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Wisconsin›St. Croix County

St. JosephWI

A town of 4,408. Public schools that outperform most of Wisconsin.

Is St. Joseph a good place to live?

For most people who can afford it, yes. St. Joseph grades B+ overall, ranked 170th of 357 in Wisconsin. The median household earns $113K. Its public schools beat 85% of Wisconsin towns on state tests and graduation and residents are healthier than 81% of U.S. towns on CDC estimates. The trade-off is money: homes are expensive, about $510K for a typical one and 5.1 times the Minneapolis metro’s $100K median household income. St. Joseph’s median age is 51.5 years, above both Wisconsin’s towns (42.1 years) and U.S. towns (40.5 years). Willow River State Park, at 1,769 acres with 9.8 miles of trail, is the biggest park or preserve. Most errands need a car: it is less walkable than 79% of U.S. towns.

What makes St. Joseph stand out

Where St. Joseph beats most towns.

A commuter town

95% of working residents leave St. Joseph for work

Where St. Joseph’s working residents go each day. Line width shows the share.

12% → Hudson Hudson 12% 8% → St. Paul St. Paul 8% 5% → Minneapolis Minneapolis 5% 3% → Stillwater Stillwater 3% 3% → Bayport Bayport 3% 2% → Hudson Hudson 2% St. Joseph · 5% stay
495jobs based in St. Joseph
5%of working residents work in town
19 mimedian commute distance

Census LEHD 2023

How St. Joseph grades

Each subject compared with towns across the country (schools within Wisconsin), ordered by how far St. Joseph is from typical.

How grading works

Its grades run from A+ for jobs and income (better than 98% of comparable towns) to D for cost of living (better than 13%), so the B+ overall blends very different results.

Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

St. Joseph, Wisconsin
St. Joseph, Wisconsin, 2023
St. Joseph’s story

St. Joseph in pictures

Census counts: 3,436 in 2000, 4,178 in 2020. The archive holds 4 old photos and papers going back to 2005 and 2 maps from 1948 on.

3 places on the National Register of Historic Places.

Explore the history →
Getting set up

Moving to St. Joseph: who provides what

Who provides power, water and the rest in St. Joseph, and how to reach them.

The full setup list →
PowerSt Croix Electric CoopEIAHIFLD · EIA
WaterHoulton MHP LLCNo health-based violations in 5 years · EPAEPA
Internet6 providers97% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have St. Joseph’s trash rules yet
SchoolsHudson School DistrictSomerset School District2 districts serve St. Joseph; which school depends on your address and gradeNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereTown of St. Joseph ClerkThe town itself; contacts on the Handbook page.FVAP, May 2026
ZIP codes54016, 54082, 54017, 5402554016 50% · 54082 36% · 54017 8% · 54025 6%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in St. Joseph.

St. Joseph sends many workers across the state line to St. Paul, owes part of its health edge to its incomes and has cooler summers than most of the country, though not than most of Wisconsin.

SchoolsA

For schools, St. Joseph earns an A

Its A for schools comes with a D for cost of living: the typical home is worth about $510K.

Its public schools are run by the Hudson School District. Its one school is below.

85%of WI districts it outscoresASchool Grade
SchoolLevelStudentsLetter
Houlton ElementaryLargest public elementary schoolGrades K–5Grades K–5217A+

NCES · EDFacts · graded within WI on state tests and graduation

HealthA−

For health, St. Joseph earns an A−

Against the 6,701 U.S. towns with household incomes like St. Joseph’s, it is healthier than 64%, a smaller edge than it has nationally: part of it comes with its incomes.

21% of adults binge drink in St. Joseph. Joseph beats the Wisconsin average on 13 of 32 CDC measures and trails it on 0. 28% of adults feel lonely in St. Joseph.

81%healthier than U.S. townsA−Health Grade
St. JosephWisconsin townsU.S. towns
Binge drink (CDC PLACES)21%20%16%
Feel lonely (CDC PLACES)28%30%33%
Frequent mental distress (CDC PLACES)14%15%17%
Frequent physical distress (CDC PLACES)12%13%14%
32 measures vs. Wisconsin
13 better19 too close to call0 worse
What stands outSt. JosephWI
Fewer older adults who have lost all their teeth6.6%9.9%
Fewer adults facing food insecurity8.4%12.1%
Hudson Hospital
5.9 mi away · emergency room
None
primary care, dental or mental-health shortage
77th
percentile among WI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A+

Most working residents commute out of St. Joseph

29% of working residents cross a state line to work, St. Paul among the top destinations. St. Joseph has 495 jobs for its 2,121 working residents: even if every job went to a resident, most would still commute out.

Most working residents leave St. The median household income in St. Joseph is $113,000. Since 2013, St. Joseph has added 187 jobs, to 495 in 2023.

