Photo: Famartin · CC BY-SA 4.0Storms, floods and disasters in Craigsville
Craigsville isn’t graded for hazard risk: FEMA’s tract figures aren’t matched to Craigsville yet. Flood insurance has paid 16 claims here since 1995.
What Craigsville faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
Does Craigsville flood? Sometimes: 16 flood claims since 1995
Every paid claim on a federal flood insurance policy in Craigsville, from FEMA’s records.
Craigsville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Augusta County.The storms Craigsville remembers
None of the 21 disasters declared for Augusta County shows FEMA aid or repair money reaching Craigsville itself in FEMA’s records, so these are its biggest flood-claim years.
- 19957 flood claims paidThe year of Severe Storms and Flooding, declared for Augusta County
- 20094 flood claims paidThe year of Severe Winter Storm and Snowstorm, declared for Augusta County
- 20112 flood claims paidNo declaration for the county that year
Augusta County has had 21 natural disasters declared by the President since 1953, most often severe storms, then winter storms. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Old photos of Craigsville after a storm or flood belong in the town’s history. Add one, or share what you remember below.
Add to the Craigsville archive →Get ready for what Craigsville faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Craigsville
Does Craigsville flood?
Flood insurance has paid 16 claims in Craigsville since 1995, $246K in all. 1 properties have flooded more than once.
Is Craigsville in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Augusta County, 13% of homes in mapped flood zones carry federal flood insurance, and 0.5% of all homes do.
How much is flood insurance in Craigsville?
FEMA’s Community Rating System list shows no discount for Craigsville’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Storm stories
Memories, warnings and help from neighbors in Craigsville.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Craigsville’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.