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Waterford, WIPhoto: TCP04 · CC BY 4.0
Waterford Public Library

Waterford’s library lends 5.1 print items per resident, against a typical 3.9 for libraries its size

Waterford Public Library serves Waterford’s 21,991 residents. Last year it lent 138K books, movies and e-books and logged 46K visits.

101 N. River St., Waterford 53185 · about 44 hours a week
B+Civic lifeAhead of 68% of U.S. towns · #165 of 358 in Wisconsin. Nonprofits and volunteering.
Borrowed a year
138K
6.3 per resident
Visits a year
46K
2.1 per resident · Below typical (3.1)
Programs & events
354
about 7 a week · 5,551 attended
Cardholders
27%
6,046 cards
Open
44 hrs
a week

What stands out about Waterford’s library

Read from the library’s own yearly report. The page puts what stands out first.

Civic life grade

What’s behind Waterford’s civic life grade

On community nonprofits and volunteering, Waterford is ahead of 68% of U.S. towns, #165 of 358 in Wisconsin. Waterford is graded on two of the three inputs. The share of younger adults in volunteering groups holds the grade up; Waterford’s count of community nonprofits pulls it down.

B+
Civic lifeA character grade: shown, never part of Waterford’s overall grade.
All U.S. towns we grade (17,556)Ahead of 68%
FewerMore
Wisconsin towns we grade (358)Ahead of 54%
U.S. towns with similar incomes, $62K–$103K (8,972)Ahead of 68%

Civic life counts registered nonprofits, library visits and online volunteering groups, so it can miss civic life that runs through congregations, mutual aid or neighbors looking out for each other.

How sure. Graded on two inputs, so a change in either one moves the letter more than it would with three. Waterford is small (6,025 residents), so a few dozen organizations or visits move its per-resident figures; the volunteering share is a 2022 estimate from Facebook users aged 25–44.

Library visits: IMLS Public Libraries Survey, FY2024. Nonprofits: IRS Exempt Organizations Business Master File, October 2026. Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. How TownRatings grades civic life →

Places to belong

20 community nonprofits are registered in Waterford

3.5 per 1,000 residents, against a U.S. town median of 3.7. The largest group: civic groups, clubs & veterans.

Community nonprofits, by kind

Arts & culture30.53 per 1,000 · U.S. towns 0.24
Youth, sports & recreation30.56 per 1,000 · U.S. towns 0.52
Civic groups, clubs & veterans50.93 per 1,000 · U.S. towns 0.74
Human services20.37 per 1,000 · U.S. towns 0.59
Education30.53 per 1,000 · U.S. towns 0.43
Health10.16 per 1,000 · U.S. towns 0.16
Environment & animals10.16 per 1,000 · U.S. towns 0.17
Other20.32 per 1,000 · U.S. towns 0.47

Counted from the IRS list of tax-exempt organizations by mailing address (fractions where a ZIP code spans towns). Congregations are counted apart (2 here), since whether a church registers depends on its denomination, not the town.

Volunteering

9.8%

9.8% of Waterford’s Facebook users aged 25–44 belong to a volunteering or activism group, against 8.6% in the typical Wisconsin town and 7.5% nationally.

Volunteering: Social Capital Atlas (Opportunity Insights), from data by Meta Platforms, Inc.; Chetty et al., Nature 2022. ZIP-code figures, weighted by where Waterford’s residents live; 2022.

How it compares

Ahead of most similar-size libraries on 3 of 8 measures

Per resident, against libraries serving 10,000 to 25,000 people across the U.S.

Visits per resident 2.1 visits · typical 3.1Lower than 68%
Borrowing per resident 5.1 print items · typical 3.9Higher than 63%
Digital borrowing 1.2 e-items · typical 1.1Higher than 54%
Kids’ borrowing 2.8 kids’ items · typical 1.8Higher than 70%
Program attendance 0.3 attendees · typical 0.4Lower than 73%
Programs offered 16.1 per 1,000 residents · typical 24Lower than 68%
Cardholders 27% of residents · typical 40%Lower than 73%
Spending $30 per resident · typical $43Lower than 70%
Fewer per residentMore per resident
Size group

Waterford Public Library serves 21,991 people, so it’s measured against U.S. libraries serving 10,000 to 25,000.

A year at the library

Every hour the doors are open, about 60 items go out

Fiscal year 2024. The library’s own count.

46K
visits
2.1 per resident
138K
loans, print + digital
6.3 per resident
354
programs & events
5,551 attended
6,046
library cards
27% of people served
Every open hour60items borrowed
Every week107people at a program
Every day15Wi-Fi sessions
7 staff (full-time equivalent)9 public computers80K books & media on the shelves
What people borrow

More than half the print loans are kids’ books

138K loans last year: print, kids’ and digital.