5%work in town
St. JosephWisconsin townsU.S. towns
Median household income$113,000$87,000$80,000
Average trip to work29 minutes22 minutes25 minutes
Below the poverty line2.6%6.4%9.6%
Working residents who work in town4.9%8.4%8%

Where working residents work

In St. Joseph5%
Hudson12%
St. Paul8%
Minneapolis5%
Stillwater3%
19 mi
median commute distance
495
jobs based in St. Joseph
A commuter town
jobs vs. working residents
C−
Walkability grade: more walkable than 21% of U.S. towns

Census LEHD 2023 · ACS

OutdoorsB+

Conserved land covers 8.7% of St. Joseph

11 miles of trail in 7 parks and preserves.

#189for trails in WI
St. JosephWisconsin townsU.S. towns
Conserved land8.7%3.8%4.3%
Miles of trail per square mile0.3 miles per square mile0.40.4
8.7%
conserved · 1,915 of 21,953 acres
11 mi
of trails · 0.3 per sq mi
Biggest places to walkTrailsAcres
1. Willow River State Park9.8 mi1,769
2. Homestead Parklands on Perch Lake0.8 mi84
3. Willow River Wildlife Area—120

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Climate

St. Joseph has snowy winters and pleasant summers

July afternoons average 81.9°: cooler than most of the country, but hotter than 75% of Wisconsin places with climate records; January nights average 5.9°.

St. Joseph’s January low is 6°F. Joseph has cold, snowy winters and pleasant summers. About 50 inches of snow falls in a winter.

50″snow a winter
St. JosephWisconsin townsU.S. towns
January low6°F11°F22°F
July high82°F82°F85°F

Typical low → high °F

Winter9–26°
Spring34–55°
Summer59–80°
Fall38–57°
Oct 11
typical first frost
Apr 30
typical last frost
+1.5°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

Natural hazardsHazard risk grade B

Inland flooding leads a moderate hazard risk in St. Joseph

Expected storm and flood damage is lower than in 59% of U.S. communities.

41risk score of 100
FEMA risk score
41Moderate riskLowerHigher
Inland floodingTornadoesCold waves
1
federal disasters paid out here

FEMA National Risk Index · OpenFEMA

HousingCost of living grade D

The median home in St. Joseph sells for about $427K

The median property tax bill is $6,412, against $3,792 across Wisconsin, another input to its cost-of-living grade.

93% of St. Joseph households own their home.

$427Kmedian sale price
1
homes sold in May

Census ACS, 2020–24 · Zillow Home Value Index · Redfin Data Center

Nearby attractions

U.S. Bank Stadium and 67 more within 40 miles

Museums, parks, gardens and other places to visit around St. Joseph. Close and well known come first.

All 74 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

U.S. Bank Stadium: Darb02, CC BY-SA 4.0 · Grand Casino Arena: AlexiusHoratius, CC BY-SA 3.0 · Huntington Bank Stadium: Lectrician2, CC BY-SA 4.0 · Target Field: Lectrician2, CC BY-SA 4.0 · Allianz Field: Andy Witchger, CC BY 2.0 · Minnesota State Capitol: McGhiever, CC BY-SA 4.0

Keep exploring

Everything we know about St. Joseph

19pages on St. Joseph
After high school

Colleges nearby

2 within 15 miles of the center of St. Joseph

About St. Joseph

Town in Wisconsin, United States

St. Joseph is a town in St. Croix County, Wisconsin, United States. The population was 4,178 at the 2020 census. The unincorporated communities of Burkhardt, and Houlton are located in the town.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
32 sq mi
Elevation
833 ft

St. Joseph’s neighbors

8 towns share a border with St. Joseph.

Explore the map →
How the neighbors grade
TownWI rankOverallCostSafetySchoolsHealth
St. Joseph#170B+D—AA−
Houlton——————
Somerset#72AC—B+A−
Richmond#238B−C—A−B+
Hudson#82AC—AA−
Warren——B—B−B+

Warren has fewer than 2,500 residents, so it gets subject grades but no overall grade. St. Joseph, Somerset, Richmond, Hudson and Warren report no FBI crime data of their own. Houlton isn’t graded (fewer than 1,000 residents, or not enough data). Compare St. Joseph with a neighbor →

Questions about St. Joseph

Short answers, built from the data on this page.

Is St. Joseph, WI a good place to live?

For most people who can afford it, yes. St. Joseph grades B+ overall, better than 70% of U.S. towns and #170 of 357 in Wisconsin. It grades A− for health and A for schools. Cost of living is its weak spot, with a D.

Is St. Joseph, WI expensive?

Yes. The typical home is worth about $510,000, 51% above the Wisconsin typical home. Paul-Bloomington, MN-WI metro area). Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades D.