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Richardson-Brinkman Cobblestone HouseRichardson-Brinkman Cobblestone House · Photo: Sa magnuson33 · CC BY-SA 3.0
B−Cost of living
Cost of living in Clinton

Even on the area’s higher pay, Clinton costs more to live in than 52% of U.S. towns

Up 8.5% in a year, 10% below the Wisconsin typical home.

Census 2020–24 home values, rents, tax bills and cost burden, measured against the median household income of the Janesville-Beloit, WI metro area ($76K). How TownRatings grades cost of living

Typical home value
$303K
▲ 8.5% in a year · WI $337K
Zillow
Homes sold
4
in September 2026 · 5 for sale
2-bedroom rent
$1,280
a month, utilities in · HUD
Median tax bill
$4,241
WI $3,792
Area income (the grade’s yardstick)
$76K
Janesville-area median

Only 4 sales in September 2026: in a market this size, monthly medians swing a lot, so the typical value is the steadier guide.

Why Clinton gets a B− although people here earn more than most

The grade measures what housing costs against what households in the area earn. Clinton’s area earns well above the typical U.S. town ($76K against $74K), but homes, rent and taxes here run higher still. Owners keep up better than renters: 23% of owners pay 30% or more of income for housing (typical U.S. town: 20%), against 27% of renters.

In dollars

  • $303Ktypical home, 10% below the Wisconsin typical homeZillow, September 2026
  • $1,280a month for a two-bedroom, utilities includedHUD Fair Market Rent, 2026
  • 94prices across the Janesville metro, where the U.S. is 100 (housing 80)BEA Regional Price Parities, 2024

In paychecks the grade

  • 2.8 yrsof area income buys the typical home; the typical U.S. town: 3.3$76K, Janesville-area income
  • 16%of area income goes to the median rent; the typical U.S. town: 18%Census 2020–24
  • 27%of renters pay 30%+ of income for housing; across Wisconsin: 44%Census 2020–24
  • 23%of owners do; the typical U.S. town: 20%Census 2020–24
What stands out

What stands out about housing in Clinton

Cost of living grade

What’s behind Clinton’s grade

Measured against what households in the area earn, Clinton is more affordable than 48% of U.S. towns. Property tax pulls the grade down most; rent holds it up.

All U.S. towns we grade (21,243)More affordable than 48%
CostlierMore affordable

Values have outpaced Wisconsin: the typical Clinton home is up 42.5% in five years, against 31.4% statewide (Zillow).

How sure. Clinton’s Census figures cover about 763 households. At the ends of the Census margins (area income ±$2,128, owners paying 30%+ ±9.1 points), Clinton could be anywhere from C+ to B.

How TownRatings grades cost of living →

Price trend

Up 42.5% in five years

Faster than Wisconsin (31.4%).

ClintonWisconsin
$100K$150K$200K$250K$300K$350K20182020202220242026
Show as a table
JanuaryClintonWisconsin
2017$142,000$178,000
2018$152,000$188,000
2019$163,000$200,000
2020$173,000$213,000
2021$192,000$235,000
2022$215,000$260,000
2023$233,000$279,000
2024$252,000$296,000
2025$270,000$314,000
2026$291,000$330,000
September 2026$303,000$337,000
Then & now

A typical Clinton home worth $139K in October 2016 is worth about $303K today.

+$164K
+8.5%
past year
+42.5%
past 5 years
+117.4%
since 2016

Zillow Home Value Index: the typical value of all homes (middle third), smoothed and seasonally adjusted, through September 2026.

Affordability

A typical home costs 2.8 years of area income

The calculator starts from the area income the grade uses. Switch to Clinton’s own median, or type yours.

Household income a year
$
Janesville-area median household income, as in the grade
You could afford about
$256,000
Typical Clinton home $303K

That’s $47K short of a typical Clinton home.

The typical home, each month
$2,100
Loan $1,500Tax $510Insurance $90

A two-bedroom rents for about $1,280 a month here, $820 less than owning.

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Clinton’s typical property tax (2.03% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,280

Renters already here pay a median of $1,010, so moving in tends to cost more than staying put.

Fair Market Rent a month, utilities included

Studio$920
1 bedroom$980
2 bedrooms$1,280
3 bedrooms$1,640
4 bedrooms$1,710
30%
of households rent · WI 32%
205
renter households
27%
of renters spend 30%+ of income on rent · WI 44%
21%
of the median income, for a two-bedroom
$1,010
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Janesville-Beloit, WI MSA): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

New construction

12 new homes permitted in 2025

Builders were permitted 12 new homes in Clinton in 2025, all single-family houses, worth about $4.4 million to build. That's 5.9 per 1,000 residents, faster than across Wisconsin (4.3). Over the past 10 years, Clinton has permitted 64 homes in all.

