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Wisconsin›St. Croix County

Town of SomersetWI

Is Somerset a good place to live?

Plenty in its favour, and one clear drawback. Taken together, its subjects give Somerset an A overall, better than 87% of U.S. towns. The ranking puts it 72nd of 357 in Wisconsin. Where it does best is incomes: the median household earns $131K. What counts against it is cost of living: the typical home is worth about $465K, 4.7 years of the Minneapolis metro’s $100K median household income. 11% of the land locally is conserved, above both the Wisconsin town median (3.8%) and the median of U.S. towns (4.3%). The biggest park or preserve is St. Croix Islands Wildlife Area, at 940 acres. Only 4 of the 362 Wisconsin towns we compare have a higher home-ownership rate than Somerset.

Figures: incomes, Census ACS, 2020–24 · home values, Zillow · USGS PAD-US · OpenStreetMap.

What makes Somerset stand out

Where Somerset beats most towns.

A commuter town

97% of working residents leave Somerset for work

Where Somerset’s working residents go each day. Line width shows the share.

9% → Somerset Somerset 9% 7% → Hudson Hudson 7% 7% → St. Paul St. Paul 7% 5% → Stillwater Stillwater 5% 4% → New Richmond New Richmond 4% 4% → Bayport Bayport 4% Somerset · 3% stay
495jobs based in Somerset
3%of working residents work in town
19 mimedian commute distance

Census LEHD 2023

How Somerset grades

Each subject compared with towns across the country (schools within Wisconsin), ordered by how far Somerset is from typical.

How grading works
Character Graded, but not part of the overall grade.
Described, not graded Taste, not quality: snow or an older crowd is neither good nor bad.

How TownRatings grades towns →

Somerset, United States (Unsplash ecbje2l9xM)
Somerset, United States (Unsplash ecbje2l9xM), 2017
Somerset’s story

Somerset in pictures

Census counts: 77 in 1880, 3,019 in 2020. The archive holds 6 old photos and papers going back to 1911 and 2 maps from 1948 on.

Explore the history →
Getting set up

Moving to Somerset: who provides what

Who provides power, water and the rest in Somerset, and how to reach them.

The full setup list →
PowerSt Croix Electric CoopEIAHIFLD · EIA
WaterCountry View Holdings LLC water systemNo health-based violations in 5 years · EPAEPA
Internet6 providers99% of addresses get 100/20 MbpsFCC
Trash & dumpNot on file yetWe don’t have Somerset’s trash rules yet
SchoolsSomerset School DistrictWhich school depends on your addressNCES
Register to voteOnlineIn Wisconsin you can register online until 20 days before Election Day, in person up to and including Election Day, or by mail (postmarked 20 days before).vote.gov
Who runs elections hereTown of Somerset ClerkThe town itself; contacts on the Handbook page.FVAP, May 2026
ZIP codes54025, 54017, 54082, 5402054025 73% · 54017 19% · 54082 6% · 54020 2%Census 2020

EPA SDWIS (Oct 9, 2026) · HIFLD + EIA-861 2025 · Census 2020 ZCTAs · NCES 2024–25 · registration: vote.gov, updated Nov 18, 2024.

The data

Ordered by what stands out in Somerset.

Somerset sends many workers across the state line to St. Paul, owes part of its health edge to its incomes and has cooler summers than most of the country, though not than most of Wisconsin.

HealthA−

Somerset ranks healthier than three in four of the country’s towns

Against the 4,414 U.S. towns with household incomes like Somerset’s, it is less healthy than 66%: its national edge comes with its incomes.

Just over a fifth of Somerset adults binge drink. In Somerset, three quarters of adults had a checkup this year, and 9.2% have diabetes.

75%healthier than U.S. townsA−Health Grade
SomersetWisconsin townsU.S. towns
Binge drink (CDC PLACES)22%20%16%
Yearly checkup (CDC PLACES)75%78%79%
Diabetes (CDC PLACES)9.2%11%12%
Feel lonely (CDC PLACES)29%30%33%
32 measures vs. Wisconsin
13 better19 too close to call0 worse
What stands outSomersetWI
Fewer adults facing food insecurity9.4%12.1%
Fewer adults who have had a stroke2.7%3.4%
Westfields Hospital and Clinic
7.2 mi away · emergency room
None
primary care, dental or mental-health shortage
69th
percentile among WI towns

CDC PLACES 2025 · modeled estimates for adults · CMS · HRSA

Work & commuteJobs & income grade A+

For most of its workers, the job is outside Somerset

45% of working residents cross a state line to work, St. Paul among the top destinations. Somerset has 495 jobs for its 2,375 working residents: even if every job went to a resident, most would still commute out.

The top destinations are Somerset (9%), Hudson (7%) and St. Paul (7%). Most people who work leave Somerset to do it: just 3% work in town. Between 2013 and 2023, jobs in the town rose by 168, to 495. The mean commuting time for Somerset comes to 30 minutes.

3%work in town
SomersetWisconsin townsU.S. towns
Median household income$131,000$87,000$80,000
Average trip to work30 minutes22 minutes25 minutes
Below the poverty line1.6%6.4%9.6%
Working residents who work in town2.5%8.4%8%

Where working residents work

In Somerset3%
Somerset9%
Hudson7%
St. Paul7%
Stillwater5%
19 mi
median commute distance
495
jobs based in Somerset
A commuter town
jobs vs. working residents
B
Walkability grade: more walkable than 64% of U.S. towns

Census LEHD 2023 · ACS

Natural hazardsHazard risk grade B+

The biggest natural risk in Somerset is inland flooding, at a low overall level

Somerset has had one paid flood insurance claim since 2023. On expected storm and flood damage, Somerset sits below 72% of U.S. communities. 43% of the town’s expected losses from natural hazards come from inland flooding, followed by tornadoes at 20%.

