Photo: Famartin · CC BY-SA 4.0Storms, floods and disasters in Capon Bridge
Capon Bridge isn’t graded for hazard risk: Capon Bridge has 497 residents; we grade towns of 1,000 or more.
What Capon Bridge faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Capon Bridge flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Capon Bridge. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Capon Bridge isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hampshire County.2 federal disasters brought FEMA money to Capon Bridge
Disasters that paid out in Capon Bridge itself (aid to households or repair grants to the Town of Capon Bridge), newest first, with that year’s flood claims.
- 2010Severe Winter Storms and Snowstorms$5K to the Town of Capon Bridge for repairs
- 2003Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding and Landslides$2K to the Town of Capon Bridge for repairs
Hampshire County has had 16 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Capon Bridge after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Capon Bridge archive →Get ready for what Capon Bridge faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Capon Bridge
Is Capon Bridge in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Hampshire County, 8% of homes in mapped flood zones carry federal flood insurance, and 0.8% of all homes do.
How much is flood insurance in Capon Bridge?
FEMA’s Community Rating System list shows no discount for Capon Bridge’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Capon Bridge?
By FEMA money that reached Capon Bridge, Severe Winter Storms and Snowstorms (2010): $5K to the Town of Capon Bridge for repairs.
Storm stories
Memories, warnings and help from neighbors in Capon Bridge.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Capon Bridge’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.