Single-family2+ homes per building
050100150200020052010201520202025
12
new homes permitted in 2025
11
2026 so far (Jan–Aug)
5.9
per 1,000 residents · WI 4.3
64
homes in the past 10 years
Homes vs. people, 2010–2020
Residents+67
New homes+6

Between the 2010 and 2020 censuses, Clinton gained 67 residents while 6 new homes were permitted: about 11 new residents per new home. Population grew faster than building, so existing homes filled up: a sign of tight supply. Across Wisconsin: 1.3 new residents per new home.

Every year as a table
YearNew homesSingle-family2+ per buildingValue
2026 (Jan–Aug)11110$4.1 million
202512120$4.4 million
202416160$5.7 million
202314140$4.8 million
2022990$2.8 million
2021990$2.5 million
2020110$275,000
2019110$230,000
2018000—
2017110$259,000
2016110$176,000
2015220$310,000
2014000—
2013000—
2012000—
2011110$60,000
2010000—
2009000—
2008000—
2007660$706,000
20061486$2.2 million
200530327$1.8 million
200459455$3.2 million
2003101398$5.2 million
200295293$4.4 million
200181378$3.9 million
200069267$3.4 million

Homes authorized by building permits, counted in the year the permit was issued. U.S. Census Bureau, Building Permits Survey.

Property taxes

Property tax runs above the Wisconsin norm

The median bill is $4,241 (Wisconsin: $3,792), 2.03% of a home’s value a year, against 1.42% statewide.

$4,241
median bill a year · WI $3,792
2.03%
of a home’s value a year · WI 1.42%
$510
a month at that rate, on the typical home (Zillow)

Census American Community Survey 2020–24: the median real-estate tax bill homeowners report, and that bill ÷ the median home value. Bills include town, school and county taxes. The Census reports bills over $10,000 only as “$10,000+”.

Beyond rent and mortgage

The rest of a budget near Clinton

Only figures published free for the whole country, each labeled with the area it covers: the Janesville-Beloit, WI metro area, or Wisconsin. Groceries follow the goods price level; nobody publishes them town by town.

CostHereCompared withAreaSource
Prices overall
U.S. = 100
94WI 94metroBEA, 2024
Goods (groceries, clothing, cars…)
U.S. = 100
94WI 94metroBEA, 2024
Utilities
U.S. = 100
90WI 90metroBEA, 2024
Other services
U.S. = 100
99WI 100metroBEA, 2024

Price levels: U.S. Bureau of Economic Analysis, Regional Price Parities 2024 (metro area and state). Electricity: U.S. Energy Information Administration, Electric Power Monthly, table 5.6.A.

Next door

Clinton and its neighbors

One source per column.

Cost next door · one source per column

TownCostTypical home
Zillow, September 2026
Median value
Census 2020–24
Tax rate
bill ÷ value
2-bed rent
HUD 2026
ClintonB−$303K$209K2.03%$1,280

Questions about the cost of living in Clinton

Is Clinton expensive to live in?

Measured against what households in the area earn, Clinton costs more than 52% of U.S. towns: a B− for cost of living. The typical home costs 2.8 years of the median household income of the Janesville-Beloit, WI metro area ($76K).

How much does a house cost in Clinton?

About $303K, Zillow’s typical value for September 2026, up 8.5% in a year. The Wisconsin typical home is $337K.

What salary do you need to live in Clinton?

To buy the typical home with 20% down at 6.3%, about $90,000 a year, keeping the payment (about $2,100 a month with tax and insurance) at 28% of income. To rent a two-bedroom at 30% of income, about $51,000.

How much is rent in Clinton?

HUD puts a two-bedroom at about $1,280 a month with utilities, the going rate for someone moving in. Renters already here pay a median of $1,010 (Census 2020–24).

What are property taxes in Clinton?

The median bill is $4,241 a year, 2.03% of the median home value (Wisconsin: $3,792, 1.42%), from the Census 2020–24.

Are home prices in Clinton going up?

Yes: up 8.5% in the past year and 42.5% in five years, against 31.4% across Wisconsin (Zillow).

Neighbors talk housing

What Clinton buyers, sellers and renters are saying.

Town Square →
Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research, September 2026. Sales, days on market and supply: Redfin Data Center, September 2026. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. New homes: U.S. Census Bureau, Building Permits Survey. Fair Market Rents: U.S. Department of Housing and Urban Development. The calculator is an estimate, not a loan offer. Regional price levels: BEA; electricity: EIA. How TownRatings grades cost of living.