138Kloans
Books & media (adults) 37%Kids’ books & media 44%E-books, audio & streaming 19%
How hard the shelves work
1.4×

Each of the 80K books and other items on the shelves went out about 1.4 time last year, on average.

From your couch

26,724 e-books, e-audiobooks and streams last year. Borrow from home with your card, plus research databases: courses, journals, genealogy and more.

Kids & programs

About 2 kids’ programs a week

Story times, clubs, classes and events, by who they’re for.

Schools in Waterford →

Programs last year by age group

Ages 0–568
Ages 6–1136
Teens41
Adults191
All ages18
Little ones
1.3

story times and programs a week for ages 0–5, on average.

Kids’ books
57

children’s books and media borrowed per child under 18 in Waterford last year.

5,551
people at programs
354
programs
The building

Find it

Waterford Public Library, 101 N. River St., Waterford.

44
hours open a week
18,239
square feet
80K
books & media
With a card

No late fees. E-books and audiobooks from home. Research databases: courses, journals, genealogy.

New in Waterford? The Handbook →

Hours are the survey’s yearly average. Check the library’s own site for today’s hours.

What your card is worth

For every $1 it spends, the library lends about $3.12 worth

Set what you’d borrow in a month. It starts at what the average Waterford cardholder borrows.

In a month I’d use…
Books$17 each
1
Kids’ books$12 each
1
E-books & audio$15 each
0
Movies & music$4 each
0
Programs & classes$10 a program
0
Computer & Wi-Fi$3 a session
0
Your card saves you about
$348
a year at retail prices · $29 a month

Who pays for it
$30 per resident a year

Typical for a library this size: $43. Operating budget $661K.

Local taxes 93%Gifts & other 7%

Last year the library lent and hosted about $2.1M worth of books, e-books, programs and Wi-Fi on a $661K budget.

Fine-free. No late fees on books returned late.

Retail prices are typical, rounded down: a new book $17, a kids’ book $12, an e-book or e-audiobook $15, a movie rental $4, a class or program $10, a computer or Wi-Fi session $3. The average cardholder’s month = the library’s yearly loans, attendance and Wi-Fi sessions ÷ its 6,046 cardholders ÷ 12.

Next door

Libraries next door

Who has a library of their own, and how much each town borrows. Tap a town to see its library.

12+ loans per resident8–124–8Under 4No library / shared system
TownLibraryLoans per residentHoursCivic life
WaterfordWaterford Public Library fine-free6.344B+
RochesterRochester Public Library5.047B+
TichiganNone of its own——— graded as part of its town

Loans = print + digital items borrowed in the library’s fiscal year, per person it serves. — = no library of its own, a county or regional system (its numbers cover many towns), or no report. Civic life: — = not graded (unincorporated places, whose nonprofits can’t be placed by mailing address, or towns with fewer than two of the three inputs).

How to read these numbers

What this data can and can’t tell you

From the Public Libraries Survey, fiscal year 2024.

  • The library’s own count. Libraries report their own visits, loans and programs. A library that didn’t respond keeps its address and hours here, with no numbers.

Hours are the survey’s yearly average; libraries are compared with others serving about as many people. How TownRatings uses library figures →

Questions about the library and civic life in Waterford

Does Waterford have a public library?

Yes. Waterford Public Library, 101 N. River St., serves Waterford’s 21,991 residents (the survey’s count) and is open about 44 hours a week, averaged over the year.

Is Waterford Public Library fine-free? Does it lend e-books?

Yes to both: no late fees, and e-books, audiobooks and research databases with a card (the library’s 2024 survey report).

How busy is Waterford’s library?

It logged 2.1 visits and lent 6.3 items per resident in 2024, against a typical 3.1 visits for libraries serving 10,000 to 25,000 people.

What is Waterford’s civic life grade?

B+ Waterford is ahead of 68% of U.S. towns on civic life, #165 of 358 in Wisconsin. The grade combines library visits per resident, community nonprofits per 1,000 residents and the share of adults 25–44 in volunteering groups. It’s a character grade, so it isn’t part of the overall grade. How it works.

Book talk

Reading, story times and the library in Waterford.

Town Square →
Start a conversation

Libraries: Institute of Museum and Library Services, Public Libraries Survey, fiscal year 2024. Each library reports its own numbers. Distances are straight-line from the town center. “What your card is worth” uses typical retail prices and is an estimate, not an official figure.