28risk score of 100
FEMA risk score
28Low riskLowerHigher
Inland floodingTornadoesCold waves
1
paid flood claims since 2023

FEMA flood insurance claims · FEMA National Risk Index · OpenFEMA

Who lives here

More middle-aged adults than Wisconsin overall

The median household earns $131,226, against $77,485 across Wisconsin, one input to its A+ for jobs and income.

The Census Bureau’s 2025 estimate puts Somerset at 4,536 residents, up 5.8% since 2020. Adults 35 to 64 are 47% of residents (38% statewide); adults 18 to 34 are 17% of residents (22% statewide). 42% of adults 25 and older hold a bachelor’s degree or more in the town.

46.9median age · WI 40.2
SomersetWisconsin townsU.S. towns
Median age46.9 years42.1 years40.5 years
Under 1818%21%22%
Bachelor’s degree or more, 25+42%32%29%
SomersetWisconsinUnited States

Ages · share of residents

Education · adults 25 and older

No diploma1%
High school27%
Some college20%
Associate’s10%
Bachelor’s30%
Graduate11%

Women and men · all residents

56% women, 44% men

About 80 men for every 100 women (the survey’s margin: ±3.8 points). Across Wisconsin, 49.9% of residents are women.

Ages and education in Somerset
SomersetWIU.S.
Under 106.9%11.2%11.6%
10 to 1710.9%10.2%10.3%
18 to 245.5%9.3%9.1%
25 to 3411.2%12.6%13.7%
35 to 4411.4%12.7%13.2%
45 to 5413.9%11.8%12.2%
55 to 6421.6%13.8%12.7%
65 to 7413.8%11.2%10.2%
75 and older4.9%7.3%7%
No diploma0.7%6.4%10.4%
High school27.1%29.4%26%
Some college20.1%19.5%19.1%
Associate’s10.3%11.3%8.8%
Bachelor’s30.3%22%21.6%
Graduate11.4%11.4%14.1%

Census population estimates, 2025 · U.S. Census Bureau · ACS 2020-2024 5-year estimates · in a town of 4,500, single groups can be off by several points

Climate

Somerset has snowy winters and pleasant summers

July afternoons average 82.1°: cooler than most of the country, but hotter than 80% of Wisconsin places with climate records; January nights average 5.5°.

For Somerset, the January low is 6°F. About 52 inches of snow falls in a winter.

52″snow a winter
SomersetWisconsin townsU.S. towns
January low6°F11°F22°F
July high82°F82°F85°F

Typical low → high °F

Winter9–27°
Spring34–55°
Summer59–80°
Fall38–57°
Oct 11
typical first frost
Apr 30
typical last frost
+1.6°
vs. the 20th-century average

NOAA U.S. Climate Normals, 1991–2020

OutdoorsB−

Protected land: 11.1% of Somerset

In 8 parks and preserves, walkers have 0.8 miles of trail.

11.1%conserved
11.1%
conserved · 3,399 of 30,540 acres
0.8 mi
of trails · 0 per sq mi
Biggest places to walkTrailsAcres
1. St. Croix Islands Wildlife Area—940
2. Saint Croix National Scenic Riverway—771
3. Bass Lake Waterfowl Production Area—229

Trails & parks © OpenStreetMap contributors · Conserved land: USGS PAD-US

Nearby attractions

U.S. Bank Stadium and 67 more within 40 miles

Museums, parks, gardens and other places to visit around Somerset. Close and well known come first.

All 73 attractions →
Sources: National Park Service · ski areas © OpenSkiMap / OpenStreetMap contributors · Wikidata · Wikipedia readership · photos via Wikimedia Commons
Photo credits

U.S. Bank Stadium: Darb02, CC BY-SA 4.0 · Grand Casino Arena: AlexiusHoratius, CC BY-SA 3.0 · Huntington Bank Stadium: Lectrician2, CC BY-SA 4.0 · Target Field: Lectrician2, CC BY-SA 4.0 · Allianz Field: Andy Witchger, CC BY 2.0 · Nickelodeon Universe: Tyler Vigen, CC BY 4.0

Keep exploring

Everything we know about Somerset

19pages on Somerset
After high school

Colleges nearby

None within 15 miles of Somerset; the nearest are

About Somerset

Village in Wisconsin, United States

Somerset is a village in St. Croix County, Wisconsin, United States, along the Apple River. The population was 3,019 at the 2020 census. The village is located within the Town of Somerset.

From Wikipedia, licensed CC BY-SA 4.0 · facts via Wikidata (CC0)

Area
2.8 sq mi
Elevation
961 ft
ZIP code
54025

Somerset’s neighbors

9 towns share a border with Somerset.

Explore the map →
How the neighbors grade
TownWI rankOverallCostSafetySchoolsHealth
Somerset#72AC—B+A−
Somerset#44AB−AB+A−
St. Joseph#170B+D—AA−
Star Prairie#88A−B—A−B+
Farmington——C—A−B+
Houlton——————

Farmington has fewer than 2,500 residents, so it gets subject grades but no overall grade. Somerset, St. Joseph, Star Prairie and Farmington report no FBI crime data of their own. Houlton isn’t graded (fewer than 1,000 residents, or not enough data). Compare Somerset with a neighbor →

Questions about Somerset

Short answers, built from the data on this page.

Is Somerset, WI a good place to live?

By most measures, yes. Somerset grades A overall, better than 87% of U.S. towns and #72 of 357 in Wisconsin. It grades A− for health and B+ for schools.

Is Somerset, WI expensive?

Cost of living, which also weighs rents, property taxes and how many households pay 30% or more of their income for housing, grades C.