Photo: Drums600 at English Wikipedia · Public domainStorms, floods and disasters in Ketron Island
Ketron Island isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Ketron Island yet. Flood insurance has paid 3 claims here since 2003.
What Ketron Island faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Ketron Island flood? Rarely: 3 flood claims since 2003
Every paid claim on a federal flood insurance policy in Ketron Island, from FEMA’s records.
- The Torrential rain1 claim · $10K
Ketron Island isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Pierce County.The storms Ketron Island remembers
None of the 21 disasters declared for Pierce County shows FEMA aid or repair money reaching Ketron Island itself in FEMA’s records, so these are its biggest flood-claim years.
- 20031 flood claims paidThe year of Severe Storms and Flooding, declared for Pierce County
- 20061 flood claims paidThe year of Severe Winter Storm, Landslides, and Mudslides, declared for Pierce County
- 20191 flood claims paidNo declaration for the county that year
Pierce County has had 21 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 1 FEMA wildfire suppression grant (Fire Management Assistance, not a disaster declaration) for fires in Pierce County, 2020–2020.
Old photos of Ketron Island after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Ketron Island archive →Get ready for what Ketron Island faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Ketron Island
Does Ketron Island flood?
Flood insurance has paid 3 claims in Ketron Island since 2003, $20K in all. The most claims came from Torrential rain (1).
Is Ketron Island in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Pierce County, 44% of homes in mapped flood zones carry federal flood insurance, and 0.7% of all homes do.
How much is flood insurance in Ketron Island?
FEMA’s Community Rating System list shows no discount for Ketron Island’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
What was the biggest storm in Ketron Island?
By flood claims, Torrential rain: 1 paid, $10K.
Storm stories
Memories, warnings and help from neighbors in Ketron Island.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Ketron Island’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.