Photo: Ntsimp · Public domainOn FEMA’s figures, Syracuse faces less hazard damage per building than 70% of U.S. towns, mostly from earthquakes
On FEMA’s National Risk Index, Syracuse gets a B+ for hazard risk: lower expected damage per building than 70% of U.S. towns, #17 of 119 in Utah. Most of that expected damage is earthquakes (56%), then river and rain flooding (37%). FEMA’s files show no paid flood insurance claims here.
Graded on FEMA’s expected yearly building damage per dollar of building value (NRI v1.20, December 2025), weighted by where residents live; flood claims are shown, not graded. How hazard risk is graded
What Syracuse faces
Each hazard’s share of the building damage FEMA expects here, and how its rate compares with the rest of the country.
Earthquakes
River and rain flooding
Shares are of FEMA’s expected building damage, the measure the grade uses; ranks compare each hazard’s building-damage rate with all 85,154 U.S. census tracts. In FEMA’s terms, river and rain flooding is FEMA’s “Inland Flooding” (rivers and streams overflowing their banks, or rain overwhelming drainage). FEMA defines coastal flooding as high or rising tides and storm surge, so surge damage is counted there. Drought isn’t listed: FEMA counts its losses in crops only.
What’s behind Syracuse’s grade
Earthquakes are 56% of the building damage FEMA expects in Syracuse, and Syracuse’s rate of earthquakes damage is higher than 86% of U.S. census tracts. Next is river and rain flooding at 37% (lower than 94% of U.S. census tracts).
B+ #17 of 119 in Utah; lower expected damage per building than 70% of U.S. towns (21,298).
Syracuse’s residents live in 8 census tracts; FEMA’s figures are combined by where they live.
The typical Utah town has higher expected damage than 56% of U.S. towns; within the state, Syracuse has less expected damage per building than 86% of Utah towns.
In dollars, FEMA expects about $9.4M a year in losses across Syracuse: $3.4M to buildings, the rest to people and crops.
Does Syracuse flood? No paid flood claims on record
FEMA’s records show no paid flood insurance claims in Syracuse. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.
Syracuse isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Davis County.The storms Syracuse remembers
None of the 6 disasters declared for Davis County shows FEMA aid or repair money reaching Syracuse itself in FEMA’s records, so these are its biggest flood-claim years.
Davis County has had 6 natural disasters declared by the President since 1953, most often severe storms, then floods. Not counted: the 2005 Hurricane Katrina evacuee emergency, which covered counties that took in evacuees.
Also 2 FEMA wildfire suppression grants (Fire Management Assistance, not a disaster declaration) for fires in Davis County, 2017–2019.
Syracuse and its neighbors
Syracuse has the lowest expected damage per building of the 3 graded towns here. Tap a town to see its hazards.
| Town | Hazard risk | Mostly (buildings) | Flood claims |
|---|---|---|---|
| Syracuse | B+less damage than 70% | earthquakes | 0 |
| West Point | B+less damage than 69% | earthquakes | — |
| Clearfield | B−less damage than 52% | earthquakes | — |
Hazard risk = FEMA’s expected yearly building damage per dollar of building value, vs. the 21,298 U.S. towns we grade; the map is shaded by fifths of the same scale. Flood claims = paid federal flood insurance claims on record.
Get ready for what Syracuse faces
A short kit for the hazards that drive the building damage here, what to check before you buy, and where neighbors get alerts.
- Drop, cover and hold on.
- Strap tall furniture and the water heater to the wall.
- Know how to shut off the gas.
- Turn around at flooded roads: a foot of moving water can carry off a car.
- Flood insurance usually takes 30 days to start, so buy it before the forecast.
- Keep papers and medicines up high, in a grab-and-go bag.
- Look up the address on FEMA’s flood map.
- Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
- Get a flood insurance quote early: policies usually start 30 days after you buy.
Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.
Questions about natural hazards in Syracuse
Is Syracuse at risk for natural disasters?
On FEMA’s National Risk Index, Syracuse has lower expected damage per building than 70% of U.S. towns: B+ for hazard risk, #17 of 119 in Utah. Most of the expected damage is earthquakes (56%) and river and rain flooding (37%). This is FEMA’s model of an average year for today’s buildings, not a forecast.
Is Syracuse in a flood zone?
Flood zones are drawn street by street, so the answer depends on the address: look it up on FEMA’s flood map. In Davis County, 11% of homes in mapped flood zones carry federal flood insurance, and 0.3% of all homes do.
How much is flood insurance in Syracuse?
FEMA’s Community Rating System list shows no discount for Syracuse’s flood program. Premiums depend on the building; policies usually start 30 days after you buy, so get a quote early.
Is Syracuse at risk from earthquakes?
It is the largest share of the building damage FEMA expects here (56%), and Syracuse’s rate for it is higher than 86% of U.S. census tracts.
Storm stories
Memories, warnings and help from neighbors in Syracuse.
Sources: FEMA National Risk Index v1.20 (December 2025), census-tract table, combined by where Syracuse’s residents lived in the 2020 census; OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Homes: Census ACS 2020–24. Preparedness tips: Ready.gov. FEMA’s model is an average of expected damage, not a forecast. How hazard risk is graded.