to visit around Santa Cruz. Close and well known come first.

All 161 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

Levi's Stadium: Matthew Roth, CC BY-SA 2.0 · Santa Cruz Beach Boardwalk: Josta Photo, CC BY 2.0 · California's Great America: Oleg Alexandrov, CC BY-SA 4.0 · SAP Center: Dicklyon, CC BY-SA 4.0 · Monterey Bay Aquarium: Meij.kobayashi, Public domain · Monterey Museum of Art: Sgerbic, CC BY-SA 4.0

Getting set up

Moving to Santa Cruz: who provides what

Who provides power, water and the rest in Santa Cruz, and how to reach them.

The full setup list →
PowerPG&E37.5¢/kWh · EIA 2025HIFLD · EIA
WaterSanta Cruz Water DepartmentNo health-based violations in 5 years · EPAEPA
Internet5 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpFrom the town’s siteTrash and recycling rulesTown site
SchoolsSanta Cruz City Elementary School DistrictSanta Cruz City High School District (6-12)2 districts serve Santa Cruz; which school depends on your address and gradeNCES
Register to voteOnlineIn California you can register online until 15 days before Election Day, in person up to and including Election Day, or by mail (postmarked 15 days before).vote.gov
Who runs elections hereSanta Cruz County Clerk - ElectionsSanta Cruz County; contacts on the Handbook page.FVAP, Jul 2025
ZIP codes95060, 95062, 95064, 9506595060 64% · 95062 19% · 95064 14% · 95065 4%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Santa Cruz.

Santa Cruz is shaped by its college students and has a longer frost-free season than nearly all U.S. towns, but it has homes that cost more against local pay than most of California.

OutdoorsA+

In Santa Cruz, trail density runs higher than in the typical California or U.S. town

Santa Cruz’s trail density is 4.8 miles per square mile. The biggest park or preserve is Monterey Bay National Marine Sanctuary, at 1,914 acres. 76 miles of trail in 54 parks and preserves.

#20for trails in CA
20.6%
conserved · 2,081 of 10,084 acres
76 mi
of trails · 4.8 per sq mi
Biggest places to walkTrailsAcres
1. Pogonip Open Space Preserve14.7 mi601
2. DeLaveaga Park11.3 mi553
3. Moore Creek Upland Open Space Preserve4.6 mi308

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

SchoolsA−

For schools, Santa Cruz earns an A−

Its public schools are run by the Santa Cruz City High school district. Two of its 21 schools are below, each with why it’s listed.

78%of CA districts it outscoresA−School Grade
SchoolLevelStudentsLetter
Mission Hill MiddleLargest public middle schoolGrades 6–8Grades 6–8510–
Santa Cruz HighLargest public high schoolGrades 9–12Grades 9–121,093A+

NCES · EDFacts · graded within CA on state tests

HousingCost of living grade D−

For cost of living, Santa Cruz earns a D−

At 12 years of the Santa Cruz metro’s $111K median household income, the typical home (about $1.34M) costs more against local pay than in 86% of California towns; that ratio is one input to its D− for cost of living.

The median rent in Santa Cruz is $2,452 a month. Typical home values rose 5.8% in the year to September 2026. 48% of households own their home in Santa Cruz.

$1.34MZillow home value
Santa CruzCalifornia townsU.S. towns
Median rent$2,452 a month$1,895 a month$1,185 a month
Households that own their home48%64%73%
Renters paying 30%+ of income on rent54%55%48%

Typical home value

Santa Cruz$1.34M
California$762K
Market temperature
Seller’s marketA seller's marketBuyer’sSeller’s
15
days on market
101.3%
sale-to-list price
+5.8%
value change, 1 year
24
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

10%of U.S. towns report more crimeDSafety Grade

Violent crime per 1,000 residents

Santa Cruz5.3
California4.4
U.S.3.3

Property crime per 1,000 residents

Santa Cruz24.8
California18.2
U.S.15.5
10th
percentile among U.S. towns we grade
13th
percentile among CA towns
332
violent crimes reported in 2025
1,549
property crimes reported in 2025

FBI crime data, 2025 · crimes reported to police

Natural hazardsHazard risk grade D

Very high risk in Santa Cruz, with earthquakes at the top

Expected storm and flood damage is higher than in 89% of U.S. communities. Since 1978, 110 flood insurance claims have been paid out in Santa Cruz.

89risk score of 100
FEMA risk score
89Very high riskLowerHigher
EarthquakesInland floodingTsunamis
110
paid flood claims since 1978
6
federal disasters paid out here

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

HealthA−

For health, Santa Cruz earns an A−

Against the 6,393 U.S. towns with household incomes like Santa Cruz’s, it is healthier than 68%, a smaller edge than it has nationally: part of it comes with its incomes.

69% of Santa Cruz adults had a checkup this year. Santa Cruz beats the California average on 17 of 32 CDC measures and trails it on 4. 25% of Santa Cruz adults have obesity.

