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Waterford, WIPhoto: TCP04 · CC BY 4.0
Housing in Waterford

107 homes sold in Waterford in the last year, at a typical $428K

About one sale in 3 is a condo. Below: what each kind of home sells for, what your budget buys, the best months to buy, how hard you’ll have to bid, and a shortcut to every site where Waterford homes are listed.

Homes sold
107
October 2025 to September 2026
Typical sale price
$428K
houses $447K · condos $360K (year to May 2026)
Price per square foot
$231
Wisconsin $195
Paid vs. asking
99.2%
30% sold over asking
For sale now
22
September 2026 · 11 sold that month
What sold · last 12 months

A third of Waterford’s sales are condos, at $88K less than a house

56 houses and 39 condos sold in the year to May 2026. Houses sell faster and draw more bidding wars.

Houses$447K

typical sale · 56 sold in the year to May 2026

Per square foot
$226WI $196
Days to sell
56
Sold over asking
30%
Listings with a price cut
20%
Condos$360K

typical sale · 39 sold in the year to May 2026

Per square foot
$272WI $209
Days to sell
170
Sold over asking
21%
Listings with a price cut
16%
Fewer sales

Multi-family (2–4 units): 14 sold, typical $489K

Too few sales in 12 months for reliable figures.

14 years of sales

About as many homes sell as usual, at twice the 2016 price

107 sales in the last year, against 141 in 2020 and a low of 69 in 2012. The typical sale went from $205K in 2016 to $428K.

Homes soldTypical sale price
03775112150$200K$300K$400K$500K2012: 69 sold, typical $162K’122013: 81 sold, typical $177K2014: 93 sold, typical $189K’142015: 110 sold, typical $199K2016: 101 sold, typical $205K’162017: 118 sold, typical $220K2018: 90 sold, typical $262K’182019: 94 sold, typical $249K2020: 141 sold, typical $294K’202021: 113 sold, typical $315K2022: 83 sold, typical $372K’222023: 70 sold, typical $374K2024: 84 sold, typical $397K’242025: 111 sold, typical $408KLast 12 months: 107 sold, typical $428KNow

Source: Redfin Data Center, MLS sales; from June 2026 each month is a 3-month rolling window, its counts divided by 3. Typical price and $/sq ft are the monthly medians, weighted by sales. Redfin stopped publishing towns’ figures by property type after May 2026, so houses and condos are shown for the year to then.

What your budget buys

What $450K buys in Waterford

Houseat $226 a sq ft, year to May 2026
Condoat $272 a sq ft, year to May 2026
The same money in Wisconsinat $196 a sq ft, year to May 2026

Is this asking price fair?

Check a listing against what Waterford homes sold for

Against the town’s median price per square foot over the last 12 months. A rough check: condition, lot and location within town move a price more than this can see.

What the sales history says · 14 years of sales

Bidding wars in Waterford are more common than before the pandemic, but half fewer homes come up for sale

We read every month of Waterford’s home sales since 2012 so you don’t have to. Each figure covers 12 months, because a single month in a town is too few sales to mean much. Latest: the year to September 2026, 107 sales.

If you’re buying in Waterford

  • Shop in July. It brings about 13 new listings a month, close to the busiest month, with fewer bidding wars (30% over asking).
  • Bid near asking. Buyers paid 99.2% of the list price on average; 30% paid over.
  • You’ll usually have time. Only 37% of homes go under contract within two weeks; the typical one takes 62 days.
Best time to buy

Spring brings both the most homes and the most bidding wars

May has the most new listings (about 14 a month), but March is the most competitive: 39% of March sales close over asking. June and July offer nearly as much choice with fewer homes bid up (30%). January has the least competition (13%) but only about 8 new listings.

New listings a monthShare sold over asking
03.87.511.31513%27%40%Sweet spotJan: 8 new listings a month, 13% sold over asking, 92 days to sellJFeb: 7 new listings a month, 14% sold over asking, 89 days to sellFMar: 9 new listings a month, 39% sold over asking, 112 days to sellMApr: 12 new listings a month, 32% sold over asking, 75 days to sellAMay: 14 new listings a month, 32% sold over asking, 64 days to sellMJun: 12 new listings a month, 30% sold over asking, 61 days to sellJJul: 13 new listings a month, 30% sold over asking, 72 days to sellJAug: 12 new listings a month, 38% sold over asking, 58 days to sellASep: 9 new listings a month, 32% sold over asking, 69 days to sellSOct: 9 new listings a month, 25% sold over asking, 73 days to sellONov: 7 new listings a month, 26% sold over asking, 71 days to sellNDec: 4 new listings a month, 31% sold over asking, 74 days to sellD

Averages for each calendar month, 2015 on.

How competitive is it now?

Calmer than the 2021 frenzy, and about like Wisconsin as a whole

Waterford now2017–192021 peakWI now
Sold over askingShare of sales that closed above the list price30%24%52%35%
Gone within two weeksShare of homes under contract within 14 days37%27%52%44%
Price paid vs. askingAverage sale price ÷ list price99.2%98.5%102.2%99.2%
Days to sellMedian days from listing to contract62776853
Supply

22 homes for sale on a typical day

That’s 1.2 times the 2024 low (19), 52% fewer than in 2017–19 and well under 2018’s 53.