83%healthier than U.S. townsA−Health Grade
Santa CruzCalifornia townsU.S. towns
Yearly checkup (CDC PLACES)69%72%79%
Obesity (CDC PLACES)25%29%35%
High blood pressure (CDC PLACES)26%31%35%
Diabetes (CDC PLACES)8%12%12%
32 measures vs. California
17 better11 too close to call4 worse
What stands outSanta CruzCA
Fewer adults with diabetes8%11.7%
Fewer uninsured adults7.3%10.6%
More binge drinkers18.8%15.3%
Dominican Hospital
3 mi away · emergency room
None
primary care, dental or mental-health shortage
74th
percentile among CA towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Climate

In Santa Cruz, expect mild winters and pleasant summers

The Santa Cruz weather station records that the frost-free season runs about 323 days, longer than in 96% of U.S. towns. January nights average 42.5°, milder than in 96% of U.S. towns; July afternoons average 70.3°.

Santa Cruz has warm winters and cool summers. Snow is almost unheard of.

72°summer high
Santa CruzCalifornia townsU.S. towns
July high70°F89°F85°F
January low43°F40°F22°F

Typical low → high °F

Winter43–60°
Spring47–65°
Summer54–70°
Fall50–69°
Dec 13
typical first frost
Jan 29
typical last frost
+1.8°
vs. the 20th-century average
72°
typical summer high

NOAA U.S. Climate Normals, 1991–2020

Work & commuteJobs & income grade B+

A job hub: Santa Cruz has 1.3 jobs for every working resident and draws in 21,141 commuters

About one in 3 of Santa Cruz’s working residents works in town. Jobs based in Santa Cruz grew to 27,094 in 2023, 2,147 more than in 2013. The top destinations are San Jose (7%), San Francisco (4%) and Live Oak (4%).

29%work in town
Santa CruzCalifornia townsU.S. towns
Working residents who work in town29%6.6%8%
Work from home22%14%11%
Below the poverty line17%10%9.6%
Median household income$115,000$95,000$80,000

Where working residents work

In Santa Cruz29%
San Jose7%
San Francisco4%
Live Oak4%
Scotts Valley3%
16 mi
median commute distance
27,094
jobs based in Santa Cruz
Balanced
jobs vs. working residents
A+
Walkability grade: among the most walkable U.S. towns

Census LEHD 2023 · ACS

Keep exploring

Everything we know about Santa Cruz

20pages on Santa Cruz
After high school

Colleges nearby

3 within 15 miles of the center of Santa Cruz

Get outside

76 miles of trails in Santa Cruz

20.6% of the town is conserved land, across 54 parks and preserves.

Map of trails and conserved land in Santa CruzConservedTrails
1
Pogonip Open Space Preserve14.7 mi of trails · 601 acres
Directions
2
DeLaveaga Park11.3 mi of trails · 553 acres
Directions
3
Moore Creek Upland Open Space Preserve4.6 mi of trails · 308 acres
Directions
Trails © OpenStreetMap contributors · USGS PAD-US

Landmarks

20 places in Santa Cruz on the National Register of Historic Places.

All landmarks →

Famous people from Santa Cruz

48 notable people were born in Santa Cruz.

See all 48 →

About Santa Cruz

City in California, United States

Santa Cruz (Spanish pronunciation: [ˌsanta ˈkɾus]; Spanish for 'Holy Cross') is the largest city in, and the county seat of, Santa Cruz County, California, United States. As of the 2020 census, the city population was 62,956. Situated on the northern edge of Monterey Bay, Santa Cruz is a popular tourist destination, owing to its beaches, surf culture, and historic landmarks. Santa Cruz was founded by the Spanish in 1791, when Fermín de Lasuén established Mission Santa Cruz. Soon after, a settlement grew up near the mission called Branciforte, which came to be known across Alta California for its lawlessness. With the Mexican secularization of the Californian missions in 1833, the former mis…

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Established
1791
Area
16 sq mi
Elevation
36 ft
ZIP code
95060, 95061, 95062
Area code
831

Santa Cruz’s neighbors

4 towns share a border with Santa Cruz.

Explore the map →
How the neighbors grade
TownCA rankOverallCostSafetySchoolsHealth
Santa Cruz#291C+D−DA−A−
Live Oak#211B−D−—B+B+
Paradise Park——————
Pasatiempo——————
Twin Lakes#206B−D−—B+A−

Live Oak and Twin Lakes report no FBI crime data of their own. Paradise Park and Pasatiempo aren’t graded (fewer than 1,000 residents, or not enough data). Compare Santa Cruz with a neighbor →

Questions about Santa Cruz

Short answers, built from the data on this page.

Is Santa Cruz, CA a good place to live?

Santa Cruz grades C+ overall, better than 39% of U.S. towns and #291 of 841 in California. It grades A− for health, D for safety and A− for schools. Cost of living is its weak spot, with a D−.

Is Santa Cruz, CA expensive?

Yes. Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D−.

What is Santa Cruz, CA known for?

48 notable people were born here, including Adam Scott and Marisa Miller.