2012: 39 for sale’122013: 38 for sale2014: 50 for sale2015: 43 for sale’152016: 38 for sale2017: 40 for sale2018: 53 for sale’182019: 45 for sale2020: 36 for sale2021: 27 for sale’212022: 26 for sale2023: 27 for sale2024: 19 for sale’242025: 30 for saleLast 12 months: 22 for saleNow
Prices by type

Since 2019, houses are up 68%, condos 73%

A house typically sold for $447K in the year to May 2026 (56 sales), a condo for $360K (39).

$200K$300K$400K$500K2013201520172019202120232025NowHouses 2013: $183K, 51 salesHouses 2014: $221K, 52 salesHouses 2015: $216K, 63 salesHouses 2016: $225K, 67 salesHouses 2017: $244K, 73 salesHouses 2018: $285K, 46 salesHouses 2019: $267K, 49 salesHouses 2020: $309K, 88 salesHouses 2021: $347K, 57 salesHouses 2022: $387K, 58 salesHouses 2023: $401K, 34 salesHouses 2024: $423K, 47 salesHouses 2025: $430K, 53 salesHouses last 12 months: $447K, 56 salesHouses $447KCondos 2013: $144K, 27 salesCondos 2014: $156K, 38 salesCondos 2015: $175K, 37 salesCondos 2016: $169K, 28 salesCondos 2017: $181K, 40 salesCondos 2018: $227K, 41 salesCondos 2019: $208K, 34 salesCondos 2020: $239K, 44 salesCondos 2021: $283K, 51 salesCondos 2022: $345K, 22 salesCondos 2023: $341K, 30 salesCondos 2024: $345K, 31 salesCondos 2025: $364K, 46 salesCondos last 12 months: $360K, 39 salesCondos $360K

Median sale price, weighted by sales each month. Years with fewer than 4 sales of a type are left out.

Across Wisconsin

Waterford ranks 132nd of 165 busy Wisconsin markets for bidding wars

Share of sales over asking in the last year, among towns with 60 or more sales. Waterford is one of the state’s calmer markets.

Source: Redfin Data Center, city figures, January 2012 to September 2026 (MLS sales, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Ratios are weighted by homes sold; price cuts by homes for sale.

Rent or buy?

Owning the typical Waterford home costs about $2,748 a month

Mortgage
Property tax
Insurance
Rent

Price: Waterford’s typical sale, last 12 months. Property tax at Waterford’s 1.4% (median bill ÷ median value, Census ACS); insurance at 0.35% of price a year. Before PMI, HOA dues, upkeep and the tax deduction. Whether Waterford is affordable on local pay is on Cost of living.

Before you buy in Waterford

Six things worth knowing

14

New listings in May

The month with the most choice. December has the fewest, about 4.

Best time to buy
1.4%

Property tax, a year

Of a home’s value: the median bill over the median home value. On a $428K home, about $6,180 a year.

Taxes vs. neighbors
A

Schools

The schools grade for Waterford, from test results, graduation and how much students grow.

Schools in Waterford
26 min

Typical commute

The average one-way trip to work for people who live in Waterford.

Work & commute
Flood

Check the flood map

Flood insurance isn’t in a standard policy, and lenders require it in FEMA flood zones. Check the address before you make an offer.

Natural hazards
Records

Look up any property

Assessed value, lot size and every past sale of a home you’re eyeing are public, at the town or county assessor and the registry of deeds.

Nearby markets · last 12 months

Burlington sells for less a square foot; Potter Lake for far more

The busier markets within 25 miles of Waterford, by what sold. Prices, taxes and how far a paycheck goes next door are on Cost of living.

SoldTypical sale$/sq ftOver askingDays to sell
Burlington114$365K$19740%47
Waterford107$428K$23130%62
Tichigan74$546K$27432%50
Wind Lake55$543K$25045%56
Rochester28$446K$22445%46
Browns Lake26$423K$27437%48
Potter Lake24$556K$29242%53

Redfin Data Center, October 2025 to September 2026. Towns with fewer than 20 sales are left out, and Redfin doesn’t report every town separately.

Selling, or renting out?

Post your home to Waterford, free

Selling it yourself, renting out an apartment or looking for a roommate? Post it to Waterford. People who follow the town see it, and so do people comparing Waterford with their own town. No commission, no listing fee.

Questions about buying a home in Waterford

What do homes sell for in Waterford, WI?

107 homes sold in the year to September 2026 at a typical $428K, $231 a square foot. Houses sold for about $447K, condos for about $360K in the year to May 2026.

Is Waterford a buyer’s or seller’s market?

A seller’s market: 22 homes were for sale in September 2026 and 11 sold, about 1.9 months of supply. Buyers paid 99.2% of asking on average.

When is the best time to buy in Waterford?

May brings the most new listings. The sales history shows which months have fewer bidding wars.

How much are property taxes in Waterford?

About 1.4% of a home’s value a year. On a $428K home that’s near $6,180.

Where can I see homes for sale in Waterford?

Zillow, Redfin, Realtor.com and Homes.com all carry Waterford’s MLS listings; the search links above open each one filtered to Waterford.

Sales, prices, days on market and listings: Redfin Data Center (MLS, monthly, not seasonally adjusted; from June 2026 each month is a 3-month rolling window, its counts divided by 3). Property tax rate: Census American Community Survey. Two-bedroom rent: HUD Fair Market Rent. Typical home value: Zillow Home Value Index. Schools grade: TownRatings (how grades work).